Wellsville, NY · standard
ZIP Code 14895
Allegany County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 9,616
- 33/sq mi Moderate-density area
- $63,910
- Median income Near-median income area
- $95,800
- Median home value Below-median home value
- 24.3%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Wellsville pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 36th pct
- household income, US ZIPs
- 8th pct
- home value, US ZIPs
- 33
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 14895 against every reporting US ZIP.
ZIP code 14895 is a mid-sized community (a standard USPS delivery area) in Wellsville, Allegany County, New York, home to 9,616 residents across 294.1 square miles, a density of 33 people per square mile, in the New York time zone.
ZIP 14895 reports a modest median household income of $63,910 (31% below the average New York ZIP), while per-capita income is $32,788. The poverty rate is 14.6%, with unemployment at 5.9%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $95,800 (75% below the average New York ZIP), and median rent is $709; owner occupancy is 74.8%.
Educational attainment sits below the national norm: 24.3% of adults hold a bachelor's degree or higher, the median age is 47.9, and the average commute is 18 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Allegany County, so 14895 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 14895
Top 5 sectors by establishment count in Wellsville, NY
Which industries have the most business establishments in ZIP 14895.
- Retail trade
Retail trade
38 establishments
- Other services (except public administration)
Other services (except public administration)
38 establishments
- Health care and social assistance
Health care and social assistance
37 establishments
- Accommodation and food services
Accommodation and food services
25 establishments
- Construction
Construction
21 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 14895, Wellsville, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
9,616
Population
294.1
Area (sq mi)
33
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 14895?
47.9
Median Age
51.3%
Male
48.7%
Female
0.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$63,910
Median Household Income
-31% vs state ZIP avg
$32,788
Per Capita Income
14.6%
Poverty Rate
5.9%
Unemployment Rate
17.6 min
Mean Commute Time
How ZIP 14895 ranks among New York ZIPs
Wellsville, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$63,910 22nd percentile higher than 22% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,475housing units
4,475
Total Housing Units
3,759
Occupied Units
716
Vacant Units
2.30
Avg Household Size
Occupancy Type
$95,800
Median Home Value
-75% vs state ZIP avg
$709
Median Rent
1956
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-1.1%
YoY Change (2023)
214
HPI Index (2000 = 100)
+114%
Total Change Since 2000
Home values in ZIP 14895 have decreased 1.1% over the past year (2023). Since 2000, this ZIP has seen +114% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2018 | +7.4% | 148 |
| 2019 | +0.2% | 148 |
| 2020 | +10.9% | 164 |
| 2021 | -1.1% | 162 |
| 2023 | – | 214 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 230 business establishments in ZIP 14895, employing approximately 3,798 people with a combined annual payroll of $195,907,000.
230
Businesses
3,798
Employees
$195.9M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 38 | 16.5% |
| Other services (except public administration) | 38 | 16.5% |
| Health care and social assistance | 37 | 16.1% |
| Accommodation and food services | 25 | 10.9% |
| Construction | 21 | 9.1% |
| Professional, scientific, and technical services | 16 | 7.0% |
| Finance and insurance | 13 | 5.7% |
| Manufacturing | 9 | 3.9% |
| Information | 5 | 2.2% |
| Real estate and rental and leasing | 5 | 2.2% |
| Administrative and support and waste management and remediation services | 5 | 2.2% |
| Wholesale trade | 4 | 1.7% |
| Educational services | 4 | 1.7% |
| Utilities | 3 | 1.3% |
| Arts, entertainment, and recreation | 3 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 14895 vs 14707 →
ZIP 14895 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 14895
Wellsville (14895)
9,616 residents
- 14880 1,668
Scio (14880)
1,668 residents
- 16923 1,470
Genesee (16923)
1,470 residents
- 14897 980
Whitesville (14897)
980 residents
- 14707 239
Allentown (14707)
239 residents
- 14708 183
Alma (14708)
183 residents
What this shows Among its immediate neighbors, ZIP 14895 ranks the most populous - useful context the national average alone can't give.
ZIP 14895 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 16923
Genesee (16923)
$73,864 median income
- 14708
Alma (14708)
$69,286 median income
- 14897
Whitesville (14897)
$66,458 median income
- 14895
Wellsville (14895)
$63,910 median income
- 14880
Scio (14880)
$58,750 median income
- 14707
Allentown (14707)
$46,250 median income
What this shows By household income, ZIP 14895 ranks #4 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 14895, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (9,616 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Allegany County
Related Areas
Frequently Asked Questions
What county is ZIP code 14895 in?
ZIP code 14895 (Wellsville) is located in Allegany County, New York. Allegany County contains multiple ZIP codes, see the full list at /counties/allegany-ny.
What is the population of ZIP code 14895?
ZIP code 14895 in Wellsville, NY has a population of 9,616 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 14895?
The median household income in ZIP 14895 is $63,910, which is 16% below the national average of $76,288.
What is the average home value in ZIP 14895?
The median home value in ZIP 14895 is $95,800, which is 66% below the national average of $278,155.
What is the demographic makeup of ZIP 14895?
The largest racial group in ZIP 14895 is White at 96.0%. Hispanic or Latino residents make up 0.4% of the population.
How many businesses are in ZIP code 14895?
ZIP code 14895 has 230 business establishments employing approximately 3,798 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 14895?
The top industries by establishment count in ZIP 14895 are: Retail trade (38), Other services (except public administration) (38), Health care and social assistance (37). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 14895?
According to the FHFA House Price Index, home values in ZIP 14895 decreased by 1.1% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 114%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 14895?
In ZIP code 14895, 58.9% of residents aged 25+ have a high school diploma or higher, and 24.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 14895?
The mean commute time for workers in ZIP code 14895 is 17.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 14895?
In ZIP code 14895, approximately 74.8% of occupied housing units are owner-occupied and 25.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 14895?
The poverty rate in ZIP code 14895 is 14.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 14895's numbers, next.
- See how ZIP 14895 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Wellsville, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.