Residential delivery area · New York

ZIP Code 12817: Chestertown, NY

ZIP code 12817 uses the postal name Chestertown, New York and lies entirely in Warren County (Census 2020 ZIP-county file). About 2,200 people live there (Census Bureau, ACS 2020-2024). Median household income is $93,393 (Census Bureau, ACS 2020-2024). By Census place, 8% of its land lies in Chestertown (a census-designated place); 93% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2022
  • ZBP2023
  • IRS2022
1national area: New York, Delaware and Pennsylvania
128sectional center: Albany, NY (SCF 120)
17delivery area within it
Town
Chestertown · its only residential ZIP
Census places
Chestertown census-designated place
Metro area
Glens Falls, NY
House district
NY-21 119th Congress
Time zone
Eastern
Land area
51.3 sq mi · 42 people per sq mi

Where is ZIP code 12817?

12817 centers on 43.640°, -73.824° and covers 51.3 square miles of land plus 2.0 of water. It borders 5 ZIP codes: 12860, 12862, 12885, 12815, 12853.

12815 · Brant Lake12853 · North Creek12860 · Pottersville12862 · Riparius12885 · Warrensburg12817 · Chestertown (this ZIP)12817128851285312815128621286012815 · Brant Lake12853 · North Creek12860 · Pottersville12862 · Riparius12885 · Warrensburg12817 · Chestertown (this ZIP)12817128851285312815128621286012815 · Brant Lake12853 · North Creek12860 · Pottersville12862 · Riparius12885 · Warrensburg12817 · Chestertown (this ZIP)128171288512853128151286212860
Shaded by median household income, in national fifths (ACS 2020-2024); 12817 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 12817, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 12817 compare with the rest of Warren County?

Rank of 12817 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure12817In Warren CountyIn NY
People (ACS 2020-2024)2,1686th of 251,012th of 1,826
Median household income$93k3rd of 9422nd of 1,081
Median home value$328k2nd of 8539th of 1,172

Its median household income is higher than in 76% of U.S. residential ZIP codes, and it is denser than 39% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 12817?

The 2020 Census counted 2,142 people in 12817; the ACS, which samples households over 2020-2024, estimates 2,168. Between the 2010 and 2020 censuses its population fell 5.8% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
2,168±239 (90% margin)
2020 Census count
2,142−5.8% since 2010 (2,274)
Households
1,000
Median age
57.0

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 12817?

Of the 2,168 people the ACS estimates in 12817, 8.5% are under 18 and 36.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (95.5%).

  • Under 188.5%
  • 18 to 6455.4%
  • 65 and older36.1%
Age of the people of 12817 (ACS 2020-2024, B01001)
  • White, not Hispanic95.5%
  • Other or two or more2.4%
  • Asian, not Hispanic2.1%
  • Hispanic or Latino0.0%
  • Black, not Hispanic0.0%
Race and Hispanic origin in 12817 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 12817 earn?

Median household income is $93,393 (ACS 2020-2024), the 3rd highest of the 9 ranked ZIP codes in Warren County. It is not measurably different from 2015-2019 ($82,481 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$93,393±$11,869
Income per person
$44,300
Below the poverty line
8.7%
Unemployed (of the labor force)
3.5%
Adults 25+ with a bachelor's degree
41.2%
Adjusted gross income per tax return, 2022
$70,6111,140 returns; wages 53% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 12817?

Median home value (owners' estimate)
$327,600
Median gross rent
$816
Homes owned by their occupants
83.8%
Housing units
2,122
0 50 100 150 200 250 200320102022 0 50 100 150 200 250 200320102022 0 50 100 150 200 250 200320102022
Index = 100 in 2003, the first year FHFA reports for 12817; 2022: 271.8. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental. FHFA's series for 12817 stops in 2022: it publishes no ZIP index for a year with too few repeat sales.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 12817?

70 business establishments had a location in this ZIP code in 2023, 4 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade15
  • Accommodation and food services10
  • Construction7
  • Finance and insurance6
  • Real estate and rental and leasing5
  • Arts, entertainment, and recreation5

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 12817?

ZIP codes that share a boundary with 12817, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
12860Pottersville419$96k5.7 mi
12862Riparius127–6.4 mi
12885Warrensburg4,444$59k7.6 mi
12815Brant Lake1,140$76k7.8 mi
12853North Creek1,235$58k12.1 mi
12886Wevertown215$128k5.4 mi (near)
12808Adirondack284$110k8.5 mi (near)
12843Johnsburg461$61k8.5 mi (near)
12814Bolton Landing1,168$105k9.6 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.