Girard, PA · standard
ZIP Code 16417
Erie County, Pennsylvania - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 8,329
- 69/sq mi Moderate-density area
- $88,041
- Median income Above-median income area
- $190,300
- Median home value Near-median home value
- 31.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Girard pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 29%
- household income, US ZIPs
- 41st pct
- home value, US ZIPs
- 69
- people per sq mi
- 78%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 16417 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 16417 (Girard, PA) fell -3.5% from 2023 to 2024. The all-transactions index moved from 225.6 in 2023 to 217.7 in 2024 (2000 = 100).
ZIP code 16417 is a mid-sized community (a standard USPS delivery area) in Girard, Erie County, Pennsylvania, home to 8,329 residents across 120.2 square miles, a density of 69 people per square mile, in the New York time zone.
ZIP 16417 lands in the middle-income range, with a median household income of $88,041 (13% above the average Pennsylvania ZIP), while per-capita income is $45,597. The poverty rate is 6.2%, with unemployment at 4.6%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $190,300 (16% below the average Pennsylvania ZIP), and median rent is $684; owner occupancy is 77.6%.
A solid share of residents have a four-year degree: 31.0% of adults hold a bachelor's degree or higher, the median age is 45.6, and the average commute is 21 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Erie County, so 16417 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 16417
Top 5 sectors by establishment count in Girard, PA
Which industries have the most business establishments in ZIP 16417.
- Other services (except public administration)
Other services (except public administration)
30 establishments
- Retail trade
Retail trade
24 establishments
- Accommodation and food services
Accommodation and food services
19 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
18 establishments
- Construction
Construction
17 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 16417, Girard, PA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
8,329
Population
120.2
Area (sq mi)
69
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 16417?
45.6
Median Age
49.0%
Male
51.0%
Female
1.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$88,041
Median Household Income
+13% vs state ZIP avg
$45,597
Per Capita Income
6.2%
Poverty Rate
4.6%
Unemployment Rate
21.0 min
Mean Commute Time
How ZIP 16417 ranks among Pennsylvania ZIPs
Girard, PA household income vs. every Pennsylvania ZIP code
Median household income among 1,642 reporting Pennsylvania ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$88,041 Top 26% higher than 74% of 1,642 Pennsylvania ZIPs
Each bar is a $20K-wide band; taller bars hold more Pennsylvania ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,121housing units
4,121
Total Housing Units
3,898
Occupied Units
223
Vacant Units
2.21
Avg Household Size
Occupancy Type
$190,300
Median Home Value
-16% vs state ZIP avg
$684
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-3.5%
YoY Change (2024)
218
HPI Index (2000 = 100)
+118%
Total Change Since 2000
Home values in ZIP 16417 have decreased 3.5% over the past year (2024). Since 2000, this ZIP has seen +118% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.6% | 165 |
| 2021 | +6.8% | 176 |
| 2022 | +9.2% | 192 |
| 2023 | +17.3% | 226 |
| 2024 | -3.5% | 218 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 171 business establishments in ZIP 16417, employing approximately 1,696 people with a combined annual payroll of $58,808,000.
171
Businesses
1,696
Employees
$58.8M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 30 | 17.5% |
| Retail trade | 24 | 14.0% |
| Accommodation and food services | 19 | 11.1% |
| Administrative and support and waste management and remediation services | 18 | 10.5% |
| Construction | 17 | 9.9% |
| Manufacturing | 15 | 8.8% |
| Health care and social assistance | 13 | 7.6% |
| Finance and insurance | 6 | 3.5% |
| Professional, scientific, and technical services | 6 | 3.5% |
| Arts, entertainment, and recreation | 6 | 3.5% |
| Information | 4 | 2.3% |
| Wholesale trade | 3 | 1.8% |
| Real estate and rental and leasing | 3 | 1.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 16417 vs 16410 →
ZIP 16417 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 16412
Edinboro (16412)
10,480 residents
- 16415
Fairview (16415)
8,916 residents
- 16417
Girard (16417)
8,329 residents
- 16401
Albion (16401)
6,581 residents
- 16423
Lake City (16423)
4,450 residents
- 16410 1,854
Cranesville (16410)
1,854 residents
- 16411 1,477
East Springfield (16411)
1,477 residents
What this shows Among its immediate neighbors, ZIP 16417 ranks #3 by population - useful context the national average alone can't give.
ZIP 16417 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 16415
Fairview (16415)
$108,214 median income
- 16417
Girard (16417)
$88,041 median income
- 16410
Cranesville (16410)
$83,977 median income
- 16423
Lake City (16423)
$74,635 median income
- 16412
Edinboro (16412)
$71,590 median income
- 16401
Albion (16401)
$70,052 median income
- 16411
East Springfield (16411)
$66,779 median income
What this shows By household income, ZIP 16417 ranks #2 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 16417, both outside PA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (8,329 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Erie County
Related Areas
Frequently Asked Questions
What county is ZIP code 16417 in?
ZIP code 16417 (Girard) is located in Erie County, Pennsylvania. Erie County contains multiple ZIP codes, see the full list at /counties/erie-pa.
What is the population of ZIP code 16417?
ZIP code 16417 in Girard, PA has a population of 8,329 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 16417?
The median household income in ZIP 16417 is $88,041, which is 15% above the national average of $76,288.
What is the average home value in ZIP 16417?
The median home value in ZIP 16417 is $190,300, which is 32% below the national average of $278,155.
What is the demographic makeup of ZIP 16417?
The largest racial group in ZIP 16417 is White at 97.0%. Hispanic or Latino residents make up 1.2% of the population.
How many businesses are in ZIP code 16417?
ZIP code 16417 has 171 business establishments employing approximately 1,696 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 16417?
The top industries by establishment count in ZIP 16417 are: Other services (except public administration) (30), Retail trade (24), Accommodation and food services (19). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 16417?
According to the FHFA House Price Index, home values in ZIP 16417 decreased by 3.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 118%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 16417?
In ZIP code 16417, 66.4% of residents aged 25+ have a high school diploma or higher, and 31.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 16417?
The mean commute time for workers in ZIP code 16417 is 21.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 16417?
In ZIP code 16417, approximately 77.6% of occupied housing units are owner-occupied and 22.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 16417?
The poverty rate in ZIP code 16417 is 6.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 16417's numbers, next.
- See how ZIP 16417 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Girard, PA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.