PlainZIP

Wellsville, NY · standard

ZIP Code 14895

Allegany County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,616
33/sq mi
$63,910
Median income
$95,800
Median home value
24.3%
Bachelor's or higher

The verdict

Wellsville pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

36th pct
household income, US ZIPs
8th pct
home value, US ZIPs
33
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 14895 against every reporting US ZIP.

ZIP code 14895 is a mid-sized community (a standard USPS delivery area) in Wellsville, Allegany County, New York, home to 9,616 residents across 294.1 square miles, a density of 33 people per square mile, in the New York time zone.

ZIP 14895 reports a modest median household income of $63,910 (31% below the New York average), while per-capita income is $32,788. 14.6% of residents live below the poverty line, and the unemployment rate reads 5.9%. Housing costs here run $95,800 for a typical home value (75% below the state average), with rent averaging $709 a month; 74.8% of homes are owner-occupied.

Educational attainment sits below the national norm: 24.3% of adults hold a bachelor's degree or higher, the median age is 47.9, and the average commute is 18 minutes. To put 14895 in local context, 5 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Allegany County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 14895

Top 5 sectors by establishment count in Wellsville, NY

Which industries have the most business establishments in ZIP 14895.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 14895, Wellsville, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,616

Population

294.1

Area (sq mi)

33

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 14895?

47.9

Median Age

51.3%

Male

48.7%

Female

0.6%

Foreign-Born

White 96.0%
African American 1.1%
Asian 0.5%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.2%
Hispanic or Latino 0.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,910

Median Household Income

-31% vs state

$32,788

Per Capita Income

14.6%

Poverty Rate

5.9%

Unemployment Rate

17.6 min

Mean Commute Time

How ZIP 14895 ranks nationally

Wellsville, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$63,910 36th percentile higher than 36% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.9%
Bachelor's Degree or Higher 24.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,475

Total Housing Units

3,759

Occupied Units

716

Vacant Units

2.30

Avg Household Size

Occupancy Type

Owner 74.8%
Renter 25.2%

$95,800

Median Home Value

-75% vs state

$709

Median Rent

1956

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-1.1%

YoY Change (2023)

214

HPI Index (2000 = 100)

+114%

Total Change Since 2000

Home values in ZIP 14895 have decreased 1.1% over the past year (2023). Since 2000, this ZIP has seen +114% cumulative appreciation.

Year Annual Change HPI Index
2018 +7.4% 148
2019 +0.2% 148
2020 +10.9% 164
2021 -1.1% 162
2023 – 214

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 230 business establishments in ZIP 14895, employing approximately 3,798 people with a combined annual payroll of $195,907,000.

230

Businesses

3,798

Employees

$195.9M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 38 16.5%
Other services (except public administration) 38 16.5%
Health care and social assistance 37 16.1%
Accommodation and food services 25 10.9%
Construction 21 9.1%
Professional, scientific, and technical services 16 7.0%
Finance and insurance 13 5.7%
Manufacturing 9 3.9%
Information 5 2.2%
Real estate and rental and leasing 5 2.2%
Administrative and support and waste management and remediation services 5 2.2%
Wholesale trade 4 1.7%
Educational services 4 1.7%
Utilities 3 1.3%
Arts, entertainment, and recreation 3 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 14895 vs 14707 →

ZIP 14895 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 14895 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 14895 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 14895 ranks #4 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
14707 Allentown, NY 239 6.3 mi
14880 Scio, NY 1,668 7.2 mi
14708 Alma, NY 183 7.7 mi
14897 Whitesville, NY 980 8.1 mi
16923 Genesee, PA 1,470 10.0 mi

More ZIP Codes in Allegany County

14727 standard
Cuba, NY
Pop: 5,450
14802 standard
Alfred, NY
Pop: 4,135
14739 standard
Friendship, NY
Pop: 2,903
14735 standard
Fillmore, NY
Pop: 2,751
14715 standard
Bolivar, NY
Pop: 2,747
14813 standard
Belmont, NY
Pop: 2,520

Related Areas

Allegany County Wellsville, NY New York

Frequently Asked Questions

What county is ZIP code 14895 in? ▼
ZIP code 14895 (Wellsville) is located in Allegany County, New York. Allegany County contains multiple ZIP codes, see the full list at /counties/allegany-ny.
What is the population of ZIP code 14895? ▼
ZIP code 14895 in Wellsville, NY has a population of 9,616 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 14895? ▼
The median household income in ZIP 14895 is $63,910, which is 16% below the national average of $76,288.
What is the average home value in ZIP 14895? ▼
The median home value in ZIP 14895 is $95,800, which is 66% below the national average of $278,155.
What is the demographic makeup of ZIP 14895? ▼
The largest racial group in ZIP 14895 is White at 96.0%. Hispanic or Latino residents make up 0.4% of the population.
How many businesses are in ZIP code 14895? ▼
ZIP code 14895 has 230 business establishments employing approximately 3,798 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 14895? ▼
The top industries by establishment count in ZIP 14895 are: Retail trade (38), Other services (except public administration) (38), Health care and social assistance (37). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 14895? ▼
According to the FHFA House Price Index, home values in ZIP 14895 decreased by 1.1% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 114%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 14895? ▼
In ZIP code 14895, 58.9% of residents aged 25+ have a high school diploma or higher, and 24.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 14895? ▼
The mean commute time for workers in ZIP code 14895 is 17.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 14895? ▼
In ZIP code 14895, approximately 74.8% of occupied housing units are owner-occupied and 25.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 14895? ▼
The poverty rate in ZIP code 14895 is 14.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.