PlainZIP

Swain, NY · standard

ZIP Code 14884

Allegany County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

273
6/sq mi
$48,750
Median income
$118,900
Median home value
20.6%
Bachelor's or higher

The verdict

Swain pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

13th pct
household income, US ZIPs
16th pct
home value, US ZIPs
6
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 14884 against every reporting US ZIP.

ZIP code 14884 is a sparsely populated ZIP (a standard USPS delivery area) in Swain, Allegany County, New York, home to just 273 residents across 49.6 square miles, a density of 6 people per square mile, in the New York time zone.

ZIP 14884 reports a modest median household income of $48,750 (47% below the New York average), while per-capita income is $34,359. Local economic indicators show a 10.8% poverty rate alongside 3.5% unemployment. Median home value sits at $118,900 (69% below the state average), median rent at $920 a month, and owner-occupancy at 90.5%.

Educational attainment sits below the national norm: 20.6% of adults hold a bachelor's degree or higher, the median age is 38.3, and the average commute is 32 minutes. Beyond these figures, 5 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Allegany County, letting you compare 14884 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 14884, Swain, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

273

Population

49.6

Area (sq mi)

6

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 14884?

38.3

Median Age

52.8%

Male

47.2%

Female

0.3%

Foreign-Born

White 97.5%
African American 0.0%
Asian 0.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.2%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$48,750

Median Household Income

-47% vs state

$34,359

Per Capita Income

10.8%

Poverty Rate

3.5%

Unemployment Rate

31.6 min

Mean Commute Time

How ZIP 14884 ranks nationally

Swain, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$48,750 13th percentile higher than 13% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.0%
Bachelor's Degree or Higher 20.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

281

Total Housing Units

169

Occupied Units

112

Vacant Units

2.14

Avg Household Size

Occupancy Type

Owner 90.5%
Renter 9.5%

$118,900

Median Home Value

-69% vs state

$920

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 6 business establishments in ZIP 14884, employing approximately 143 people with a combined annual payroll of $1,875,000.

6

Businesses

143

Employees

$1.9M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 14884 vs 14836 →

ZIP 14884 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 14884 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 14884 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 14884 ranks #6 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
14836 Dalton, NY 1,009 2.9 mi
14822 Canaseraga, NY 1,169 3.9 mi
14517 Nunda, NY 2,883 7.8 mi
14846 Hunt, NY 792 6.9 mi
14709 Angelica, NY 1,535 10.1 mi

More ZIP Codes in Allegany County

14895 standard
Wellsville, NY
Pop: 9,616
14727 standard
Cuba, NY
Pop: 5,450
14802 standard
Alfred, NY
Pop: 4,135
14739 standard
Friendship, NY
Pop: 2,903
14735 standard
Fillmore, NY
Pop: 2,751
14715 standard
Bolivar, NY
Pop: 2,747

Related Areas

Allegany County Swain, NY New York

Frequently Asked Questions

What county is ZIP code 14884 in? ▼
ZIP code 14884 (Swain) is located in Allegany County, New York. Allegany County contains multiple ZIP codes, see the full list at /counties/allegany-ny.
What is the population of ZIP code 14884? ▼
ZIP code 14884 in Swain, NY has a population of 273 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 14884? ▼
The median household income in ZIP 14884 is $48,750, which is 36% below the national average of $76,288.
What is the average home value in ZIP 14884? ▼
The median home value in ZIP 14884 is $118,900, which is 57% below the national average of $278,155.
What is the demographic makeup of ZIP 14884? ▼
The largest racial group in ZIP 14884 is White at 97.5%.
How many businesses are in ZIP code 14884? ▼
ZIP code 14884 has 6 business establishments employing approximately 143 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 14884? ▼
In ZIP code 14884, 56.0% of residents aged 25+ have a high school diploma or higher, and 20.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 14884? ▼
The mean commute time for workers in ZIP code 14884 is 31.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 14884? ▼
In ZIP code 14884, approximately 90.5% of occupied housing units are owner-occupied and 9.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 14884? ▼
The poverty rate in ZIP code 14884 is 10.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.