PlainZIP

Lock Haven, PA · standard

ZIP Code 17745

Clinton County, Pennsylvania - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

19,063
34/sq mi
$58,555
Median income
$177,100
Median home value
25.5%
Bachelor's or higher

The verdict

Lock Haven pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

27th pct
household income, US ZIPs
37th pct
home value, US ZIPs
34
people per sq mi
64%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 17745 against every reporting US ZIP.

ZIP code 17745 is a mid-sized community (a standard USPS delivery area) in Lock Haven, Clinton County, Pennsylvania, home to 19,063 residents across 559.0 square miles, a density of 34 people per square mile, in the New York time zone.

ZIP 17745 reports a modest median household income of $58,555 (25% below the Pennsylvania average), while per-capita income is $31,628. Poverty here runs at 14.5%, with unemployment measured at 6.9%. The typical home here is valued at $177,100 (22% below the state average); renters pay a median of $820 monthly, and 63.7% of units are owner-occupied.

Educational attainment sits below the national norm: 25.5% of adults hold a bachelor's degree or higher, the median age is 37.3, and the average commute is 22 minutes. A geography-based comparison follows: 4 ZIP codes within about 10 miles of 17745, plus 6 more within Clinton County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 17745

Top 5 sectors by establishment count in Lock Haven, PA

Which industries have the most business establishments in ZIP 17745.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 17745, Lock Haven, PA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

19,063

Population

559.0

Area (sq mi)

34

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 17745?

37.3

Median Age

49.8%

Male

50.2%

Female

2.2%

Foreign-Born

White 92.9%
African American 1.7%
Asian 0.8%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.5%
Hispanic or Latino 2.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$58,555

Median Household Income

-25% vs state

$31,628

Per Capita Income

14.5%

Poverty Rate

6.9%

Unemployment Rate

22.3 min

Mean Commute Time

How ZIP 17745 ranks nationally

Lock Haven, PA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$58,555 27th percentile higher than 27% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 70.5%
Bachelor's Degree or Higher 25.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,362

Total Housing Units

7,282

Occupied Units

1,080

Vacant Units

2.20

Avg Household Size

Occupancy Type

Owner 63.7%
Renter 36.3%

$177,100

Median Home Value

-22% vs state

$820

Median Rent

1963

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.5%

YoY Change (2024)

234

HPI Index (2000 = 100)

+134%

Total Change Since 2000

Home values in ZIP 17745 have increased 5.5% over the past year (2024). Since 2000, this ZIP has seen +134% cumulative appreciation.

Year Annual Change HPI Index
2020 -3.3% 183
2021 +13.7% 208
2022 +0.5% 209
2023 +5.8% 221
2024 +5.5% 234

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 389 business establishments in ZIP 17745, employing approximately 4,610 people with a combined annual payroll of $208,115,000.

389

Businesses

4,610

Employees

$208.1M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 65 16.7%
Other services (except public administration) 61 15.7%
Retail trade 56 14.4%
Accommodation and food services 44 11.3%
Construction 40 10.3%
Professional, scientific, and technical services 22 5.7%
Finance and insurance 21 5.4%
Real estate and rental and leasing 17 4.4%
Administrative and support and waste management and remediation services 17 4.4%
Transportation and warehousing 14 3.6%
Manufacturing 10 2.6%
Wholesale trade 5 1.3%
Information 5 1.3%
Arts, entertainment, and recreation 5 1.3%
Utilities 3 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 17745 vs 17779 →

ZIP 17745 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 17745 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 17745 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 17745 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
17779 Woolrich, PA 235 6.8 mi
17739 Jersey Mills, PA 32 9.2 mi
17751 Mill Hall, PA 7,084 9.8 mi
17748 Mc Elhattan, PA 300 10.5 mi

More ZIP Codes in Clinton County

17751 standard
Mill Hall, PA
Pop: 7,084
17747 standard
Loganton, PA
Pop: 3,073
17764 standard
Renovo, PA
Pop: 2,327
16822 standard
Beech Creek, PA
Pop: 2,283
17721 standard
Avis, PA
Pop: 1,604
17760 standard
North Bend, PA
Pop: 557

Related Areas

Clinton County Lock Haven, PA Pennsylvania

Frequently Asked Questions

What county is ZIP code 17745 in? ▼
ZIP code 17745 (Lock Haven) is located in Clinton County, Pennsylvania. Clinton County contains multiple ZIP codes, see the full list at /counties/clinton-pa.
What is the population of ZIP code 17745? ▼
ZIP code 17745 in Lock Haven, PA has a population of 19,063 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 17745? ▼
The median household income in ZIP 17745 is $58,555, which is 23% below the national average of $76,288.
What is the average home value in ZIP 17745? ▼
The median home value in ZIP 17745 is $177,100, which is 36% below the national average of $278,155.
What is the demographic makeup of ZIP 17745? ▼
The largest racial group in ZIP 17745 is White at 92.9%. Hispanic or Latino residents make up 2.4% of the population.
How many businesses are in ZIP code 17745? ▼
ZIP code 17745 has 389 business establishments employing approximately 4,610 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 17745? ▼
The top industries by establishment count in ZIP 17745 are: Health care and social assistance (65), Other services (except public administration) (61), Retail trade (56). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 17745? ▼
According to the FHFA House Price Index, home values in ZIP 17745 increased by 5.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 134%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 17745? ▼
In ZIP code 17745, 70.5% of residents aged 25+ have a high school diploma or higher, and 25.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 17745? ▼
The mean commute time for workers in ZIP code 17745 is 22.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 17745? ▼
In ZIP code 17745, approximately 63.7% of occupied housing units are owner-occupied and 36.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 17745? ▼
The poverty rate in ZIP code 17745 is 14.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.