PlainZIP

Dunkirk, NY · standard

ZIP Code 14048

Chautauqua County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

15,072
250/sq mi
$56,431
Median income
$104,000
Median home value
18.7%
Bachelor's or higher

The verdict

Dunkirk pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, homeowner-dominated area.

23th pct
household income, US ZIPs
11th pct
home value, US ZIPs
250
people per sq mi
63%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 14048 against every reporting US ZIP.

ZIP code 14048 is a mid-sized community (a standard USPS delivery area) in Dunkirk, Chautauqua County, New York, home to 15,072 residents across 60.4 square miles, a density of 250 people per square mile, in the New York time zone.

ZIP 14048 reports a modest median household income of $56,431 (39% below the New York average), while per-capita income is $30,369. The poverty rate stands at 21.7% and the unemployment rate at 4.1%. Median home value sits at $104,000 (73% below the state average), median rent at $869 a month, and owner-occupancy at 63.1%.

Educational attainment sits below the national norm: 18.7% of adults hold a bachelor's degree or higher, the median age is 46.1, and the average commute is 19 minutes. To put 14048 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Chautauqua County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 14048

Top 5 sectors by establishment count in Dunkirk, NY

Which industries have the most business establishments in ZIP 14048.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 14048, Dunkirk, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

15,072

Population

60.4

Area (sq mi)

250

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 14048?

46.1

Median Age

48.6%

Male

51.4%

Female

3.6%

Foreign-Born

White 63.1%
African American 6.1%
Asian 0.1%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 15.4%
Hispanic or Latino 32.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$56,431

Median Household Income

-39% vs state

$30,369

Per Capita Income

21.7%

Poverty Rate

4.1%

Unemployment Rate

19.2 min

Mean Commute Time

How ZIP 14048 ranks nationally

Dunkirk, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$56,431 23rd percentile higher than 23% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.5%
Bachelor's Degree or Higher 18.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,338

Total Housing Units

6,455

Occupied Units

883

Vacant Units

2.22

Avg Household Size

Occupancy Type

Owner 63.1%
Renter 36.9%

$104,000

Median Home Value

-73% vs state

$869

Median Rent

1945

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+27.3%

YoY Change (2024)

231

HPI Index (2000 = 100)

+131%

Total Change Since 2000

Home values in ZIP 14048 have increased 27.3% over the past year (2024). Since 2000, this ZIP has seen +131% cumulative appreciation.

Year Annual Change HPI Index
2020 -2.8% 146
2021 +6.8% 156
2022 +43.7% 224
2023 -19.2% 181
2024 +27.3% 231

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 310 business establishments in ZIP 14048, employing approximately 5,450 people with a combined annual payroll of $258,752,000.

310

Businesses

5,450

Employees

$258.8M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 53 17.1%
Other services (except public administration) 46 14.8%
Accommodation and food services 44 14.2%
Health care and social assistance 42 13.6%
Finance and insurance 18 5.8%
Administrative and support and waste management and remediation services 18 5.8%
Manufacturing 16 5.2%
Transportation and warehousing 16 5.2%
Professional, scientific, and technical services 14 4.5%
Construction 12 3.9%
Wholesale trade 8 2.6%
Information 8 2.6%
Real estate and rental and leasing 7 2.3%
Arts, entertainment, and recreation 6 1.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 14048 vs 14135 →

ZIP 14048 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 14048 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 14048 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 14048 ranks #5 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
14135 Sheridan, NY 119 3.6 mi
14063 Fredonia, NY 14,870 4.7 mi
14752 Lily Dale, NY 169 8.9 mi
14718 Cassadaga, NY 2,163 9.5 mi
14136 Silver Creek, NY 5,033 7.8 mi
14716 Brocton, NY 3,104 9.4 mi

More ZIP Codes in Chautauqua County

14701 standard
Jamestown, NY
Pop: 40,730
14063 standard
Fredonia, NY
Pop: 14,870
14787 standard
Westfield, NY
Pop: 5,121
14136 standard
Silver Creek, NY
Pop: 5,033
14750 standard
Lakewood, NY
Pop: 4,426
14733 standard
Falconer, NY
Pop: 3,833

Related Areas

Chautauqua County Dunkirk, NY New York

Frequently Asked Questions

What county is ZIP code 14048 in? ▼
ZIP code 14048 (Dunkirk) is located in Chautauqua County, New York. Chautauqua County contains multiple ZIP codes, see the full list at /counties/chautauqua-ny.
What is the population of ZIP code 14048? ▼
ZIP code 14048 in Dunkirk, NY has a population of 15,072 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 14048? ▼
The median household income in ZIP 14048 is $56,431, which is 26% below the national average of $76,288.
What is the average home value in ZIP 14048? ▼
The median home value in ZIP 14048 is $104,000, which is 63% below the national average of $278,155.
What is the demographic makeup of ZIP 14048? ▼
The largest racial group in ZIP 14048 is White at 63.1%. Hispanic or Latino residents make up 32.8% of the population.
How many businesses are in ZIP code 14048? ▼
ZIP code 14048 has 310 business establishments employing approximately 5,450 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 14048? ▼
The top industries by establishment count in ZIP 14048 are: Retail trade (53), Other services (except public administration) (46), Accommodation and food services (44). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 14048? ▼
According to the FHFA House Price Index, home values in ZIP 14048 increased by 27.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 131%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 14048? ▼
In ZIP code 14048, 57.5% of residents aged 25+ have a high school diploma or higher, and 18.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 14048? ▼
The mean commute time for workers in ZIP code 14048 is 19.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 14048? ▼
In ZIP code 14048, approximately 63.1% of occupied housing units are owner-occupied and 36.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 14048? ▼
The poverty rate in ZIP code 14048 is 21.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.