PlainZIP

Chestertown, NY · standard

ZIP Code 12817

Warren County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,274
16/sq mi
$93,393
Median income
$327,600
Median home value
41.2%
Bachelor's or higher

The verdict

Chestertown pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 24%
household income, US ZIPs
Top 30%
home value, US ZIPs
16
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12817 against every reporting US ZIP.

ZIP code 12817 covers 138.7 square miles in Chestertown, Warren County, New York (a standard USPS delivery area), with a modest 2,274 residents on file, a density of 16 people per square mile, in the New York time zone.

ZIP 12817 lands in the middle-income range, with a median household income of $93,393 (1% above the New York average), while per-capita income is $44,300. 8.7% of residents live below the poverty line, and the unemployment rate reads 3.5%. Median home value sits at $327,600 (13% below the state average), median rent at $816 a month, and owner-occupancy at 83.8%.

A solid share of residents have a four-year degree: 41.2% of adults hold a bachelor's degree or higher, the median age is 57, and the average commute is 23 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Warren County, so you can benchmark 12817 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12817

Top 5 sectors by establishment count in Chestertown, NY

Which industries have the most business establishments in ZIP 12817.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12817, Chestertown, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,274

Population

138.7

Area (sq mi)

16

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12817?

57.0

Median Age

50.0%

Male

50.0%

Female

4.7%

Foreign-Born

White 95.5%
African American 0.0%
Asian 2.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.8%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$93,393

Median Household Income

+1% vs state

$44,300

Per Capita Income

8.7%

Poverty Rate

3.5%

Unemployment Rate

23.0 min

Mean Commute Time

How ZIP 12817 ranks nationally

Chestertown, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$93,393 Top 24% higher than 76% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 73.7%
Bachelor's Degree or Higher 41.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,122

Total Housing Units

1,000

Occupied Units

1,122

Vacant Units

2.16

Avg Household Size

Occupancy Type

Owner 83.8%
Renter 16.2%

$327,600

Median Home Value

-13% vs state

$816

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 70 business establishments in ZIP 12817, employing approximately 389 people with a combined annual payroll of $20,207,000.

70

Businesses

389

Employees

$20.2M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Retail trade 15 21.4%
Accommodation and food services 10 14.3%
Construction 7 10.0%
Finance and insurance 6 8.6%
Real estate and rental and leasing 5 7.1%
Arts, entertainment, and recreation 5 7.1%
Other services (except public administration) 5 7.1%
Professional, scientific, and technical services 4 5.7%
Health care and social assistance 3 4.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12817 vs 12860 →

ZIP 12817 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12817 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12817 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12817 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12860 Pottersville, NY 748 6.4 mi
12885 Warrensburg, NY 4,602 7.2 mi
12862 Riparius, NY 17 5.4 mi
12886 Wevertown, NY 269 5.7 mi
12815 Brant Lake, NY 871 7.5 mi
12808 Adirondack, NY 306 9.5 mi
12824 Diamond Point, NY 894 9.9 mi

More ZIP Codes in Warren County

12804 standard
Queensbury, NY
Pop: 26,540
12801 standard
Glens Falls, NY
Pop: 14,707
12845 standard
Lake George, NY
Pop: 4,842
12885 standard
Warrensburg, NY
Pop: 4,602
12846 standard
Lake Luzerne, NY
Pop: 3,298
12853 standard
North Creek, NY
Pop: 1,770

Related Areas

Warren County Chestertown, NY New York

Frequently Asked Questions

What county is ZIP code 12817 in? ▼
ZIP code 12817 (Chestertown) is located in Warren County, New York. Warren County contains multiple ZIP codes, see the full list at /counties/warren-ny.
What is the population of ZIP code 12817? ▼
ZIP code 12817 in Chestertown, NY has a population of 2,274 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12817? ▼
The median household income in ZIP 12817 is $93,393, which is 22% above the national average of $76,288.
What is the average home value in ZIP 12817? ▼
The median home value in ZIP 12817 is $327,600, which is 18% above the national average of $278,155.
What is the demographic makeup of ZIP 12817? ▼
The largest racial group in ZIP 12817 is White at 95.5%.
How many businesses are in ZIP code 12817? ▼
ZIP code 12817 has 70 business establishments employing approximately 389 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12817? ▼
The top industries by establishment count in ZIP 12817 are: Retail trade (15), Accommodation and food services (10), Construction (7). There are 9 industry sectors represented in total.
What is the education level in ZIP code 12817? ▼
In ZIP code 12817, 73.7% of residents aged 25+ have a high school diploma or higher, and 41.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12817? ▼
The mean commute time for workers in ZIP code 12817 is 23.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12817? ▼
In ZIP code 12817, approximately 83.8% of occupied housing units are owner-occupied and 16.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12817? ▼
The poverty rate in ZIP code 12817 is 8.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.