Whiteford, MD · standard

ZIP Code 21160

Harford County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,408
56/sq mi Moderate-density area
$106,181
Median income Above-median income area
$391,300
Median home value Above-median home value
22.5%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

Whiteford pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 15%
household income, US ZIPs
Top 21%
home value, US ZIPs
56
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21160 against every reporting US ZIP.

ZIP code 21160 covers 42.8 square miles in Whiteford, Harford County, Maryland (a standard USPS delivery area), with a modest 2,408 residents on file, a density of 56 people per square mile, in the New York time zone.

ZIP 21160 lands in the middle-income range, with a median household income of $106,181 (7% below the average Maryland ZIP), while per-capita income is $51,491. The poverty rate is 11.4%, with unemployment at 3.7%; those measures add context to the income figure. Median home value is $391,300 (13% below the average Maryland ZIP); 81.1% of occupied homes are owner-occupied.

Educational attainment sits below the national norm: 22.5% of adults hold a bachelor's degree or higher, the median age is 52.7, and the average commute is 44 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Harford County, so 21160 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 21160

Top 5 sectors by establishment count in Whiteford, MD

Which industries have the most business establishments in ZIP 21160.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 21160, Whiteford, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,408

Population

42.8

Area (sq mi)

56

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 21160?

52.7

Median Age

46.8%

Male

53.2%

Female

4.3%

Foreign-Born

White 89.7%
African American 5.9%
Asian 4.0%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$106,181

Median Household Income

-7% vs state ZIP avg

$51,491

Per Capita Income

11.4%

Poverty Rate

3.7%

Unemployment Rate

44.1 min

Mean Commute Time

How ZIP 21160 ranks among Maryland ZIPs

Whiteford, MD household income vs. every Maryland ZIP code

Median household income among 419 reporting Maryland ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$106,181 Top 50% higher than 50% of 419 Maryland ZIPs

This ZIP $0 $200K+ every Maryland ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Maryland ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.4%
Bachelor's Degree or Higher 22.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,037

Total Housing Units

968

Occupied Units

69

Vacant Units

2.51

Avg Household Size

Occupancy Type

Owner 81.1%
Renter 18.9%

$391,300

Median Home Value

-13% vs state ZIP avg

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.5%

YoY Change (2024)

245

HPI Index (2000 = 100)

+145%

Total Change Since 2000

Home values in ZIP 21160 have increased 11.5% over the past year (2024). Since 2000, this ZIP has seen +145% cumulative appreciation.

Year Annual Change HPI Index
2019 -0.4% 166
2020 +6.8% 177
2021 +6.3% 189
2022 +11.5% 210
2024 245

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 71 business establishments in ZIP 21160, employing approximately 753 people with a combined annual payroll of $51,435,000.

71

Businesses

753

Employees

$51.4M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Construction 18 25.4%
Retail trade 10 14.1%
Professional, scientific, and technical services 8 11.3%
Other services (except public administration) 8 11.3%
Real estate and rental and leasing 5 7.0%
Health care and social assistance 5 7.0%
Accommodation and food services 5 7.0%
Administrative and support and waste management and remediation services 4 5.6%
Wholesale trade 3 4.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 21160 vs 17314 →

ZIP 21160 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 21160 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 21160 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 21160 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
17314 Delta, PA 5,929 3.5 mi
21154 Street, MD 6,464 4.5 mi
21132 Pylesville, MD 2,634 6.4 mi
21034 Darlington, MD 3,387 6.1 mi
17518 Drumore, PA 1,355 7.4 mi
17532 Holtwood, PA 3,381 10.2 mi
21918 Conowingo, MD 4,284 7.8 mi
17563 Peach Bottom, PA 3,849 7.7 mi
17321 Fawn Grove, PA 2,238 8.0 mi
21050 Forest Hill, MD 18,202 9.4 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 21160, both outside MD so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (2,408 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Harford County

Frequently Asked Questions

What county is ZIP code 21160 in?

ZIP code 21160 (Whiteford) is located in Harford County, Maryland. Harford County contains multiple ZIP codes, see the full list at /counties/harford-md.

What is the population of ZIP code 21160?

ZIP code 21160 in Whiteford, MD has a population of 2,408 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 21160?

The median household income in ZIP 21160 is $106,181, which is 39% above the national average of $76,288.

What is the average home value in ZIP 21160?

The median home value in ZIP 21160 is $391,300, which is 41% above the national average of $278,155.

What is the demographic makeup of ZIP 21160?

The largest racial group in ZIP 21160 is White at 89.7%.

How many businesses are in ZIP code 21160?

ZIP code 21160 has 71 business establishments employing approximately 753 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 21160?

The top industries by establishment count in ZIP 21160 are: Construction (18), Retail trade (10), Professional, scientific, and technical services (8). There are 9 industry sectors represented in total.

How have home values changed in ZIP code 21160?

According to the FHFA House Price Index, home values in ZIP 21160 increased by 11.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 145%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 21160?

In ZIP code 21160, 53.4% of residents aged 25+ have a high school diploma or higher, and 22.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 21160?

The mean commute time for workers in ZIP code 21160 is 44.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 21160?

In ZIP code 21160, approximately 81.1% of occupied housing units are owner-occupied and 18.9% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 21160?

The poverty rate in ZIP code 21160 is 11.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 21160's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.