PlainZIP

Freehold, NY · standard

ZIP Code 12431

Greene County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,381
35/sq mi
$80,694
Median income
$262,500
Median home value
31.9%
Bachelor's or higher

The verdict

Freehold pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 37%
household income, US ZIPs
Top 40%
home value, US ZIPs
35
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12431 against every reporting US ZIP.

ZIP code 12431 is a sparsely populated ZIP (a standard USPS delivery area) in Freehold, Greene County, New York, home to just 1,381 residents across 40.0 square miles, a density of 35 people per square mile, in the New York time zone.

ZIP 12431 lands in the middle-income range, with a median household income of $80,694 (13% below the New York average), while per-capita income is $41,999. 2.4% of residents live below the poverty line, and the unemployment rate reads 0.0%. Housing costs here run $262,500 for a typical home value (31% below the state average), with rent averaging $882 a month; 86.3% of homes are owner-occupied.

A solid share of residents have a four-year degree: 31.9% of adults hold a bachelor's degree or higher, the median age is 46.8, and the average commute is -. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Greene County, letting you compare 12431 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12431, Freehold, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,381

Population

40.0

Area (sq mi)

35

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12431?

46.8

Median Age

51.6%

Male

48.4%

Female

3.1%

Foreign-Born

White 93.9%
African American 0.0%
Asian 1.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.7%
Hispanic or Latino 2.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$80,694

Median Household Income

-13% vs state

$41,999

Per Capita Income

2.4%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 12431 ranks nationally

Freehold, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$80,694 Top 37% higher than 63% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.0%
Bachelor's Degree or Higher 31.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

919

Total Housing Units

757

Occupied Units

162

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 86.3%
Renter 13.7%

$262,500

Median Home Value

-31% vs state

$882

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 15 business establishments in ZIP 12431, employing approximately 53 people with a combined annual payroll of $2,582,000.

15

Businesses

53

Employees

$2.6M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Retail trade 5 33.3%
Construction 3 20.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12431 vs 12413 →

ZIP 12431 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12431 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12431 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12431 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12413 Cairo, NY 2,948 3.3 mi
12176 Surprise, NY 198 3.1 mi
12083 Greenville, NY 3,795 4.8 mi
12058 Earlton, NY 1,445 5.0 mi
12423 East Durham, NY 1,097 4.7 mi
12405 Acra, NY 780 4.4 mi
12470 Purling, NY 536 5.3 mi
12473 Round Top, NY 861 7.1 mi
12451 Leeds, NY 1,674 5.2 mi
12042 Climax, NY 271 5.9 mi

More ZIP Codes in Greene County

12414 standard
Catskill, NY
Pop: 10,510
12051 standard
Coxsackie, NY
Pop: 7,070
12083 standard
Greenville, NY
Pop: 3,795
12015 standard
Athens, NY
Pop: 3,010
12413 standard
Cairo, NY
Pop: 2,948
12192 standard
West Coxsackie, NY
Pop: 1,722

Related Areas

Greene County Freehold, NY New York

Frequently Asked Questions

What county is ZIP code 12431 in? ▼
ZIP code 12431 (Freehold) is located in Greene County, New York. Greene County contains multiple ZIP codes, see the full list at /counties/greene-ny.
What is the population of ZIP code 12431? ▼
ZIP code 12431 in Freehold, NY has a population of 1,381 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12431? ▼
The median household income in ZIP 12431 is $80,694, which is 6% above the national average of $76,288.
What is the average home value in ZIP 12431? ▼
The median home value in ZIP 12431 is $262,500, which is 6% below the national average of $278,155.
What is the demographic makeup of ZIP 12431? ▼
The largest racial group in ZIP 12431 is White at 93.9%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 12431? ▼
ZIP code 12431 has 15 business establishments employing approximately 53 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 12431? ▼
In ZIP code 12431, 62.0% of residents aged 25+ have a high school diploma or higher, and 31.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12431? ▼
In ZIP code 12431, approximately 86.3% of occupied housing units are owner-occupied and 13.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12431? ▼
The poverty rate in ZIP code 12431 is 2.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.