Swain, NY · standard
ZIP Code 14884
Allegany County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 273
- 6/sq mi Low-density area
- $48,750
- Median income Below-median income area
- $118,900
- Median home value Below-median home value
- 20.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Swain pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 13th pct
- household income, US ZIPs
- 16th pct
- home value, US ZIPs
- 6
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 14884 against every reporting US ZIP.
ZIP code 14884 is a sparsely populated ZIP (a standard USPS delivery area) in Swain, Allegany County, New York, home to just 273 residents across 49.6 square miles, a density of 6 people per square mile, in the New York time zone.
ZIP 14884 reports a modest median household income of $48,750 (47% below the average New York ZIP), while per-capita income is $34,359. The poverty rate is 10.8%, with unemployment at 3.5%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $118,900 (69% below the average New York ZIP), and median rent is $920; owner occupancy is 90.5%.
Educational attainment sits below the national norm: 20.6% of adults hold a bachelor's degree or higher, the median age is 38.3, and the average commute is 32 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Allegany County, so 14884 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 14884, Swain, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
273
Population
49.6
Area (sq mi)
6
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 14884?
38.3
Median Age
52.8%
Male
47.2%
Female
0.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$48,750
Median Household Income
-47% vs state ZIP avg
$34,359
Per Capita Income
10.8%
Poverty Rate
3.5%
Unemployment Rate
31.6 min
Mean Commute Time
How ZIP 14884 ranks among New York ZIPs
Swain, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$48,750 5th percentile higher than 5% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
281housing units
281
Total Housing Units
169
Occupied Units
112
Vacant Units
2.14
Avg Household Size
Occupancy Type
$118,900
Median Home Value
-69% vs state ZIP avg
$920
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 6 business establishments in ZIP 14884, employing approximately 143 people with a combined annual payroll of $1,875,000.
6
Businesses
143
Employees
$1.9M
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 14884 vs 14836 →
ZIP 14884 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 14517
Nunda (14517)
2,883 residents
- 14709
Angelica (14709)
1,535 residents
- 14822
Canaseraga (14822)
1,169 residents
- 14836 1,009
Dalton (14836)
1,009 residents
- 14846 792
Hunt (14846)
792 residents
- 14884 273
Swain (14884)
273 residents
What this shows Among its immediate neighbors, ZIP 14884 ranks #6 by population - useful context the national average alone can't give.
ZIP 14884 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 14836
Dalton (14836)
$74,130 median income
- 14846
Hunt (14846)
$73,587 median income
- 14822
Canaseraga (14822)
$66,771 median income
- 14517
Nunda (14517)
$56,088 median income
- 14709
Angelica (14709)
$53,889 median income
- 14884
Swain (14884)
$48,750 median income
What this shows By household income, ZIP 14884 ranks #6 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 14884, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Allegany County
Related Areas
Frequently Asked Questions
What county is ZIP code 14884 in?
ZIP code 14884 (Swain) is located in Allegany County, New York. Allegany County contains multiple ZIP codes, see the full list at /counties/allegany-ny.
What is the population of ZIP code 14884?
ZIP code 14884 in Swain, NY has a population of 273 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 14884?
The median household income in ZIP 14884 is $48,750, which is 36% below the national average of $76,288.
What is the average home value in ZIP 14884?
The median home value in ZIP 14884 is $118,900, which is 57% below the national average of $278,155.
What is the demographic makeup of ZIP 14884?
The largest racial group in ZIP 14884 is White at 97.5%.
How many businesses are in ZIP code 14884?
ZIP code 14884 has 6 business establishments employing approximately 143 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 14884?
In ZIP code 14884, 56.0% of residents aged 25+ have a high school diploma or higher, and 20.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 14884?
The mean commute time for workers in ZIP code 14884 is 31.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 14884?
In ZIP code 14884, approximately 90.5% of occupied housing units are owner-occupied and 9.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 14884?
The poverty rate in ZIP code 14884 is 10.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 14884's numbers, next.
- See how ZIP 14884 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Swain, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.