Hammondsport, NY · standard

ZIP Code 14840

Steuben County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,061
20/sq mi
$84,792
Median income
$245,000
Median home value
39.1%
Bachelor's or higher

The verdict

Hammondsport pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 32%
household income, US ZIPs
Top 44%
home value, US ZIPs
20
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 14840 against every reporting US ZIP.

ZIP code 14840 covers 152.3 square miles in Hammondsport, Steuben County, New York (a standard USPS delivery area), with a modest 3,061 residents on file, a density of 20 people per square mile, in the New York time zone.

ZIP 14840 lands in the middle-income range, with a median household income of $84,792 (8% below the New York average), while per-capita income is $53,353. The poverty rate stands at 4.0% and the unemployment rate at 3.7%. On housing, the median home value is $245,000 (35% below the state average) with median rent at $825 per month, and 85.8% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 39.1% of adults hold a bachelor's degree or higher, the median age is 61.6, and the average commute is 23 minutes. A geography-based comparison follows: 6 ZIP codes within about 10 miles of 14840, plus 6 more within Steuben County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 14840

Top 5 sectors by establishment count in Hammondsport, NY

Which industries have the most business establishments in ZIP 14840.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 14840, Hammondsport, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,061

Population

152.3

Area (sq mi)

20

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 14840?

61.6

Median Age

51.0%

Male

49.0%

Female

3.1%

Foreign-Born

White 93.2%
African American 0.9%
Asian 0.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.0%
Hispanic or Latino 2.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$84,792

Median Household Income

-8% vs state

$53,353

Per Capita Income

4.0%

Poverty Rate

3.7%

Unemployment Rate

23.0 min

Mean Commute Time

How ZIP 14840 ranks nationally

Hammondsport, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$84,792 Top 32% higher than 68% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.3%
Bachelor's Degree or Higher 39.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,813

Total Housing Units

1,179

Occupied Units

1,634

Vacant Units

2.05

Avg Household Size

Occupancy Type

Owner 85.8%
Renter 14.2%

$245,000

Median Home Value

-35% vs state

$825

Median Rent

1964

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-6.7%

YoY Change (2024)

335

HPI Index (2000 = 100)

+235%

Total Change Since 2000

Home values in ZIP 14840 have decreased 6.7% over the past year (2024). Since 2000, this ZIP has seen +235% cumulative appreciation.

Year Annual Change HPI Index
2019 +4.5% 210
2020 +15.1% 241
2021 +4.0% 251
2023 359
2024 -6.7% 335

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 93 business establishments in ZIP 14840, employing approximately 567 people with a combined annual payroll of $33,075,000.

93

Businesses

567

Employees

$33.1M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Manufacturing 20 21.5%
Accommodation and food services 20 21.5%
Construction 13 14.0%
Retail trade 9 9.7%
Professional, scientific, and technical services 6 6.5%
Other services (except public administration) 6 6.5%
Finance and insurance 5 5.4%
Arts, entertainment, and recreation 4 4.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 14840 vs 14874 →

ZIP 14840 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 14840 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 14840 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 14840 ranks #3 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
14874 Pulteney, NY 250 6.1 mi
14893 Wayne, NY 6 4.5 mi
14879 Savona, NY 2,398 8.7 mi
14815 Bradford, NY 946 6.7 mi
14873 Prattsburgh, NY 2,448 7.9 mi
14478 Keuka Park, NY 1,595 9.9 mi

More ZIP Codes in Steuben County

Frequently Asked Questions

What county is ZIP code 14840 in?
ZIP code 14840 (Hammondsport) is located in Steuben County, New York. Steuben County contains multiple ZIP codes, see the full list at /counties/steuben-ny.
What is the population of ZIP code 14840?
ZIP code 14840 in Hammondsport, NY has a population of 3,061 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 14840?
The median household income in ZIP 14840 is $84,792, which is 11% above the national average of $76,288.
What is the average home value in ZIP 14840?
The median home value in ZIP 14840 is $245,000, which is 12% below the national average of $278,155.
What is the demographic makeup of ZIP 14840?
The largest racial group in ZIP 14840 is White at 93.2%. Hispanic or Latino residents make up 2.8% of the population.
How many businesses are in ZIP code 14840?
ZIP code 14840 has 93 business establishments employing approximately 567 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 14840?
The top industries by establishment count in ZIP 14840 are: Manufacturing (20), Accommodation and food services (20), Construction (13). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 14840?
According to the FHFA House Price Index, home values in ZIP 14840 decreased by 6.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 235%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 14840?
In ZIP code 14840, 63.3% of residents aged 25+ have a high school diploma or higher, and 39.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 14840?
The mean commute time for workers in ZIP code 14840 is 23.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 14840?
In ZIP code 14840, approximately 85.8% of occupied housing units are owner-occupied and 14.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 14840?
The poverty rate in ZIP code 14840 is 4.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.