ZIP Code 13407

ZIP code 13407 is classified by USPS as a standard delivery area and covers roughly 140.5 square miles in Mohawk, Herkimer County, New York. The area is home to 5,453 residents, producing a population density of 39 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 13407 against New York and the nation.

On the economic side, the median household income for ZIP 13407 sits at $69,846 (24% below the New York average), while per-capita income is $36,063. The poverty rate stands at 14.3% and the unemployment rate at 2.5%. On housing, the median home value is $149,100 (61% below the state average) with median rent at $728 per month, and 78.7% of occupied units are owner-occupied, a direct signal of whether 13407 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 23.6% of adults hold a bachelor's degree or higher, the median age is 48, and the average commute is 25 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Herkimer County, so you can benchmark 13407 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →