Upper Black Eddy, PA · standard

ZIP Code 18972

Bucks County, Pennsylvania - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,512
58/sq mi
$80,208
Median income
$478,000
Median home value
33.7%
Bachelor's or higher

The verdict

Upper Black Eddy pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 38%
household income, US ZIPs
Top 14%
home value, US ZIPs
58
people per sq mi
78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 18972 against every reporting US ZIP.

ZIP code 18972 covers 61.0 square miles in Upper Black Eddy, Bucks County, Pennsylvania (a standard USPS delivery area), with a modest 3,512 residents on file, a density of 58 people per square mile, in the New York time zone.

ZIP 18972 lands in the middle-income range, with a median household income of $80,208 (3% above the Pennsylvania average), while per-capita income is $62,749. 6.0% of residents live below the poverty line, and the unemployment rate reads 4.4%. The typical home here is valued at $478,000 (110% above the state average); renters pay a median of $1,364 monthly, and 77.6% of units are owner-occupied.

A solid share of residents have a four-year degree: 33.7% of adults hold a bachelor's degree or higher, the median age is 56.1, and the average commute is 43 minutes. To put 18972 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Bucks County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 18972

Top 5 sectors by establishment count in Upper Black Eddy, PA

Which industries have the most business establishments in ZIP 18972.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 18972, Upper Black Eddy, PA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,512

Population

61.0

Area (sq mi)

58

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 18972?

56.1

Median Age

45.3%

Male

54.7%

Female

3.2%

Foreign-Born

White 91.7%
African American 3.1%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.2%
Hispanic or Latino 4.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$80,208

Median Household Income

+3% vs state

$62,749

Per Capita Income

6.0%

Poverty Rate

4.4%

Unemployment Rate

42.6 min

Mean Commute Time

How ZIP 18972 ranks nationally

Upper Black Eddy, PA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$80,208 Top 38% higher than 62% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.1%
Bachelor's Degree or Higher 33.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,517

Total Housing Units

1,381

Occupied Units

136

Vacant Units

2.25

Avg Household Size

Occupancy Type

Owner 77.6%
Renter 22.4%

$478,000

Median Home Value

+110% vs state

$1,364

Median Rent

1961

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-5.9%

YoY Change (2024)

201

HPI Index (2000 = 100)

+101%

Total Change Since 2000

Home values in ZIP 18972 have decreased 5.9% over the past year (2024). Since 2000, this ZIP has seen +101% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.4% 157
2021 +14.1% 179
2022 +11.3% 200
2023 +7.0% 214
2024 -5.9% 201

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 61 business establishments in ZIP 18972, employing approximately 194 people with a combined annual payroll of $10,266,000.

61

Businesses

194

Employees

$10.3M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Construction 22 36.1%
Professional, scientific, and technical services 8 13.1%
Accommodation and food services 6 9.8%
Administrative and support and waste management and remediation services 5 8.2%
Other services (except public administration) 5 8.2%
Retail trade 3 4.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 18972 vs 18920 →

ZIP 18972 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 18972 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 18972 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 18972 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
18920 Erwinna, PA 361 3.2 mi
08848 Milford, NJ 8,435 4.4 mi
18942 Ottsville, PA 3,260 4.8 mi
18930 Kintnersville, PA 2,721 5.0 mi
18947 Pipersville, PA 6,172 7.5 mi
08825 Frenchtown, NJ 4,707 5.2 mi
08804 Bloomsbury, NJ 2,771 7.9 mi
18950 Point Pleasant, PA 252 6.8 mi
18077 Riegelsville, PA 2,370 6.9 mi
18042 Easton, PA 41,570 9.8 mi

More ZIP Codes in Bucks County

Frequently Asked Questions

What county is ZIP code 18972 in?
ZIP code 18972 (Upper Black Eddy) is located in Bucks County, Pennsylvania. Bucks County contains multiple ZIP codes, see the full list at /counties/bucks-pa.
What is the population of ZIP code 18972?
ZIP code 18972 in Upper Black Eddy, PA has a population of 3,512 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 18972?
The median household income in ZIP 18972 is $80,208, which is 5% above the national average of $76,288.
What is the average home value in ZIP 18972?
The median home value in ZIP 18972 is $478,000, which is 72% above the national average of $278,155.
What is the demographic makeup of ZIP 18972?
The largest racial group in ZIP 18972 is White at 91.7%. Hispanic or Latino residents make up 4.1% of the population.
How many businesses are in ZIP code 18972?
ZIP code 18972 has 61 business establishments employing approximately 194 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 18972?
The top industries by establishment count in ZIP 18972 are: Construction (22), Professional, scientific, and technical services (8), Accommodation and food services (6). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 18972?
According to the FHFA House Price Index, home values in ZIP 18972 decreased by 5.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 101%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 18972?
In ZIP code 18972, 69.1% of residents aged 25+ have a high school diploma or higher, and 33.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 18972?
The mean commute time for workers in ZIP code 18972 is 42.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 18972?
In ZIP code 18972, approximately 77.6% of occupied housing units are owner-occupied and 22.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 18972?
The poverty rate in ZIP code 18972 is 6.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.