PlainZIP

Norwich, NY · standard

ZIP Code 13815

Chenango County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

13,999
50/sq mi
$61,469
Median income
$133,900
Median home value
23.9%
Bachelor's or higher

The verdict

Norwich pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

32th pct
household income, US ZIPs
21th pct
home value, US ZIPs
50
people per sq mi
64%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13815 against every reporting US ZIP.

ZIP code 13815 is a mid-sized community (a standard USPS delivery area) in Norwich, Chenango County, New York, home to 13,999 residents across 277.8 square miles, a density of 50 people per square mile, in the New York time zone.

ZIP 13815 reports a modest median household income of $61,469 (34% below the New York average), while per-capita income is $35,276. Local economic indicators show a 10.3% poverty rate alongside 7.3% unemployment. On housing, the median home value is $133,900 (65% below the state average) with median rent at $881 per month, and 64.0% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 23.9% of adults hold a bachelor's degree or higher, the median age is 44.6, and the average commute is 18 minutes. To put 13815 in local context, 7 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Chenango County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 13815

Top 5 sectors by establishment count in Norwich, NY

Which industries have the most business establishments in ZIP 13815.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13815, Norwich, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

13,999

Population

277.8

Area (sq mi)

50

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 13815?

44.6

Median Age

48.5%

Male

51.5%

Female

4.1%

Foreign-Born

White 89.0%
African American 1.3%
Asian 0.7%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.7%
Hispanic or Latino 5.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,469

Median Household Income

-34% vs state

$35,276

Per Capita Income

10.3%

Poverty Rate

7.3%

Unemployment Rate

17.6 min

Mean Commute Time

How ZIP 13815 ranks nationally

Norwich, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$61,469 32nd percentile higher than 32% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.7%
Bachelor's Degree or Higher 23.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,399

Total Housing Units

5,503

Occupied Units

896

Vacant Units

2.22

Avg Household Size

Occupancy Type

Owner 64.0%
Renter 36.0%

$133,900

Median Home Value

-65% vs state

$881

Median Rent

1963

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-6.8%

YoY Change (2024)

204

HPI Index (2000 = 100)

+104%

Total Change Since 2000

Home values in ZIP 13815 have decreased 6.8% over the past year (2024). Since 2000, this ZIP has seen +104% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.4% 168
2021 +8.2% 182
2022 +14.2% 208
2023 +5.7% 219
2024 -6.8% 204

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 342 business establishments in ZIP 13815, employing approximately 6,054 people with a combined annual payroll of $308,126,000.

342

Businesses

6,054

Employees

$308.1M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 70 20.5%
Health care and social assistance 63 18.4%
Accommodation and food services 39 11.4%
Other services (except public administration) 31 9.1%
Professional, scientific, and technical services 25 7.3%
Construction 17 5.0%
Finance and insurance 17 5.0%
Manufacturing 15 4.4%
Real estate and rental and leasing 12 3.5%
Wholesale trade 11 3.2%
Administrative and support and waste management and remediation services 11 3.2%
Information 10 2.9%
Arts, entertainment, and recreation 7 2.0%
Transportation and warehousing 5 1.5%
Educational services 4 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 13815 vs 13780 →

ZIP 13815 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 13815 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 13815 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 13815 ranks #5 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
13780 Guilford, NY 1,045 8.8 mi
13844 South Plymouth, NY 724 8.3 mi
13830 Oxford, NY 5,042 8.9 mi
13460 Sherburne, NY 4,429 10.4 mi
13464 Smyrna, NY 1,189 10.6 mi
13832 Plymouth, NY 709 10.6 mi
13809 Mount Upton, NY 1,517 12.1 mi

More ZIP Codes in Chenango County

13778 standard
Greene, NY
Pop: 5,948
13733 standard
Bainbridge, NY
Pop: 5,216
13830 standard
Oxford, NY
Pop: 5,042
13460 standard
Sherburne, NY
Pop: 4,429
13411 standard
New Berlin, NY
Pop: 3,264
13730 standard
Afton, NY
Pop: 2,805

Related Areas

Chenango County Norwich, NY New York

Frequently Asked Questions

What county is ZIP code 13815 in? ▼
ZIP code 13815 (Norwich) is located in Chenango County, New York. Chenango County contains multiple ZIP codes, see the full list at /counties/chenango-ny.
What is the population of ZIP code 13815? ▼
ZIP code 13815 in Norwich, NY has a population of 13,999 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13815? ▼
The median household income in ZIP 13815 is $61,469, which is 19% below the national average of $76,288.
What is the average home value in ZIP 13815? ▼
The median home value in ZIP 13815 is $133,900, which is 52% below the national average of $278,155.
What is the demographic makeup of ZIP 13815? ▼
The largest racial group in ZIP 13815 is White at 89.0%. Hispanic or Latino residents make up 5.4% of the population.
How many businesses are in ZIP code 13815? ▼
ZIP code 13815 has 342 business establishments employing approximately 6,054 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13815? ▼
The top industries by establishment count in ZIP 13815 are: Retail trade (70), Health care and social assistance (63), Accommodation and food services (39). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 13815? ▼
According to the FHFA House Price Index, home values in ZIP 13815 decreased by 6.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 104%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 13815? ▼
In ZIP code 13815, 60.7% of residents aged 25+ have a high school diploma or higher, and 23.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 13815? ▼
The mean commute time for workers in ZIP code 13815 is 17.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 13815? ▼
In ZIP code 13815, approximately 64.0% of occupied housing units are owner-occupied and 36.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13815? ▼
The poverty rate in ZIP code 13815 is 10.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.