Waterfall, PA · standard

ZIP Code 16689

Fulton County, Pennsylvania — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

462
9/sq mi
$60,000
Median income
$198,200
Median home value
14.8%
Bachelor's or higher

The verdict

Waterfall pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

29th pct
household income, US ZIPs
43th pct
home value, US ZIPs
9
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 16689 against every reporting US ZIP.

ZIP code 16689 is classified by USPS as a standard delivery area and covers roughly 53.1 square miles in Waterfall, Fulton County, Pennsylvania. The area is home to 462 residents, producing a population density of 9 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 16689 against Pennsylvania and the nation.

On the economic side, the median household income for ZIP 16689 sits at $60,000 (23% below the Pennsylvania average), while per-capita income is $33,753. The poverty rate stands at 17.5% and the unemployment rate at 1.2%. On housing, the median home value is $198,200 (13% below the state average) with median rent at per month, and 90.9% of occupied units are owner-occupied, a direct signal of whether 16689 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 14.8% of adults hold a bachelor's degree or higher, the median age is 39.8, and the average commute is . We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Fulton County, so you can benchmark 16689 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 16689, Waterfall, PA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

462

Population

53.1

Area (sq mi)

9

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 16689?

39.8

Median Age

58.9%

Male

41.1%

Female

0.8%

Foreign-Born

White 99.7%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.3%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$60,000

Median Household Income

-23% vs state

$33,753

Per Capita Income

17.5%

Poverty Rate

1.2%

Unemployment Rate

How ZIP 16689 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$60,000 29th percentile higher than 29% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 80.2%
Bachelor's Degree or Higher 14.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

180

Total Housing Units

164

Occupied Units

16

Vacant Units

2.37

Avg Household Size

Occupancy Type

Owner 90.9%
Renter 9.1%

$198,200

Median Home Value

-13% vs state

1968

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 4 business establishments in ZIP 16689, employing approximately 30 people with a combined annual payroll of $886,000.

4

Businesses

30

Employees

$886K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 16689 vs 16691 →

ZIP 16689 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 16689 ranks #7 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 16689 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 16689 ranks #7 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
16691 Wells Tannery, PA 314 3.2 mi
16674 Robertsdale, PA 736 5.9 mi
16694 Wood, PA 254 4.5 mi
17229 Hustontown, PA 1,276 4.9 mi
17228 Harrisonville, PA 1,183 8.1 mi
16679 Six Mile Run, PA 844 6.4 mi
16621 Broad Top, PA 737 8.9 mi
17223 Fort Littleton, PA 289 7.8 mi
17264 Three Springs, PA 2,305 7.5 mi
16634 Dudley, PA 302 8.4 mi

More ZIP Codes in Fulton County

Frequently Asked Questions

What county is ZIP code 16689 in?
ZIP code 16689 (Waterfall) is located in Fulton County, Pennsylvania. Fulton County contains multiple ZIP codes, see the full list at /counties/fulton-pa.
What is the population of ZIP code 16689?
ZIP code 16689 in Waterfall, PA has a population of 462 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 16689?
The median household income in ZIP 16689 is $60,000, which is 21% below the national average of $76,288.
What is the average home value in ZIP 16689?
The median home value in ZIP 16689 is $198,200, which is 29% below the national average of $278,155.
What is the demographic makeup of ZIP 16689?
The largest racial group in ZIP 16689 is White at 99.7%.
How many businesses are in ZIP code 16689?
ZIP code 16689 has 4 business establishments employing approximately 30 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 16689?
In ZIP code 16689, 80.2% of residents aged 25+ have a high school diploma or higher, and 14.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 16689?
In ZIP code 16689, approximately 90.9% of occupied housing units are owner-occupied and 9.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 16689?
The poverty rate in ZIP code 16689 is 17.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Waterfall, PA

Verify and explore additional data for this area using these official government sources.