PlainZIP

Phelps, NY · standard

ZIP Code 14532

Ontario County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,431
42/sq mi
$81,923
Median income
$170,500
Median home value
23.3%
Bachelor's or higher

The verdict

Phelps pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 36%
household income, US ZIPs
34th pct
home value, US ZIPs
42
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 14532 against every reporting US ZIP.

ZIP code 14532 covers 105.2 square miles in Phelps, Ontario County, New York (a standard USPS delivery area), with a modest 4,431 residents on file, a density of 42 people per square mile, in the New York time zone.

ZIP 14532 lands in the middle-income range, with a median household income of $81,923 (11% below the New York average), while per-capita income is $34,599. Local economic indicators show a 10.8% poverty rate alongside 3.8% unemployment. Housing costs here run $170,500 for a typical home value (55% below the state average), with rent averaging $1,182 a month; 85.2% of homes are owner-occupied.

Educational attainment sits below the national norm: 23.3% of adults hold a bachelor's degree or higher, the median age is 39.2, and the average commute is 20 minutes. A geography-based comparison follows: 8 ZIP codes within about 10 miles of 14532, plus 6 more within Ontario County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 14532

Top 5 sectors by establishment count in Phelps, NY

Which industries have the most business establishments in ZIP 14532.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 14532, Phelps, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,431

Population

105.2

Area (sq mi)

42

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 14532?

39.2

Median Age

48.6%

Male

51.4%

Female

3.1%

Foreign-Born

White 92.7%
African American 0.3%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.4%
Hispanic or Latino 8.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$81,923

Median Household Income

-11% vs state

$34,599

Per Capita Income

10.8%

Poverty Rate

3.8%

Unemployment Rate

20.0 min

Mean Commute Time

How ZIP 14532 ranks nationally

Phelps, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$81,923 Top 36% higher than 64% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.9%
Bachelor's Degree or Higher 23.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,948

Total Housing Units

1,752

Occupied Units

196

Vacant Units

2.38

Avg Household Size

Occupancy Type

Owner 85.2%
Renter 14.8%

$170,500

Median Home Value

-55% vs state

$1,182

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.1%

YoY Change (2024)

285

HPI Index (2000 = 100)

+185%

Total Change Since 2000

Home values in ZIP 14532 have increased 3.1% over the past year (2024). Since 2000, this ZIP has seen +185% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.0% 163
2021 +19.9% 195
2022 +11.0% 217
2023 +27.5% 276
2024 +3.1% 285

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 81 business establishments in ZIP 14532, employing approximately 1,436 people with a combined annual payroll of $92,023,000.

81

Businesses

1,436

Employees

$92.0M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 13 16.1%
Manufacturing 13 16.1%
Accommodation and food services 10 12.3%
Retail trade 9 11.1%
Transportation and warehousing 6 7.4%
Professional, scientific, and technical services 6 7.4%
Other services (except public administration) 6 7.4%
Finance and insurance 5 6.2%
Administrative and support and waste management and remediation services 4 4.9%
Wholesale trade 3 3.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 14532 vs 14432 →

ZIP 14532 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 14532 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 14532 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 14532 ranks the highest of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
14432 Clifton Springs, NY 5,726 6.0 mi
14456 Geneva, NY 20,087 8.3 mi
14489 Lyons, NY 7,192 8.5 mi
14513 Newark, NY 13,976 8.3 mi
13165 Waterloo, NY 10,741 8.4 mi
14537 Port Gibson, NY 207 8.5 mi
14561 Stanley, NY 3,086 11.3 mi
14433 Clyde, NY 4,629 11.0 mi

More ZIP Codes in Ontario County

14424 standard
Canandaigua, NY
Pop: 27,007
14456 standard
Geneva, NY
Pop: 20,087
14564 standard
Victor, NY
Pop: 14,487
14425 standard
Farmington, NY
Pop: 10,717
14469 standard
Bloomfield, NY
Pop: 6,220
14432 standard
Clifton Springs, NY
Pop: 5,726

Related Areas

Ontario County Phelps, NY New York

Frequently Asked Questions

What county is ZIP code 14532 in? ▼
ZIP code 14532 (Phelps) is located in Ontario County, New York. Ontario County contains multiple ZIP codes, see the full list at /counties/ontario-ny.
What is the population of ZIP code 14532? ▼
ZIP code 14532 in Phelps, NY has a population of 4,431 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 14532? ▼
The median household income in ZIP 14532 is $81,923, which is 7% above the national average of $76,288.
What is the average home value in ZIP 14532? ▼
The median home value in ZIP 14532 is $170,500, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 14532? ▼
The largest racial group in ZIP 14532 is White at 92.7%. Hispanic or Latino residents make up 8.7% of the population.
How many businesses are in ZIP code 14532? ▼
ZIP code 14532 has 81 business establishments employing approximately 1,436 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 14532? ▼
The top industries by establishment count in ZIP 14532 are: Construction (13), Manufacturing (13), Accommodation and food services (10). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 14532? ▼
According to the FHFA House Price Index, home values in ZIP 14532 increased by 3.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 185%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 14532? ▼
In ZIP code 14532, 53.9% of residents aged 25+ have a high school diploma or higher, and 23.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 14532? ▼
The mean commute time for workers in ZIP code 14532 is 20.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 14532? ▼
In ZIP code 14532, approximately 85.2% of occupied housing units are owner-occupied and 14.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 14532? ▼
The poverty rate in ZIP code 14532 is 10.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.