Residential delivery area · New York

ZIP Code 12870: Schroon Lake, NY

ZIP code 12870 uses the postal name Schroon Lake, New York and lies mostly in Essex County (98% of its land) with the rest in Warren County (Census 2020 ZIP-county file). About 1,800 people live there (Census Bureau, ACS 2020-2024). Median household income is $72,628 (Census Bureau, ACS 2020-2024). By Census place, 3% of its land lies in Schroon Lake (a census-designated place); 97% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2022
  • ZBP2023
  • IRS2022
1national area: New York, Delaware and Pennsylvania
128sectional center: Albany, NY (SCF 120)
70delivery area within it
Town
Schroon Lake · its only residential ZIP
County
Essex County (98%); Warren County (2%)
Census places
Schroon Lake census-designated place
House district
NY-21 119th Congress
Time zone
Eastern
Land area
98.4 sq mi · 18 people per sq mi

Where is ZIP code 12870?

12870 centers on 43.839°, -73.766° and covers 98.4 square miles of land plus 6.3 of water. It borders 9 ZIP codes: 12872, 12858, 12808, 12860, 12857, 12815, 12883, 12836, 12855.

12808 · Adirondack12815 · Brant Lake12836 · Hague12855 · North Hudson12857 · Olmstedville12858 · Paradox12860 · Pottersville12872 · Severance12883 · Ticonderoga12870 · Schroon Lake (this ZIP)12870128551288312857128361281512860128081285812808 · Adirondack12815 · Brant Lake12836 · Hague12855 · North Hudson12857 · Olmstedville12858 · Paradox12860 · Pottersville12872 · Severance12883 · Ticonderoga12870 · Schroon Lake (this ZIP)12870128551288312857128361281512860128081285812808 · Adirondack12815 · Brant Lake12836 · Hague12855 · North Hudson12857 · Olmstedville12858 · Paradox12860 · Pottersville12872 · Severance12883 · Ticonderoga12870 · Schroon Lake (this ZIP)1287012855128831285712836128151286012858
Shaded by median household income, in national fifths (ACS 2020-2024); 12870 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 12870, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 12870 compare with the rest of Essex County?

Rank of 12870 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure12870In Essex CountyIn NY
People (ACS 2020-2024)1,7568th of 351,112th of 1,826
Median household income$73k3rd of 8722nd of 1,081
Median home value$269k3rd of 13606th of 1,172

Its median household income is higher than in 51% of U.S. residential ZIP codes, and it is denser than 24% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 12870?

The 2020 Census counted 1,652 people in 12870; the ACS, which samples households over 2020-2024, estimates 1,756. Between the 2010 and 2020 censuses its population grew 9.5% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
1,756±281 (90% margin)
2020 Census count
1,652+9.5% since 2010 (1,509)
Households
767
Median age
52.3

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 12870?

Of the 1,756 people the ACS estimates in 12870, 17.1% are under 18 and 28.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (97.0%).

  • Under 1817.1%
  • 18 to 6454.7%
  • 65 and older28.2%
Age of the people of 12870 (ACS 2020-2024, B01001)
  • White, not Hispanic97.0%
  • Other or two or more2.7%
  • Hispanic or Latino0.3%
  • Black, not Hispanic0.0%
  • Asian, not Hispanic0.0%
Race and Hispanic origin in 12870 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 12870 earn?

Median household income is $72,628 (ACS 2020-2024), the 3rd highest of the 8 ranked ZIP codes in Essex County. It is not measurably different from 2015-2019 ($63,727 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$72,628±$10,701
Income per person
$38,467
Below the poverty line
7.3%
Unemployed (of the labor force)
1.6%
Adults 25+ with a bachelor's degree
36.0%
Adjusted gross income per tax return, 2022
$67,106830 returns; wages 58% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 12870?

Median home value (owners' estimate)
$268,700
Median gross rent
$516
Homes owned by their occupants
85.3%
Housing units
1,820
0 50 100 150 20102022 0 50 100 150 20102022 0 50 100 150 20102022
Index = 100 in 2010, the first year FHFA reports for 12870; 2022: 182.8. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental. FHFA's series for 12870 stops in 2022: it publishes no ZIP index for a year with too few repeat sales.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 12870?

65 business establishments had a location in this ZIP code in 2023, 4 more than in 2018; the most are in accommodation and food services (ZIP Code Business Patterns).

  • Accommodation and food services14
  • Retail trade9
  • Health care and social assistance9
  • Construction8
  • Other services (except public administration)7
  • Administrative and support and waste management and remediation services3

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 12870?

ZIP codes that share a boundary with 12870, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
12872Severance22–3.7 mi
12858Paradox118$124k4.1 mi
12808Adirondack284$110k6.3 mi
12860Pottersville419$96k8.4 mi
12857Olmstedville606$69k9.0 mi
12815Brant Lake1,140$76k10.2 mi
12883Ticonderoga4,744$66k10.6 mi
12836Hague498$80k11.9 mi
12855North Hudson208$77k13.0 mi

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.