Palatine Bridge, NY · standard
ZIP Code 13428
Montgomery County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,635
- 40/sq mi Moderate-density area
- $76,295
- Median income Near-median income area
- $180,500
- Median home value Near-median home value
- 27.0%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Palatine Bridge pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 43%
- household income, US ZIPs
- 38th pct
- home value, US ZIPs
- 40
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13428 against every reporting US ZIP.
ZIP code 13428 covers 40.9 square miles in Palatine Bridge, Montgomery County, New York (a standard USPS delivery area), with a modest 1,635 residents on file, a density of 40 people per square mile, in the New York time zone.
ZIP 13428 lands in the middle-income range, with a median household income of $76,295 (17% below the average New York ZIP), while per-capita income is $38,575. The poverty rate is 12.8%, with unemployment at 2.7%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $180,500 (52% below the average New York ZIP), and median rent is $487; owner occupancy is 77.3%.
Educational attainment sits below the national norm: 27.0% of adults hold a bachelor's degree or higher, the median age is 44.8, and the average commute is 27 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Montgomery County, so 13428 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 13428
Top 5 sectors by establishment count in Palatine Bridge, NY
Which industries have the most business establishments in ZIP 13428.
- Retail trade
Retail trade
12 establishments
- Construction
Construction
6 establishments
- Health care and social assistance
Health care and social assistance
5 establishments
- Finance and insurance 4
Finance and insurance
4 establishments
- Other services (except public administration) 4
Other services (except public administration)
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13428, Palatine Bridge, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,635
Population
40.9
Area (sq mi)
40
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 13428?
44.8
Median Age
46.4%
Male
53.6%
Female
1.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$76,295
Median Household Income
-17% vs state ZIP avg
$38,575
Per Capita Income
12.8%
Poverty Rate
2.7%
Unemployment Rate
26.6 min
Mean Commute Time
How ZIP 13428 ranks among New York ZIPs
Palatine Bridge, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$76,295 41st percentile higher than 41% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
760housing units
760
Total Housing Units
705
Occupied Units
55
Vacant Units
2.28
Avg Household Size
Occupancy Type
$180,500
Median Home Value
-52% vs state ZIP avg
$487
Median Rent
1982
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 43 business establishments in ZIP 13428, employing approximately 460 people with a combined annual payroll of $16,769,000.
43
Businesses
460
Employees
$16.8M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 12 | 27.9% |
| Construction | 6 | 13.9% |
| Health care and social assistance | 5 | 11.6% |
| Finance and insurance | 4 | 9.3% |
| Other services (except public administration) | 4 | 9.3% |
| Administrative and support and waste management and remediation services | 3 | 7.0% |
| Accommodation and food services | 3 | 7.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 13428 vs 13410 →
ZIP 13428 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12095
Johnstown (12095)
12,606 residents
- 13339
Fort Plain (13339)
6,941 residents
- 13452 4,629
Saint Johnsville (13452)
4,629 residents
- 13317 3,784
Canajoharie (13317)
3,784 residents
- 12068 3,201
Fonda (12068)
3,201 residents
- 13459 2,222
Sharon Springs (13459)
2,222 residents
- 13428 1,635
Palatine Bridge (13428)
1,635 residents
- 12166 1,363
Sprakers (12166)
1,363 residents
- 13410 241
Nelliston (13410)
241 residents
What this shows Among its immediate neighbors, ZIP 13428 ranks #7 by population - useful context the national average alone can't give.
ZIP 13428 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12166
Sprakers (12166)
$94,821 median income
- 13428
Palatine Bridge (13428)
$76,295 median income
- 12068
Fonda (12068)
$72,788 median income
- 13317
Canajoharie (13317)
$72,500 median income
- 12095
Johnstown (12095)
$69,469 median income
- 13459
Sharon Springs (13459)
$65,893 median income
- 13452
Saint Johnsville (13452)
$60,327 median income
- 13339
Fort Plain (13339)
$56,047 median income
What this shows By household income, ZIP 13428 ranks #2 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 13410 | Nelliston, NY | 241 | 3.7 mi |
| 13317 | Canajoharie, NY | 3,784 | 5.1 mi |
| 13339 | Fort Plain, NY | 6,941 | 6.5 mi |
| 12068 | Fonda, NY | 3,201 | 7.1 mi |
| 12166 | Sprakers, NY | 1,363 | 7.3 mi |
| 13459 | Sharon Springs, NY | 2,222 | 10.3 mi |
| 13452 | Saint Johnsville, NY | 4,629 | 9.3 mi |
| 12095 | Johnstown, NY | 12,606 | 10.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 13428, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,635 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Montgomery County
Related Areas
Frequently Asked Questions
What county is ZIP code 13428 in?
ZIP code 13428 (Palatine Bridge) is located in Montgomery County, New York. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-ny.
What is the population of ZIP code 13428?
ZIP code 13428 in Palatine Bridge, NY has a population of 1,635 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13428?
The median household income in ZIP 13428 is $76,295, which is 0% above the national average of $76,288.
What is the average home value in ZIP 13428?
The median home value in ZIP 13428 is $180,500, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 13428?
The largest racial group in ZIP 13428 is White at 93.0%. Hispanic or Latino residents make up 5.0% of the population.
How many businesses are in ZIP code 13428?
ZIP code 13428 has 43 business establishments employing approximately 460 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13428?
The top industries by establishment count in ZIP 13428 are: Retail trade (12), Construction (6), Health care and social assistance (5). There are 7 industry sectors represented in total.
What is the education level in ZIP code 13428?
In ZIP code 13428, 67.1% of residents aged 25+ have a high school diploma or higher, and 27.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 13428?
The mean commute time for workers in ZIP code 13428 is 26.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 13428?
In ZIP code 13428, approximately 77.3% of occupied housing units are owner-occupied and 22.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13428?
The poverty rate in ZIP code 13428 is 12.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 13428's numbers, next.
- See how ZIP 13428 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Palatine Bridge, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.