PlainZIP

Palatine Bridge, NY · standard

ZIP Code 13428

Montgomery County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,635
40/sq mi
$76,295
Median income
$180,500
Median home value
27.0%
Bachelor's or higher

The verdict

Palatine Bridge pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 43%
household income, US ZIPs
38th pct
home value, US ZIPs
40
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13428 against every reporting US ZIP.

ZIP code 13428 covers 40.9 square miles in Palatine Bridge, Montgomery County, New York (a standard USPS delivery area), with a modest 1,635 residents on file, a density of 40 people per square mile, in the New York time zone.

ZIP 13428 lands in the middle-income range, with a median household income of $76,295 (17% below the New York average), while per-capita income is $38,575. 12.8% of residents live below the poverty line, and the unemployment rate reads 2.7%. Housing costs here run $180,500 for a typical home value (52% below the state average), with rent averaging $487 a month; 77.3% of homes are owner-occupied.

Educational attainment sits below the national norm: 27.0% of adults hold a bachelor's degree or higher, the median age is 44.8, and the average commute is 27 minutes. To put 13428 in local context, 8 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Montgomery County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 13428

Top 5 sectors by establishment count in Palatine Bridge, NY

Which industries have the most business establishments in ZIP 13428.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13428, Palatine Bridge, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,635

Population

40.9

Area (sq mi)

40

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 13428?

44.8

Median Age

46.4%

Male

53.6%

Female

1.5%

Foreign-Born

White 93.0%
African American 0.7%
Asian 0.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.0%
Hispanic or Latino 5.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$76,295

Median Household Income

-17% vs state

$38,575

Per Capita Income

12.8%

Poverty Rate

2.7%

Unemployment Rate

26.6 min

Mean Commute Time

How ZIP 13428 ranks nationally

Palatine Bridge, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$76,295 Top 43% higher than 57% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.1%
Bachelor's Degree or Higher 27.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

760

Total Housing Units

705

Occupied Units

55

Vacant Units

2.28

Avg Household Size

Occupancy Type

Owner 77.3%
Renter 22.7%

$180,500

Median Home Value

-52% vs state

$487

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 43 business establishments in ZIP 13428, employing approximately 460 people with a combined annual payroll of $16,769,000.

43

Businesses

460

Employees

$16.8M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Retail trade 12 27.9%
Construction 6 13.9%
Health care and social assistance 5 11.6%
Finance and insurance 4 9.3%
Other services (except public administration) 4 9.3%
Administrative and support and waste management and remediation services 3 7.0%
Accommodation and food services 3 7.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 13428 vs 13410 →

ZIP 13428 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 13428 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 13428 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 13428 ranks #2 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
13410 Nelliston, NY 241 3.7 mi
13317 Canajoharie, NY 3,784 5.1 mi
13339 Fort Plain, NY 6,941 6.5 mi
12068 Fonda, NY 3,201 7.1 mi
12166 Sprakers, NY 1,363 7.3 mi
13459 Sharon Springs, NY 2,222 10.3 mi
13452 Saint Johnsville, NY 4,629 9.3 mi
12095 Johnstown, NY 12,606 10.0 mi

More ZIP Codes in Montgomery County

12010 standard
Amsterdam, NY
Pop: 28,937
13452 standard
Saint Johnsville, NY
Pop: 4,629
13317 standard
Canajoharie, NY
Pop: 3,784
12068 standard
Fonda, NY
Pop: 3,201
12072 standard
Fultonville, NY
Pop: 2,890
12086 standard
Hagaman, NY
Pop: 1,865

Related Areas

Montgomery County Palatine Bridge, NY New York

Frequently Asked Questions

What county is ZIP code 13428 in? ▼
ZIP code 13428 (Palatine Bridge) is located in Montgomery County, New York. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-ny.
What is the population of ZIP code 13428? ▼
ZIP code 13428 in Palatine Bridge, NY has a population of 1,635 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13428? ▼
The median household income in ZIP 13428 is $76,295, which is 0% above the national average of $76,288.
What is the average home value in ZIP 13428? ▼
The median home value in ZIP 13428 is $180,500, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 13428? ▼
The largest racial group in ZIP 13428 is White at 93.0%. Hispanic or Latino residents make up 5.0% of the population.
How many businesses are in ZIP code 13428? ▼
ZIP code 13428 has 43 business establishments employing approximately 460 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13428? ▼
The top industries by establishment count in ZIP 13428 are: Retail trade (12), Construction (6), Health care and social assistance (5). There are 7 industry sectors represented in total.
What is the education level in ZIP code 13428? ▼
In ZIP code 13428, 67.1% of residents aged 25+ have a high school diploma or higher, and 27.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 13428? ▼
The mean commute time for workers in ZIP code 13428 is 26.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 13428? ▼
In ZIP code 13428, approximately 77.3% of occupied housing units are owner-occupied and 22.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13428? ▼
The poverty rate in ZIP code 13428 is 12.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.