ZIP Code 16441
standardSource:
Waterford · Erie County · Pennsylvania
- Population
- 10,136
- Median income
- $81,117
- Median home value
- $223,900
- Bachelor's or higher
- 23.3%
- Land area
- 292.1 sq mi
35/sq mi
▲ 6% vs US
higher than 63% of US ZIPs
▼ 20% vs US
higher than 50% of US ZIPs
Median age 45.3
New York
ZIP code 16441 in Waterford, Pennsylvania has a population of 10,136. The median household income is $81,117, which is 6% above the national average. Median home value is $223,900, 20% below the US average. 23.3% of residents hold a bachelor's degree or higher.
ZIP code 16441 is classified by USPS as a standard delivery area and covers roughly 292.1 square miles in Waterford, Erie County, Pennsylvania. The area is home to 10,136 residents, producing a population density of 35 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 16441 against Pennsylvania and the nation.
On the economic side, the median household income for ZIP 16441 sits at $81,117 (4% above the Pennsylvania average), while per-capita income is $44,817. The poverty rate stands at 7.6% and the unemployment rate at 5.7%. On housing, the median home value is $223,900 (1% below the state average) with median rent at $799 per month, and 84.6% of occupied units are owner-occupied, a direct signal of whether 16441 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 23.3% of adults hold a bachelor's degree or higher, the median age is 45.3, and the average commute is 27 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Erie County, so you can benchmark 16441 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 16441
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 16441.
- Construction
Construction
34 establishments
- Other services (except public administration)
Other services (except public administration)
28 establishments
- Accommodation and food services
Accommodation and food services
21 establishments
- Manufacturing
Manufacturing
20 establishments
- Retail trade
Retail trade
20 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 16441, Waterford, PA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
10,136
Population
292.1
Area (sq mi)
35
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 16441?
45.3
Median Age
53.4%
Male
46.6%
Female
0.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$81,117
Median Household Income
+4% vs state
$44,817
Per Capita Income
7.6%
Poverty Rate
5.7%
Unemployment Rate
27.3 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,956
Total Housing Units
3,699
Occupied Units
257
Vacant Units
2.47
Avg Household Size
Occupancy Type
$223,900
Median Home Value
-1% vs state
$799
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.5%
YoY Change (2024)
221
HPI Index (2000 = 100)
+121%
Total Change Since 2000
Home values in ZIP 16441 have increased 5.5% over the past year (2024). Since 2000, this ZIP has seen +121% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.8% | 159 |
| 2021 | +9.6% | 174 |
| 2022 | +9.1% | 190 |
| 2023 | +10.4% | 210 |
| 2024 | +5.5% | 221 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 196 business establishments in ZIP 16441, employing approximately 1,749 people with a combined annual payroll of $75,285,000.
196
Businesses
1,749
Employees
$75.3M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 34 | 17.4% |
| Other services (except public administration) | 28 | 14.3% |
| Accommodation and food services | 21 | 10.7% |
| Manufacturing | 20 | 10.2% |
| Retail trade | 20 | 10.2% |
| Transportation and warehousing | 13 | 6.6% |
| Administrative and support and waste management and remediation services | 12 | 6.1% |
| Health care and social assistance | 12 | 6.1% |
| Wholesale trade | 9 | 4.6% |
| Professional, scientific, and technical services | 7 | 3.6% |
| Arts, entertainment, and recreation | 5 | 2.5% |
| Finance and insurance | 4 | 2.0% |
| Real estate and rental and leasing | 3 | 1.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 16441 vs 16427 →
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Frequently Asked Questions
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How many businesses are in ZIP code 16441? ▼
What are the main industries in ZIP code 16441? ▼
How have home values changed in ZIP code 16441? ▼
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What percentage of residents own vs. rent in ZIP 16441? ▼
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ZIP Code Research Guides
Official Data Resources for Waterford, PA
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
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Read our methodology , how this data is sourced, computed, and verified.