PlainZIP

Upper Jay, NY · standard

ZIP Code 12987

Essex County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

201
13/sq mi
$127,083
Median income
$250,000
Median home value
61.0%
Bachelor's or higher

The verdict

Upper Jay pairs a top-decile household income with above-median home values, in a rural, homeowner-dominated area.

Top 8%
household income, US ZIPs
Top 43%
home value, US ZIPs
13
people per sq mi
94%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12987 against every reporting US ZIP.

ZIP code 12987 is a sparsely populated ZIP (a standard USPS delivery area) in Upper Jay, Essex County, New York, home to just 201 residents across 16.1 square miles, a density of 13 people per square mile, in the New York time zone.

ZIP 12987 skews affluent, with a median household income of $127,083 (37% above the New York average), while per-capita income is $87,497. 35.3% of residents live below the poverty line, and the unemployment rate reads 0.0%. On housing, the median home value is $250,000 (34% below the state average) with median rent at - per month, and 94.3% of occupied units are owner-occupied.

This is a highly-educated ZIP: 61.0% of adults hold a bachelor's degree or higher, the median age is 46.7, and the average commute is -. To put 12987 in local context, 4 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Essex County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12987, Upper Jay, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

201

Population

16.1

Area (sq mi)

13

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12987?

46.7

Median Age

37.0%

Male

63.0%

Female

0.0%

Foreign-Born

White 93.3%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.7%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$127,083

Median Household Income

+37% vs state

$87,497

Per Capita Income

35.3%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 12987 ranks nationally

Upper Jay, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$127,083 Top 8% higher than 92% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.0%
Bachelor's Degree or Higher 61.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

136

Total Housing Units

70

Occupied Units

66

Vacant Units

1.70

Avg Household Size

Occupancy Type

Owner 94.3%
Renter 5.7%

$250,000

Median Home Value

-34% vs state

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 9 business establishments in ZIP 12987, employing approximately 28 people with a combined annual payroll of $1,207,000.

9

Businesses

28

Employees

$1.2M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 3 33.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12987 vs 12941 →

ZIP 12987 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12987 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12987 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12987 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12941 Jay, NY 1,428 3.4 mi
12942 Keene, NY 646 4.6 mi
12997 Wilmington, NY 1,239 5.3 mi
12912 Au Sable Forks, NY 1,998 9.7 mi

More ZIP Codes in Essex County

12946 standard
Lake Placid, NY
Pop: 5,492
12883 standard
Ticonderoga, NY
Pop: 5,025
12944 standard
Keeseville, NY
Pop: 4,080
12996 standard
Willsboro, NY
Pop: 2,086
12928 standard
Crown Point, NY
Pop: 2,028
12977 standard
Ray Brook, NY
Pop: 1,753

Related Areas

Essex County Upper Jay, NY New York

Frequently Asked Questions

What county is ZIP code 12987 in? ▼
ZIP code 12987 (Upper Jay) is located in Essex County, New York. Essex County contains multiple ZIP codes, see the full list at /counties/essex-ny.
What is the population of ZIP code 12987? ▼
ZIP code 12987 in Upper Jay, NY has a population of 201 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12987? ▼
The median household income in ZIP 12987 is $127,083, which is 67% above the national average of $76,288.
What is the average home value in ZIP 12987? ▼
The median home value in ZIP 12987 is $250,000, which is 10% below the national average of $278,155.
What is the demographic makeup of ZIP 12987? ▼
The largest racial group in ZIP 12987 is White at 93.3%.
How many businesses are in ZIP code 12987? ▼
ZIP code 12987 has 9 business establishments employing approximately 28 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 12987? ▼
In ZIP code 12987, 65.0% of residents aged 25+ have a high school diploma or higher, and 61.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12987? ▼
In ZIP code 12987, approximately 94.3% of occupied housing units are owner-occupied and 5.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12987? ▼
The poverty rate in ZIP code 12987 is 35.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.