ZIP Code 21220

standard

Source:

Middle River · Baltimore County · Maryland

Population
39,199

702/sq mi

Median income
$81,817

▲ 7% vs US

higher than 64% of US ZIPs

Median home value
$300,100

▲ 8% vs US

higher than 67% of US ZIPs

Bachelor's or higher
30.0%

Median age 37.7

Land area
55.8 sq mi

New York

ZIP code 21220 in Middle River, Maryland has a population of 39,199. The median household income is $81,817, which is 7% above the national average. Median home value is $300,100, 8% above the US average. 30.0% of residents hold a bachelor's degree or higher.

ZIP code 21220 is classified by USPS as a standard delivery area and covers roughly 55.8 square miles in Middle River, Baltimore County, Maryland. The area is home to 39,199 residents, producing a population density of 702 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 21220 against Maryland and the nation.

On the economic side, the median household income for ZIP 21220 sits at $81,817 (28% below the Maryland average), while per-capita income is $41,843. The poverty rate stands at 13.6% and the unemployment rate at 4.2%. On housing, the median home value is $300,100 (33% below the state average) with median rent at $1,673 per month, and 68.8% of occupied units are owner-occupied, a direct signal of whether 21220 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 30.0% of adults hold a bachelor's degree or higher, the median age is 37.7, and the average commute is 30 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Baltimore County, so you can benchmark 21220 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 21220

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 21220.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 21220, Middle River, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

39,199

Population

55.8

Area (sq mi)

702

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 21220?

37.7

Median Age

47.3%

Male

52.7%

Female

12.8%

Foreign-Born

White 52.6%
African American 30.8%
Asian 6.0%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.5%
Hispanic or Latino 5.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$81,817

Median Household Income

-28% vs state

$41,843

Per Capita Income

13.6%

Poverty Rate

4.2%

Unemployment Rate

30.0 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.5%
Bachelor's Degree or Higher 30.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

17,918

Total Housing Units

16,544

Occupied Units

1,374

Vacant Units

2.58

Avg Household Size

Occupancy Type

Owner 68.8%
Renter 31.2%

$300,100

Median Home Value

-33% vs state

$1,673

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.0%

YoY Change (2024)

252

HPI Index (2000 = 100)

+152%

Total Change Since 2000

Home values in ZIP 21220 have increased 1.0% over the past year (2024). Since 2000, this ZIP has seen +152% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.8% 187
2021 +10.1% 205
2022 +9.1% 224
2023 +11.3% 249
2024 +1.0% 252

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 697 business establishments in ZIP 21220, employing approximately 12,583 people with a combined annual payroll of $797,515,000.

697

Businesses

12,583

Employees

$797.5M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Construction 135 19.4%
Retail trade 87 12.5%
Other services (except public administration) 73 10.5%
Accommodation and food services 66 9.5%
Health care and social assistance 57 8.2%
Administrative and support and waste management and remediation services 53 7.6%
Professional, scientific, and technical services 49 7.0%
Transportation and warehousing 47 6.7%
Manufacturing 30 4.3%
Wholesale trade 29 4.2%
Real estate and rental and leasing 26 3.7%
Finance and insurance 15 2.1%
Arts, entertainment, and recreation 12 1.7%
Management of companies and enterprises 6 0.9%
Educational services 5 0.7%
Utilities 3 0.4%
Information 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 21220 vs 21162 →

ZIP Code City Population Distance
21162 White Marsh, MD 3,655 3.1 mi
21221 Essex, MD 42,154 4.2 mi
21156 Upper Falls, MD 358 6.4 mi
21237 Rosedale, MD 30,059 5.2 mi
21128 Perry Hall, MD 12,802 5.0 mi
21087 Kingsville, MD 5,451 7.2 mi
21236 Nottingham, MD 38,474 5.6 mi
21206 Baltimore, MD 50,846 7.4 mi
21085 Joppa, MD 16,171 7.5 mi
21010 Gunpowder, MD 104 6.5 mi

More ZIP Codes in Baltimore County

Frequently Asked Questions

What county is ZIP code 21220 in?
ZIP code 21220 (Middle River) is located in Baltimore County, Maryland. Baltimore County contains multiple ZIP codes, see the full list at /counties/baltimore-md-24005.
What is the population of ZIP code 21220?
ZIP code 21220 in Middle River, MD has a population of 39,199 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21220?
The median household income in ZIP 21220 is $81,817, which is 7% above the national average of $76,288.
What is the average home value in ZIP 21220?
The median home value in ZIP 21220 is $300,100, which is 8% above the national average of $278,155.
What is the demographic makeup of ZIP 21220?
The largest racial group in ZIP 21220 is White at 52.6%. Hispanic or Latino residents make up 5.0% of the population.
How many businesses are in ZIP code 21220?
ZIP code 21220 has 697 business establishments employing approximately 12,583 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 21220?
The top industries by establishment count in ZIP 21220 are: Construction (135), Retail trade (87), Other services (except public administration) (73). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 21220?
According to the FHFA House Price Index, home values in ZIP 21220 increased by 1.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 152%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 21220?
In ZIP code 21220, 62.5% of residents aged 25+ have a high school diploma or higher, and 30.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 21220?
The mean commute time for workers in ZIP code 21220 is 30.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 21220?
In ZIP code 21220, approximately 68.8% of occupied housing units are owner-occupied and 31.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21220?
The poverty rate in ZIP code 21220 is 13.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Middle River, MD

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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