PlainZIP

Girard, PA · standard

ZIP Code 16417

Erie County, Pennsylvania - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,329
69/sq mi
$88,041
Median income
$190,300
Median home value
31.0%
Bachelor's or higher

The verdict

Girard pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 29%
household income, US ZIPs
41th pct
home value, US ZIPs
69
people per sq mi
78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 16417 against every reporting US ZIP.

ZIP code 16417 is a mid-sized community (a standard USPS delivery area) in Girard, Erie County, Pennsylvania, home to 8,329 residents across 120.2 square miles, a density of 69 people per square mile, in the New York time zone.

ZIP 16417 lands in the middle-income range, with a median household income of $88,041 (13% above the Pennsylvania average), while per-capita income is $45,597. 6.2% of residents live below the poverty line, and the unemployment rate reads 4.6%. Housing costs here run $190,300 for a typical home value (16% below the state average), with rent averaging $684 a month; 77.6% of homes are owner-occupied.

A solid share of residents have a four-year degree: 31.0% of adults hold a bachelor's degree or higher, the median age is 45.6, and the average commute is 21 minutes. To put 16417 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Erie County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 16417

Top 5 sectors by establishment count in Girard, PA

Which industries have the most business establishments in ZIP 16417.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 16417, Girard, PA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,329

Population

120.2

Area (sq mi)

69

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 16417?

45.6

Median Age

49.0%

Male

51.0%

Female

1.2%

Foreign-Born

White 97.0%
African American 0.0%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.3%
Hispanic or Latino 1.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$88,041

Median Household Income

+13% vs state

$45,597

Per Capita Income

6.2%

Poverty Rate

4.6%

Unemployment Rate

21.0 min

Mean Commute Time

How ZIP 16417 ranks nationally

Girard, PA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$88,041 Top 29% higher than 71% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.4%
Bachelor's Degree or Higher 31.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,121

Total Housing Units

3,898

Occupied Units

223

Vacant Units

2.21

Avg Household Size

Occupancy Type

Owner 77.6%
Renter 22.4%

$190,300

Median Home Value

-16% vs state

$684

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-3.5%

YoY Change (2024)

218

HPI Index (2000 = 100)

+118%

Total Change Since 2000

Home values in ZIP 16417 have decreased 3.5% over the past year (2024). Since 2000, this ZIP has seen +118% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.6% 165
2021 +6.8% 176
2022 +9.2% 192
2023 +17.3% 226
2024 -3.5% 218

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 171 business establishments in ZIP 16417, employing approximately 1,696 people with a combined annual payroll of $58,808,000.

171

Businesses

1,696

Employees

$58.8M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 30 17.5%
Retail trade 24 14.0%
Accommodation and food services 19 11.1%
Administrative and support and waste management and remediation services 18 10.5%
Construction 17 9.9%
Manufacturing 15 8.8%
Health care and social assistance 13 7.6%
Finance and insurance 6 3.5%
Professional, scientific, and technical services 6 3.5%
Arts, entertainment, and recreation 6 3.5%
Information 4 2.3%
Wholesale trade 3 1.8%
Real estate and rental and leasing 3 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 16417 vs 16410 →

ZIP 16417 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 16417 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 16417 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 16417 ranks #2 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
16410 Cranesville, PA 1,854 3.5 mi
16423 Lake City, PA 4,450 3.6 mi
16415 Fairview, PA 8,916 5.9 mi
16411 East Springfield, PA 1,477 6.9 mi
16401 Albion, PA 6,581 7.8 mi
16412 Edinboro, PA 10,480 9.7 mi

More ZIP Codes in Erie County

16509 standard
Erie, PA
Pop: 26,810
16510 standard
Erie, PA
Pop: 25,625
16506 standard
Erie, PA
Pop: 23,720
16504 standard
Erie, PA
Pop: 17,322
16505 standard
Erie, PA
Pop: 17,168
16503 standard
Erie, PA
Pop: 16,850

Related Areas

Erie County Girard, PA Pennsylvania

Frequently Asked Questions

What county is ZIP code 16417 in? ▼
ZIP code 16417 (Girard) is located in Erie County, Pennsylvania. Erie County contains multiple ZIP codes, see the full list at /counties/erie-pa.
What is the population of ZIP code 16417? ▼
ZIP code 16417 in Girard, PA has a population of 8,329 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 16417? ▼
The median household income in ZIP 16417 is $88,041, which is 15% above the national average of $76,288.
What is the average home value in ZIP 16417? ▼
The median home value in ZIP 16417 is $190,300, which is 32% below the national average of $278,155.
What is the demographic makeup of ZIP 16417? ▼
The largest racial group in ZIP 16417 is White at 97.0%. Hispanic or Latino residents make up 1.2% of the population.
How many businesses are in ZIP code 16417? ▼
ZIP code 16417 has 171 business establishments employing approximately 1,696 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 16417? ▼
The top industries by establishment count in ZIP 16417 are: Other services (except public administration) (30), Retail trade (24), Accommodation and food services (19). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 16417? ▼
According to the FHFA House Price Index, home values in ZIP 16417 decreased by 3.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 118%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 16417? ▼
In ZIP code 16417, 66.4% of residents aged 25+ have a high school diploma or higher, and 31.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 16417? ▼
The mean commute time for workers in ZIP code 16417 is 21.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 16417? ▼
In ZIP code 16417, approximately 77.6% of occupied housing units are owner-occupied and 22.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 16417? ▼
The poverty rate in ZIP code 16417 is 6.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.