Hammondsport, NY · standard
ZIP Code 14840
Steuben County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,061
- 20/sq mi Moderate-density area
- $84,792
- Median income Above-median income area
- $245,000
- Median home value Near-median home value
- 39.1%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Hammondsport pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 32%
- household income, US ZIPs
- Top 44%
- home value, US ZIPs
- 20
- people per sq mi
- 86%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 14840 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 14840 (Hammondsport, NY) fell -6.7% from 2023 to 2024. The all-transactions index moved from 359.1 in 2023 to 335.2 in 2024 (2000 = 100).
ZIP code 14840 covers 152.3 square miles in Hammondsport, Steuben County, New York (a standard USPS delivery area), with a modest 3,061 residents on file, a density of 20 people per square mile, in the New York time zone.
ZIP 14840 lands in the middle-income range, with a median household income of $84,792 (8% below the average New York ZIP), while per-capita income is $53,353. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.0% and unemployment is 3.7%. Home values sit below the statewide ZIP benchmark: the median is $245,000 (35% below the average New York ZIP), and median rent is $825; owner occupancy is 85.8%.
A solid share of residents have a four-year degree: 39.1% of adults hold a bachelor's degree or higher, the median age is 61.6, and the average commute is 23 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Steuben County, so 14840 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 14840
Top 5 sectors by establishment count in Hammondsport, NY
Which industries have the most business establishments in ZIP 14840.
- Manufacturing
Manufacturing
20 establishments
- Accommodation and food services
Accommodation and food services
20 establishments
- Construction
Construction
13 establishments
- Retail trade
Retail trade
9 establishments
- Professional, scientific, and technical services 6
Professional, scientific, and technical services
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 14840, Hammondsport, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,061
Population
152.3
Area (sq mi)
20
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 14840?
61.6
Median Age
51.0%
Male
49.0%
Female
3.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$84,792
Median Household Income
-8% vs state ZIP avg
$53,353
Per Capita Income
4.0%
Poverty Rate
3.7%
Unemployment Rate
23.0 min
Mean Commute Time
How ZIP 14840 ranks among New York ZIPs
Hammondsport, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$84,792 Top 47% higher than 53% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,813housing units
2,813
Total Housing Units
1,179
Occupied Units
1,634
Vacant Units
2.05
Avg Household Size
Occupancy Type
$245,000
Median Home Value
-35% vs state ZIP avg
$825
Median Rent
1964
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-6.7%
YoY Change (2024)
335
HPI Index (2000 = 100)
+235%
Total Change Since 2000
Home values in ZIP 14840 have decreased 6.7% over the past year (2024). Since 2000, this ZIP has seen +235% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +4.5% | 210 |
| 2020 | +15.1% | 241 |
| 2021 | +4.0% | 251 |
| 2023 | – | 359 |
| 2024 | -6.7% | 335 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 93 business establishments in ZIP 14840, employing approximately 567 people with a combined annual payroll of $33,075,000.
93
Businesses
567
Employees
$33.1M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Manufacturing | 20 | 21.5% |
| Accommodation and food services | 20 | 21.5% |
| Construction | 13 | 14.0% |
| Retail trade | 9 | 9.7% |
| Professional, scientific, and technical services | 6 | 6.5% |
| Other services (except public administration) | 6 | 6.5% |
| Finance and insurance | 5 | 5.4% |
| Arts, entertainment, and recreation | 4 | 4.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 14840 vs 14874 →
ZIP 14840 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 14840
Hammondsport (14840)
3,061 residents
- 14873
Prattsburgh (14873)
2,448 residents
- 14879
Savona (14879)
2,398 residents
- 14478
Keuka Park (14478)
1,595 residents
- 14815 946
Bradford (14815)
946 residents
- 14874 250
Pulteney (14874)
250 residents
- 14893 6
Wayne (14893)
6 residents
What this shows Among its immediate neighbors, ZIP 14840 ranks the most populous - useful context the national average alone can't give.
ZIP 14840 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 14874
Pulteney (14874)
$90,500 median income
- 14478
Keuka Park (14478)
$86,853 median income
- 14840
Hammondsport (14840)
$84,792 median income
- 14873
Prattsburgh (14873)
$68,239 median income
- 14815
Bradford (14815)
$56,875 median income
- 14879
Savona (14879)
$53,750 median income
What this shows By household income, ZIP 14840 ranks #3 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 14840, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,061 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Steuben County
Related Areas
Frequently Asked Questions
What county is ZIP code 14840 in?
ZIP code 14840 (Hammondsport) is located in Steuben County, New York. Steuben County contains multiple ZIP codes, see the full list at /counties/steuben-ny.
What is the population of ZIP code 14840?
ZIP code 14840 in Hammondsport, NY has a population of 3,061 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 14840?
The median household income in ZIP 14840 is $84,792, which is 11% above the national average of $76,288.
What is the average home value in ZIP 14840?
The median home value in ZIP 14840 is $245,000, which is 12% below the national average of $278,155.
What is the demographic makeup of ZIP 14840?
The largest racial group in ZIP 14840 is White at 93.2%. Hispanic or Latino residents make up 2.8% of the population.
How many businesses are in ZIP code 14840?
ZIP code 14840 has 93 business establishments employing approximately 567 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 14840?
The top industries by establishment count in ZIP 14840 are: Manufacturing (20), Accommodation and food services (20), Construction (13). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 14840?
According to the FHFA House Price Index, home values in ZIP 14840 decreased by 6.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 235%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 14840?
In ZIP code 14840, 63.3% of residents aged 25+ have a high school diploma or higher, and 39.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 14840?
The mean commute time for workers in ZIP code 14840 is 23.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 14840?
In ZIP code 14840, approximately 85.8% of occupied housing units are owner-occupied and 14.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 14840?
The poverty rate in ZIP code 14840 is 4.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 14840's numbers, next.
- See how ZIP 14840 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Hammondsport, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.