PlainZIP

White Marsh, MD · standard

ZIP Code 21162

Baltimore County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,655
189/sq mi
$157,813
Median income
$451,600
Median home value
43.9%
Bachelor's or higher

The verdict

White Marsh pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 3%
household income, US ZIPs
Top 16%
home value, US ZIPs
189
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21162 against every reporting US ZIP.

ZIP code 21162 covers 19.3 square miles in White Marsh, Baltimore County, Maryland (a standard USPS delivery area), with a modest 3,655 residents on file, a density of 189 people per square mile, in the New York time zone.

ZIP 21162 skews affluent, with a median household income of $157,813 (38% above the Maryland average), while per-capita income is $61,136. Local economic indicators show a 2.3% poverty rate alongside 2.3% unemployment. Median home value sits at $451,600 (1% above the state average), median rent at $1,203 a month, and owner-occupancy at 88.9%.

A solid share of residents have a four-year degree: 43.9% of adults hold a bachelor's degree or higher, the median age is 37.5, and the average commute is 29 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Baltimore County, so you can benchmark 21162 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 21162

Top 5 sectors by establishment count in White Marsh, MD

Which industries have the most business establishments in ZIP 21162.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 21162, White Marsh, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,655

Population

19.3

Area (sq mi)

189

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 21162?

37.5

Median Age

51.3%

Male

48.7%

Female

13.9%

Foreign-Born

White 64.9%
African American 16.0%
Asian 10.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.0%
Hispanic or Latino 5.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$157,813

Median Household Income

+38% vs state

$61,136

Per Capita Income

2.3%

Poverty Rate

2.3%

Unemployment Rate

28.8 min

Mean Commute Time

How ZIP 21162 ranks nationally

White Marsh, MD household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$157,813 Top 3% higher than 97% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.9%
Bachelor's Degree or Higher 43.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,663

Total Housing Units

1,559

Occupied Units

104

Vacant Units

2.96

Avg Household Size

Occupancy Type

Owner 88.9%
Renter 11.1%

$451,600

Median Home Value

+1% vs state

$1,203

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+12.9%

YoY Change (2024)

277

HPI Index (2000 = 100)

+177%

Total Change Since 2000

Home values in ZIP 21162 have increased 12.9% over the past year (2024). Since 2000, this ZIP has seen +177% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.2% 199
2021 +13.1% 225
2022 +15.1% 259
2023 -5.2% 245
2024 +12.9% 277

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 212 business establishments in ZIP 21162, employing approximately 4,425 people with a combined annual payroll of $266,407,000.

212

Businesses

4,425

Employees

$266.4M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 28 13.2%
Wholesale trade 26 12.3%
Retail trade 25 11.8%
Administrative and support and waste management and remediation services 23 10.8%
Other services (except public administration) 23 10.8%
Professional, scientific, and technical services 18 8.5%
Accommodation and food services 17 8.0%
Transportation and warehousing 12 5.7%
Health care and social assistance 12 5.7%
Real estate and rental and leasing 9 4.3%
Manufacturing 8 3.8%
Finance and insurance 8 3.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 21162 vs 21220 →

ZIP 21162 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 21162 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 21162 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 21162 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
21220 Middle River, MD 39,199 3.1 mi
21156 Upper Falls, MD 358 3.3 mi
21128 Perry Hall, MD 12,802 2.6 mi
21087 Kingsville, MD 5,451 4.0 mi
21236 Nottingham, MD 38,474 4.4 mi
21085 Joppa, MD 16,171 4.8 mi
21010 Gunpowder, MD 104 6.0 mi
21221 Essex, MD 42,154 6.9 mi
21051 Fork, MD 279 6.3 mi
21234 Parkville, MD 69,752 6.9 mi

More ZIP Codes in Baltimore County

21234 standard
Parkville, MD
Pop: 69,752
21222 standard
Dundalk, MD
Pop: 55,786
21117 standard
Owings Mills, MD
Pop: 53,778
21207 standard
Gwynn Oak, MD
Pop: 48,133
21228 standard
Catonsville, MD
Pop: 47,577
21221 standard
Essex, MD
Pop: 42,154

Related Areas

Baltimore County White Marsh, MD Maryland

Frequently Asked Questions

What county is ZIP code 21162 in? ▼
ZIP code 21162 (White Marsh) is located in Baltimore County, Maryland. Baltimore County contains multiple ZIP codes, see the full list at /counties/baltimore-md-24005.
What is the population of ZIP code 21162? ▼
ZIP code 21162 in White Marsh, MD has a population of 3,655 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21162? ▼
The median household income in ZIP 21162 is $157,813, which is 107% above the national average of $76,288.
What is the average home value in ZIP 21162? ▼
The median home value in ZIP 21162 is $451,600, which is 62% above the national average of $278,155.
What is the demographic makeup of ZIP 21162? ▼
The largest racial group in ZIP 21162 is White at 64.9%. Hispanic or Latino residents make up 5.7% of the population.
How many businesses are in ZIP code 21162? ▼
ZIP code 21162 has 212 business establishments employing approximately 4,425 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 21162? ▼
The top industries by establishment count in ZIP 21162 are: Construction (28), Wholesale trade (26), Retail trade (25). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 21162? ▼
According to the FHFA House Price Index, home values in ZIP 21162 increased by 12.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 177%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 21162? ▼
In ZIP code 21162, 63.9% of residents aged 25+ have a high school diploma or higher, and 43.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 21162? ▼
The mean commute time for workers in ZIP code 21162 is 28.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 21162? ▼
In ZIP code 21162, approximately 88.9% of occupied housing units are owner-occupied and 11.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21162? ▼
The poverty rate in ZIP code 21162 is 2.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.