Chestertown, NY · standard
ZIP Code 12817
Warren County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,274
- 16/sq mi Moderate-density area
- $93,393
- Median income Above-median income area
- $327,600
- Median home value Above-median home value
- 41.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Chestertown pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 24%
- household income, US ZIPs
- Top 30%
- home value, US ZIPs
- 16
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12817 against every reporting US ZIP.
ZIP code 12817 covers 138.7 square miles in Chestertown, Warren County, New York (a standard USPS delivery area), with a modest 2,274 residents on file, a density of 16 people per square mile, in the New York time zone.
ZIP 12817 lands in the middle-income range, with a median household income of $93,393 (1% above the average New York ZIP), while per-capita income is $44,300. The poverty rate is 8.7%, with unemployment at 3.5%; those measures add context to the income figure. Median home value is $327,600 (13% below the average New York ZIP) and median rent is $816; 83.8% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 41.2% of adults hold a bachelor's degree or higher, the median age is 57, and the average commute is 23 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Warren County, so 12817 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 12817
Top 5 sectors by establishment count in Chestertown, NY
Which industries have the most business establishments in ZIP 12817.
- Retail trade
Retail trade
15 establishments
- Accommodation and food services
Accommodation and food services
10 establishments
- Construction
Construction
7 establishments
- Finance and insurance
Finance and insurance
6 establishments
- Real estate and rental and leasing 5
Real estate and rental and leasing
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12817, Chestertown, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,274
Population
138.7
Area (sq mi)
16
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12817?
57.0
Median Age
50.0%
Male
50.0%
Female
4.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$93,393
Median Household Income
+1% vs state ZIP avg
$44,300
Per Capita Income
8.7%
Poverty Rate
3.5%
Unemployment Rate
23.0 min
Mean Commute Time
How ZIP 12817 ranks among New York ZIPs
Chestertown, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$93,393 Top 37% higher than 63% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,122housing units
2,122
Total Housing Units
1,000
Occupied Units
1,122
Vacant Units
2.16
Avg Household Size
Occupancy Type
$327,600
Median Home Value
-13% vs state ZIP avg
$816
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 70 business establishments in ZIP 12817, employing approximately 389 people with a combined annual payroll of $20,207,000.
70
Businesses
389
Employees
$20.2M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 15 | 21.4% |
| Accommodation and food services | 10 | 14.3% |
| Construction | 7 | 10.0% |
| Finance and insurance | 6 | 8.6% |
| Real estate and rental and leasing | 5 | 7.1% |
| Arts, entertainment, and recreation | 5 | 7.1% |
| Other services (except public administration) | 5 | 7.1% |
| Professional, scientific, and technical services | 4 | 5.7% |
| Health care and social assistance | 3 | 4.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12817 vs 12860 →
ZIP 12817 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12885
Warrensburg (12885)
4,602 residents
- 12817
Chestertown (12817)
2,274 residents
- 12824 894
Diamond Point (12824)
894 residents
- 12815 871
Brant Lake (12815)
871 residents
- 12860 748
Pottersville (12860)
748 residents
- 12808 306
Adirondack (12808)
306 residents
- 12886 269
Wevertown (12886)
269 residents
- 12862 17
Riparius (12862)
17 residents
What this shows Among its immediate neighbors, ZIP 12817 ranks #2 by population - useful context the national average alone can't give.
ZIP 12817 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12886
Wevertown (12886)
$127,649 median income
- 12808
Adirondack (12808)
$110,192 median income
- 12824
Diamond Point (12824)
$108,533 median income
- 12860
Pottersville (12860)
$95,625 median income
- 12817
Chestertown (12817)
$93,393 median income
- 12815
Brant Lake (12815)
$76,302 median income
- 12885
Warrensburg (12885)
$59,429 median income
What this shows By household income, ZIP 12817 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12817, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,274 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Warren County
Related Areas
Frequently Asked Questions
What county is ZIP code 12817 in?
ZIP code 12817 (Chestertown) is located in Warren County, New York. Warren County contains multiple ZIP codes, see the full list at /counties/warren-ny.
What is the population of ZIP code 12817?
ZIP code 12817 in Chestertown, NY has a population of 2,274 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12817?
The median household income in ZIP 12817 is $93,393, which is 22% above the national average of $76,288.
What is the average home value in ZIP 12817?
The median home value in ZIP 12817 is $327,600, which is 18% above the national average of $278,155.
What is the demographic makeup of ZIP 12817?
The largest racial group in ZIP 12817 is White at 95.5%.
How many businesses are in ZIP code 12817?
ZIP code 12817 has 70 business establishments employing approximately 389 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12817?
The top industries by establishment count in ZIP 12817 are: Retail trade (15), Accommodation and food services (10), Construction (7). There are 9 industry sectors represented in total.
What is the education level in ZIP code 12817?
In ZIP code 12817, 73.7% of residents aged 25+ have a high school diploma or higher, and 41.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12817?
The mean commute time for workers in ZIP code 12817 is 23.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12817?
In ZIP code 12817, approximately 83.8% of occupied housing units are owner-occupied and 16.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12817?
The poverty rate in ZIP code 12817 is 8.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12817's numbers, next.
- See how ZIP 12817 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Chestertown, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.