Street, MD · standard

ZIP Code 21154

Harford County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,464
62/sq mi Moderate-density area
$97,658
Median income Above-median income area
$455,400
Median home value Above-median home value
27.9%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

Street pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 21%
household income, US ZIPs
Top 16%
home value, US ZIPs
62
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21154 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 21154 (Street, MD) rose +17.6% from 2023 to 2024. The all-transactions index moved from 218.5 in 2023 to 257.0 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 21154 is a mid-sized community (a standard USPS delivery area) in Street, Harford County, Maryland, home to 6,464 residents across 104.6 square miles, a density of 62 people per square mile, in the New York time zone.

ZIP 21154 lands in the middle-income range, with a median household income of $97,658 (14% below the average Maryland ZIP), while per-capita income is $46,099. The poverty rate is 9.3%, with unemployment at 0.7%; those measures add context to the income figure. Median home value is $455,400 (2% above the average Maryland ZIP) and median rent is $1,161; 86.0% of occupied homes are owner-occupied.

Educational attainment sits below the national norm: 27.9% of adults hold a bachelor's degree or higher, the median age is 50, and the average commute is 36 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Harford County, so 21154 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 21154

Top 5 sectors by establishment count in Street, MD

Which industries have the most business establishments in ZIP 21154.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 21154, Street, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,464

Population

104.6

Area (sq mi)

62

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 21154?

50.0

Median Age

53.2%

Male

46.8%

Female

2.0%

Foreign-Born

White 92.9%
African American 3.7%
Asian 0.3%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.8%
Hispanic or Latino 0.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$97,658

Median Household Income

-14% vs state ZIP avg

$46,099

Per Capita Income

9.3%

Poverty Rate

0.7%

Unemployment Rate

36.0 min

Mean Commute Time

How ZIP 21154 ranks among Maryland ZIPs

Street, MD household income vs. every Maryland ZIP code

Median household income among 419 reporting Maryland ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$97,658 44th percentile higher than 44% of 419 Maryland ZIPs

This ZIP $0 $200K+ every Maryland ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Maryland ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.3%
Bachelor's Degree or Higher 27.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,692

Total Housing Units

2,403

Occupied Units

289

Vacant Units

2.69

Avg Household Size

Occupancy Type

Owner 86.0%
Renter 14.0%

$455,400

Median Home Value

+2% vs state ZIP avg

$1,161

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+17.6%

YoY Change (2024)

257

HPI Index (2000 = 100)

+157%

Total Change Since 2000

Home values in ZIP 21154 have increased 17.6% over the past year (2024). Since 2000, this ZIP has seen +157% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.1% 172
2021 +9.6% 189
2022 +20.1% 226
2023 -3.5% 219
2024 +17.6% 257

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 138 business establishments in ZIP 21154, employing approximately 904 people with a combined annual payroll of $42,224,000.

138

Businesses

904

Employees

$42.2M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 48 34.8%
Administrative and support and waste management and remediation services 17 12.3%
Professional, scientific, and technical services 16 11.6%
Other services (except public administration) 16 11.6%
Retail trade 10 7.3%
Accommodation and food services 7 5.1%
Transportation and warehousing 5 3.6%
Health care and social assistance 5 3.6%
Manufacturing 4 2.9%
Wholesale trade 4 2.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 21154 vs 21160 →

ZIP 21154 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 21154 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 21154 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 21154 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
21160 Whiteford, MD 2,408 4.5 mi
21050 Forest Hill, MD 18,202 5.0 mi
21132 Pylesville, MD 2,634 4.9 mi
21014 Bel Air, MD 36,047 8.0 mi
17314 Delta, PA 5,929 7.2 mi
21034 Darlington, MD 3,387 7.2 mi
21084 Jarrettsville, MD 7,652 6.3 mi
21015 Bel Air, MD 27,763 8.0 mi
17321 Fawn Grove, PA 2,238 8.6 mi
21028 Churchville, MD 3,460 8.4 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 21154, both outside MD so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (6,464 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Harford County

Frequently Asked Questions

What county is ZIP code 21154 in?

ZIP code 21154 (Street) is located in Harford County, Maryland. Harford County contains multiple ZIP codes, see the full list at /counties/harford-md.

What is the population of ZIP code 21154?

ZIP code 21154 in Street, MD has a population of 6,464 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 21154?

The median household income in ZIP 21154 is $97,658, which is 28% above the national average of $76,288.

What is the average home value in ZIP 21154?

The median home value in ZIP 21154 is $455,400, which is 64% above the national average of $278,155.

What is the demographic makeup of ZIP 21154?

The largest racial group in ZIP 21154 is White at 92.9%. Hispanic or Latino residents make up 0.8% of the population.

How many businesses are in ZIP code 21154?

ZIP code 21154 has 138 business establishments employing approximately 904 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 21154?

The top industries by establishment count in ZIP 21154 are: Construction (48), Administrative and support and waste management and remediation services (17), Professional, scientific, and technical services (16). There are 10 industry sectors represented in total.

How have home values changed in ZIP code 21154?

According to the FHFA House Price Index, home values in ZIP 21154 increased by 17.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 157%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 21154?

In ZIP code 21154, 66.3% of residents aged 25+ have a high school diploma or higher, and 27.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 21154?

The mean commute time for workers in ZIP code 21154 is 36.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 21154?

In ZIP code 21154, approximately 86.0% of occupied housing units are owner-occupied and 14.0% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 21154?

The poverty rate in ZIP code 21154 is 9.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 21154's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

Take this with you

What to do with ZIP 21154's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.