ZIP Code 12817

ZIP code 12817 is classified by USPS as a standard delivery area and covers roughly 138.7 square miles in Chestertown, Warren County, New York. The area is home to 2,274 residents, producing a population density of 16 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 12817 against New York and the nation.

On the economic side, the median household income for ZIP 12817 sits at $93,393 (1% above the New York average), while per-capita income is $44,300. The poverty rate stands at 8.7% and the unemployment rate at 3.5%. On housing, the median home value is $327,600 (13% below the state average) with median rent at $816 per month, and 83.8% of occupied units are owner-occupied, a direct signal of whether 12817 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 41.2% of adults hold a bachelor's degree or higher, the median age is 57, and the average commute is 23 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Warren County, so you can benchmark 12817 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →