PlainZIP

Swiftwater, PA · standard

ZIP Code 18370

Monroe County, Pennsylvania - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,096
81/sq mi
$143,250
Median income
$250,900
Median home value
44.5%
Bachelor's or higher

The verdict

Swiftwater pairs a top-decile household income with above-median home values, in a rural, homeowner-dominated area.

Top 5%
household income, US ZIPs
Top 42%
home value, US ZIPs
81
people per sq mi
67%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 18370 against every reporting US ZIP.

ZIP code 18370 is a sparsely populated ZIP (a standard USPS delivery area) in Swiftwater, Monroe County, Pennsylvania, home to just 1,096 residents across 13.5 square miles, a density of 81 people per square mile, in the New York time zone.

ZIP 18370 skews affluent, with a median household income of $143,250 (84% above the Pennsylvania average), while per-capita income is $72,650. Local economic indicators show a 0.0% poverty rate alongside 4.0% unemployment. Housing costs here run $250,900 for a typical home value (10% above the state average), with rent averaging $1,324 a month; 67.0% of homes are owner-occupied.

A solid share of residents have a four-year degree: 44.5% of adults hold a bachelor's degree or higher, the median age is 49.5, and the average commute is -. To put 18370 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Monroe County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 18370

Top 5 sectors by establishment count in Swiftwater, PA

Which industries have the most business establishments in ZIP 18370.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 18370, Swiftwater, PA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,096

Population

13.5

Area (sq mi)

81

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 18370?

49.5

Median Age

53.9%

Male

46.1%

Female

3.7%

Foreign-Born

White 89.0%
African American 3.9%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.2%
Hispanic or Latino 2.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$143,250

Median Household Income

+84% vs state

$72,650

Per Capita Income

0.0%

Poverty Rate

4.0%

Unemployment Rate

How ZIP 18370 ranks nationally

Swiftwater, PA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$143,250 Top 5% higher than 95% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.8%
Bachelor's Degree or Higher 44.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

375

Total Housing Units

261

Occupied Units

114

Vacant Units

2.57

Avg Household Size

Occupancy Type

Owner 67.0%
Renter 33.0%

$250,900

Median Home Value

+10% vs state

$1,324

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 48 business establishments in ZIP 18370, employing approximately 4,149 people with a combined annual payroll of $493,809,000.

48

Businesses

4,149

Employees

$493.8M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Administrative and support and waste management and remediation services 11 22.9%
Accommodation and food services 11 22.9%
Retail trade 5 10.4%
Other services (except public administration) 4 8.3%
Construction 3 6.3%
Manufacturing 3 6.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 18370 vs 18344 →

ZIP 18370 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 18370 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 18370 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 18370 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
18344 Mount Pocono, PA 3,589 1.8 mi
18355 Scotrun, PA 1,492 1.3 mi
18349 Pocono Manor, PA 132 1.6 mi
18372 Tannersville, PA 3,210 3.2 mi
18332 Henryville, PA 3,085 4.1 mi
18352 Reeders, PA 1,098 5.8 mi
18346 Pocono Summit, PA 2,964 4.6 mi
18321 Bartonsville, PA 1,711 5.8 mi
18326 Cresco, PA 4,152 5.6 mi
18334 Long Pond, PA 4,156 5.8 mi

More ZIP Codes in Monroe County

18301 standard
East Stroudsburg, PA
Pop: 28,561
18360 standard
Stroudsburg, PA
Pop: 28,362
18302 standard
East Stroudsburg, PA
Pop: 17,362
18466 standard
Tobyhanna, PA
Pop: 16,681
18353 standard
Saylorsburg, PA
Pop: 12,779
18058 standard
Kunkletown, PA
Pop: 9,464

Related Areas

Monroe County Swiftwater, PA Pennsylvania

Frequently Asked Questions

What county is ZIP code 18370 in? ▼
ZIP code 18370 (Swiftwater) is located in Monroe County, Pennsylvania. Monroe County contains multiple ZIP codes, see the full list at /counties/monroe-pa.
What is the population of ZIP code 18370? ▼
ZIP code 18370 in Swiftwater, PA has a population of 1,096 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 18370? ▼
The median household income in ZIP 18370 is $143,250, which is 88% above the national average of $76,288.
What is the average home value in ZIP 18370? ▼
The median home value in ZIP 18370 is $250,900, which is 10% below the national average of $278,155.
What is the demographic makeup of ZIP 18370? ▼
The largest racial group in ZIP 18370 is White at 89.0%. Hispanic or Latino residents make up 2.2% of the population.
How many businesses are in ZIP code 18370? ▼
ZIP code 18370 has 48 business establishments employing approximately 4,149 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 18370? ▼
The top industries by establishment count in ZIP 18370 are: Administrative and support and waste management and remediation services (11), Accommodation and food services (11), Retail trade (5). There are 6 industry sectors represented in total.
What is the education level in ZIP code 18370? ▼
In ZIP code 18370, 62.8% of residents aged 25+ have a high school diploma or higher, and 44.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 18370? ▼
In ZIP code 18370, approximately 67.0% of occupied housing units are owner-occupied and 33.0% are renter-occupied, based on Census ACS 2023 data.

Read our methodology to see how this data is sourced, computed, and verified.