Bel Air, MD · standard
ZIP Code 21015
Harford County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 27,763
- 347/sq mi High-density area
- $137,281
- Median income Above-median income area
- $443,400
- Median home value Above-median home value
- 53.4%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Bel Air pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 6%
- household income, US ZIPs
- Top 17%
- home value, US ZIPs
- 347
- people per sq mi
- 89%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21015 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 21015 (Bel Air, MD) rose +1.1% from 2023 to 2024. The all-transactions index moved from 244.7 in 2023 to 247.4 in 2024 (2000 = 100).
ZIP code 21015 is a densely settled ZIP (a standard USPS delivery area) in Bel Air, Harford County, Maryland, with 27,763 residents across 80.1 square miles, a density of 347 people per square mile, in the New York time zone.
ZIP 21015 skews affluent, with a median household income of $137,281 (20% above the average Maryland ZIP), while per-capita income is $58,462. The poverty rate is 5.0%, with unemployment at 4.1%; those measures add context to the income figure. Median home value is $443,400 (1% below the average Maryland ZIP) and median rent is $1,752; 89.1% of occupied homes are owner-occupied.
This is a highly-educated ZIP: 53.4% of adults hold a bachelor's degree or higher, the median age is 40.4, and the average commute is 32 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Harford County, so 21015 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 21015
Top 5 sectors by establishment count in Bel Air, MD
Which industries have the most business establishments in ZIP 21015.
- Health care and social assistance
Health care and social assistance
99 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
80 establishments
- Retail trade
Retail trade
71 establishments
- Other services (except public administration)
Other services (except public administration)
68 establishments
- Construction
Construction
61 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 21015, Bel Air, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
27,763
Population
80.1
Area (sq mi)
347
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 21015?
40.4
Median Age
48.5%
Male
51.5%
Female
5.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$137,281
Median Household Income
+20% vs state ZIP avg
$58,462
Per Capita Income
5.0%
Poverty Rate
4.1%
Unemployment Rate
31.6 min
Mean Commute Time
How ZIP 21015 ranks among Maryland ZIPs
Bel Air, MD household income vs. every Maryland ZIP code
Median household income among 419 reporting Maryland ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$137,281 Top 27% higher than 73% of 419 Maryland ZIPs
Each bar is a $20K-wide band; taller bars hold more Maryland ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
11,408housing units
11,408
Total Housing Units
11,012
Occupied Units
396
Vacant Units
2.72
Avg Household Size
Occupancy Type
$443,400
Median Home Value
-1% vs state ZIP avg
$1,752
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.1%
YoY Change (2024)
247
HPI Index (2000 = 100)
+147%
Total Change Since 2000
Home values in ZIP 21015 have increased 1.1% over the past year (2024). Since 2000, this ZIP has seen +147% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.8% | 186 |
| 2021 | +9.8% | 204 |
| 2022 | +11.6% | 228 |
| 2023 | +7.4% | 245 |
| 2024 | +1.1% | 247 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 624 business establishments in ZIP 21015, employing approximately 6,216 people with a combined annual payroll of $249,319,000.
624
Businesses
6,216
Employees
$249.3M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 99 | 15.9% |
| Professional, scientific, and technical services | 80 | 12.8% |
| Retail trade | 71 | 11.4% |
| Other services (except public administration) | 68 | 10.9% |
| Construction | 61 | 9.8% |
| Accommodation and food services | 60 | 9.6% |
| Finance and insurance | 37 | 5.9% |
| Real estate and rental and leasing | 37 | 5.9% |
| Administrative and support and waste management and remediation services | 29 | 4.7% |
| Wholesale trade | 18 | 2.9% |
| Transportation and warehousing | 17 | 2.7% |
| Information | 16 | 2.6% |
| Arts, entertainment, and recreation | 15 | 2.4% |
| Educational services | 11 | 1.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 21015 vs 21014 →
ZIP 21015 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 21014
Bel Air (21014)
36,047 residents
- 21009
Abingdon (21009)
29,766 residents
- 21015
Bel Air (21015)
27,763 residents
- 21040
Edgewood (21040)
24,420 residents
- 21001
Aberdeen (21001)
21,487 residents
- 21050
Forest Hill (21050)
18,202 residents
- 21085
Joppa (21085)
16,171 residents
- 21047 11,873
Fallston (21047)
11,873 residents
- 21017 7,062
Belcamp (21017)
7,062 residents
What this shows Among its immediate neighbors, ZIP 21015 ranks #3 by population - useful context the national average alone can't give.
ZIP 21015 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 21047
Fallston (21047)
$157,500 median income
- 21028
Churchville (21028)
$137,586 median income
- 21015
Bel Air (21015)
$137,281 median income
- 21050
Forest Hill (21050)
$125,208 median income
- 21009
Abingdon (21009)
$121,660 median income
- 21014
Bel Air (21014)
$116,970 median income
- 21085
Joppa (21085)
$113,714 median income
- 21017
Belcamp (21017)
$106,831 median income
- 21154
Street (21154)
$97,658 median income
What this shows By household income, ZIP 21015 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 21014 | Bel Air, MD | 36,047 | 3.0 mi |
| 21028 | Churchville, MD | 3,460 | 3.2 mi |
| 21009 | Abingdon, MD | 29,766 | 5.3 mi |
| 21040 | Edgewood, MD | 24,420 | 7.9 mi |
| 21017 | Belcamp, MD | 7,062 | 5.8 mi |
| 21001 | Aberdeen, MD | 21,487 | 5.7 mi |
| 21050 | Forest Hill, MD | 18,202 | 5.8 mi |
| 21085 | Joppa, MD | 16,171 | 7.5 mi |
| 21047 | Fallston, MD | 11,873 | 7.7 mi |
| 21154 | Street, MD | 6,464 | 8.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 21015, both outside MD so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (27,763 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Harford County
Related Areas
Frequently Asked Questions
What county is ZIP code 21015 in?
ZIP code 21015 (Bel Air) is located in Harford County, Maryland. Harford County contains multiple ZIP codes, see the full list at /counties/harford-md.
What is the population of ZIP code 21015?
ZIP code 21015 in Bel Air, MD has a population of 27,763 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21015?
The median household income in ZIP 21015 is $137,281, which is 80% above the national average of $76,288.
What is the average home value in ZIP 21015?
The median home value in ZIP 21015 is $443,400, which is 59% above the national average of $278,155.
What is the demographic makeup of ZIP 21015?
The largest racial group in ZIP 21015 is White at 83.0%. Hispanic or Latino residents make up 5.1% of the population.
How many businesses are in ZIP code 21015?
ZIP code 21015 has 624 business establishments employing approximately 6,216 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 21015?
The top industries by establishment count in ZIP 21015 are: Health care and social assistance (99), Professional, scientific, and technical services (80), Retail trade (71). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 21015?
According to the FHFA House Price Index, home values in ZIP 21015 increased by 1.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 147%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 21015?
In ZIP code 21015, 73.4% of residents aged 25+ have a high school diploma or higher, and 53.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 21015?
The mean commute time for workers in ZIP code 21015 is 31.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 21015?
In ZIP code 21015, approximately 89.1% of occupied housing units are owner-occupied and 10.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21015?
The poverty rate in ZIP code 21015 is 5.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 21015's numbers, next.
- See how ZIP 21015 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Bel Air, MD ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.