Norwich, NY · standard
ZIP Code 13815
Chenango County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 13,999
- 50/sq mi Moderate-density area
- $61,469
- Median income Below-median income area
- $133,900
- Median home value Below-median home value
- 23.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Norwich pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 32nd pct
- household income, US ZIPs
- 21st pct
- home value, US ZIPs
- 50
- people per sq mi
- 64%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13815 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 13815 (Norwich, NY) fell -6.8% from 2023 to 2024. The all-transactions index moved from 219.4 in 2023 to 204.5 in 2024 (2000 = 100).
ZIP code 13815 is a mid-sized community (a standard USPS delivery area) in Norwich, Chenango County, New York, home to 13,999 residents across 277.8 square miles, a density of 50 people per square mile, in the New York time zone.
ZIP 13815 reports a modest median household income of $61,469 (34% below the average New York ZIP), while per-capita income is $35,276. The poverty rate is 10.3%, with unemployment at 7.3%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $133,900 (65% below the average New York ZIP), and median rent is $881; owner occupancy is 64.0%.
Educational attainment sits below the national norm: 23.9% of adults hold a bachelor's degree or higher, the median age is 44.6, and the average commute is 18 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Chenango County, so 13815 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 13815
Top 5 sectors by establishment count in Norwich, NY
Which industries have the most business establishments in ZIP 13815.
- Retail trade
Retail trade
70 establishments
- Health care and social assistance
Health care and social assistance
63 establishments
- Accommodation and food services
Accommodation and food services
39 establishments
- Other services (except public administration)
Other services (except public administration)
31 establishments
- Professional, scientific, and technical services 25
Professional, scientific, and technical services
25 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13815, Norwich, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
13,999
Population
277.8
Area (sq mi)
50
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 13815?
44.6
Median Age
48.5%
Male
51.5%
Female
4.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$61,469
Median Household Income
-34% vs state ZIP avg
$35,276
Per Capita Income
10.3%
Poverty Rate
7.3%
Unemployment Rate
17.6 min
Mean Commute Time
How ZIP 13815 ranks among New York ZIPs
Norwich, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$61,469 17th percentile higher than 17% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,399housing units
6,399
Total Housing Units
5,503
Occupied Units
896
Vacant Units
2.22
Avg Household Size
Occupancy Type
$133,900
Median Home Value
-65% vs state ZIP avg
$881
Median Rent
1963
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-6.8%
YoY Change (2024)
204
HPI Index (2000 = 100)
+104%
Total Change Since 2000
Home values in ZIP 13815 have decreased 6.8% over the past year (2024). Since 2000, this ZIP has seen +104% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.4% | 168 |
| 2021 | +8.2% | 182 |
| 2022 | +14.2% | 208 |
| 2023 | +5.7% | 219 |
| 2024 | -6.8% | 204 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 342 business establishments in ZIP 13815, employing approximately 6,054 people with a combined annual payroll of $308,126,000.
342
Businesses
6,054
Employees
$308.1M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 70 | 20.5% |
| Health care and social assistance | 63 | 18.4% |
| Accommodation and food services | 39 | 11.4% |
| Other services (except public administration) | 31 | 9.1% |
| Professional, scientific, and technical services | 25 | 7.3% |
| Construction | 17 | 5.0% |
| Finance and insurance | 17 | 5.0% |
| Manufacturing | 15 | 4.4% |
| Real estate and rental and leasing | 12 | 3.5% |
| Wholesale trade | 11 | 3.2% |
| Administrative and support and waste management and remediation services | 11 | 3.2% |
| Information | 10 | 2.9% |
| Arts, entertainment, and recreation | 7 | 2.0% |
| Transportation and warehousing | 5 | 1.5% |
| Educational services | 4 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 13815 vs 13780 →
ZIP 13815 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13815
Norwich (13815)
13,999 residents
- 13830 5,042
Oxford (13830)
5,042 residents
- 13460 4,429
Sherburne (13460)
4,429 residents
- 13809 1,517
Mount Upton (13809)
1,517 residents
- 13464 1,189
Smyrna (13464)
1,189 residents
- 13780 1,045
Guilford (13780)
1,045 residents
- 13844 724
South Plymouth (13844)
724 residents
- 13832 709
Plymouth (13832)
709 residents
What this shows Among its immediate neighbors, ZIP 13815 ranks the most populous - useful context the national average alone can't give.
ZIP 13815 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13832
Plymouth (13832)
$78,125 median income
- 13780
Guilford (13780)
$77,262 median income
- 13830
Oxford (13830)
$62,400 median income
- 13460
Sherburne (13460)
$61,587 median income
- 13815
Norwich (13815)
$61,469 median income
- 13844
South Plymouth (13844)
$61,071 median income
- 13464
Smyrna (13464)
$56,953 median income
- 13809
Mount Upton (13809)
$52,167 median income
What this shows By household income, ZIP 13815 ranks #5 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 13815, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (13,999 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Chenango County
Related Areas
Frequently Asked Questions
What county is ZIP code 13815 in?
ZIP code 13815 (Norwich) is located in Chenango County, New York. Chenango County contains multiple ZIP codes, see the full list at /counties/chenango-ny.
What is the population of ZIP code 13815?
ZIP code 13815 in Norwich, NY has a population of 13,999 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13815?
The median household income in ZIP 13815 is $61,469, which is 19% below the national average of $76,288.
What is the average home value in ZIP 13815?
The median home value in ZIP 13815 is $133,900, which is 52% below the national average of $278,155.
What is the demographic makeup of ZIP 13815?
The largest racial group in ZIP 13815 is White at 89.0%. Hispanic or Latino residents make up 5.4% of the population.
How many businesses are in ZIP code 13815?
ZIP code 13815 has 342 business establishments employing approximately 6,054 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13815?
The top industries by establishment count in ZIP 13815 are: Retail trade (70), Health care and social assistance (63), Accommodation and food services (39). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 13815?
According to the FHFA House Price Index, home values in ZIP 13815 decreased by 6.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 104%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 13815?
In ZIP code 13815, 60.7% of residents aged 25+ have a high school diploma or higher, and 23.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 13815?
The mean commute time for workers in ZIP code 13815 is 17.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 13815?
In ZIP code 13815, approximately 64.0% of occupied housing units are owner-occupied and 36.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13815?
The poverty rate in ZIP code 13815 is 10.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 13815's numbers, next.
- See how ZIP 13815 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Norwich, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.