Upper Jay, NY · standard
ZIP Code 12987
Essex County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 201
- 13/sq mi Low-density area
- $127,083
- Median income Above-median income area
- $250,000
- Median home value Near-median home value
- 61.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Upper Jay pairs a top-decile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 8%
- household income, US ZIPs
- Top 43%
- home value, US ZIPs
- 13
- people per sq mi
- 94%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12987 against every reporting US ZIP.
ZIP code 12987 is a sparsely populated ZIP (a standard USPS delivery area) in Upper Jay, Essex County, New York, home to just 201 residents across 16.1 square miles, a density of 13 people per square mile, in the New York time zone.
ZIP 12987 skews affluent, with a median household income of $127,083 (37% above the average New York ZIP), while per-capita income is $87,497. The poverty rate is 35.3%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $250,000 (34% below the average New York ZIP); owner occupancy is 94.3%.
This is a highly-educated ZIP: 61.0% of adults hold a bachelor's degree or higher, the median age is 46.7, and the average commute is -. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Essex County, so 12987 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12987, Upper Jay, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
201
Population
16.1
Area (sq mi)
13
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12987?
46.7
Median Age
37.0%
Male
63.0%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$127,083
Median Household Income
+37% vs state ZIP avg
$87,497
Per Capita Income
35.3%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 12987 ranks among New York ZIPs
Upper Jay, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$127,083 Top 16% higher than 84% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
136housing units
136
Total Housing Units
70
Occupied Units
66
Vacant Units
1.70
Avg Household Size
Occupancy Type
$250,000
Median Home Value
-34% vs state ZIP avg
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 9 business establishments in ZIP 12987, employing approximately 28 people with a combined annual payroll of $1,207,000.
9
Businesses
28
Employees
$1.2M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 3 | 33.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12987 vs 12941 →
ZIP 12987 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12912
Au Sable Forks (12912)
1,998 residents
- 12941
Jay (12941)
1,428 residents
- 12997
Wilmington (12997)
1,239 residents
- 12942 646
Keene (12942)
646 residents
- 12987 201
Upper Jay (12987)
201 residents
What this shows Among its immediate neighbors, ZIP 12987 ranks #5 by population - useful context the national average alone can't give.
ZIP 12987 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12987
Upper Jay (12987)
$127,083 median income
- 12942
Keene (12942)
$115,000 median income
- 12997
Wilmington (12997)
$82,344 median income
- 12912
Au Sable Forks (12912)
$70,046 median income
- 12941
Jay (12941)
$68,625 median income
What this shows By household income, ZIP 12987 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12987, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Essex County
Related Areas
Frequently Asked Questions
What county is ZIP code 12987 in?
ZIP code 12987 (Upper Jay) is located in Essex County, New York. Essex County contains multiple ZIP codes, see the full list at /counties/essex-ny.
What is the population of ZIP code 12987?
ZIP code 12987 in Upper Jay, NY has a population of 201 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12987?
The median household income in ZIP 12987 is $127,083, which is 67% above the national average of $76,288.
What is the average home value in ZIP 12987?
The median home value in ZIP 12987 is $250,000, which is 10% below the national average of $278,155.
What is the demographic makeup of ZIP 12987?
The largest racial group in ZIP 12987 is White at 93.3%.
How many businesses are in ZIP code 12987?
ZIP code 12987 has 9 business establishments employing approximately 28 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 12987?
In ZIP code 12987, 65.0% of residents aged 25+ have a high school diploma or higher, and 61.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12987?
In ZIP code 12987, approximately 94.3% of occupied housing units are owner-occupied and 5.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12987?
The poverty rate in ZIP code 12987 is 35.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12987's numbers, next.
- See how ZIP 12987 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Upper Jay, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.