Essex, MD · standard

ZIP Code 21221

Baltimore County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

42,154
1,102/sq mi High-density area
$67,340
Median income Near-median income area
$271,500
Median home value Near-median home value
21.0%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

Essex pairs a below-median household income with above-median home values, in a low-density, homeowner-dominated area.

42nd pct
household income, US ZIPs
Top 38%
home value, US ZIPs
1,102
people per sq mi
63%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21221 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 21221 (Essex, MD) rose +2.8% from 2023 to 2024. The all-transactions index moved from 241.2 in 2023 to 248.0 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 21221 is a densely settled ZIP (a standard USPS delivery area) in Essex, Baltimore County, Maryland, with 42,154 residents across 38.2 square miles, a density of 1,102 people per square mile, in the New York time zone.

ZIP 21221 reports a modest median household income of $67,340 (41% below the average Maryland ZIP), while per-capita income is $36,926. The poverty rate is 12.8%, with unemployment at 6.2%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $271,500 (39% below the average Maryland ZIP), and median rent is $1,310; owner occupancy is 62.5%.

Educational attainment sits below the national norm: 21.0% of adults hold a bachelor's degree or higher, the median age is 42.4, and the average commute is 30 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Baltimore County, so 21221 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 21221

Top 5 sectors by establishment count in Essex, MD

Which industries have the most business establishments in ZIP 21221.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 21221, Essex, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

42,154

Population

38.2

Area (sq mi)

1,102

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 21221?

42.4

Median Age

47.0%

Male

53.0%

Female

8.2%

Foreign-Born

White 57.3%
African American 28.3%
Asian 2.0%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.8%
Hispanic or Latino 5.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$67,340

Median Household Income

-41% vs state ZIP avg

$36,926

Per Capita Income

12.8%

Poverty Rate

6.2%

Unemployment Rate

29.5 min

Mean Commute Time

How ZIP 21221 ranks nationally

Essex, MD household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$67,340 42nd percentile higher than 42% of 30,318 US ZIPs

This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.1%
Bachelor's Degree or Higher 21.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

18,442

Total Housing Units

17,286

Occupied Units

1,156

Vacant Units

2.50

Avg Household Size

Occupancy Type

Owner 62.5%
Renter 37.5%

$271,500

Median Home Value

-39% vs state ZIP avg

$1,310

Median Rent

1966

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.8%

YoY Change (2024)

248

HPI Index (2000 = 100)

+148%

Total Change Since 2000

Home values in ZIP 21221 have increased 2.8% over the past year (2024). Since 2000, this ZIP has seen +148% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.8% 188
2021 +10.0% 207
2022 +8.9% 225
2023 +7.2% 241
2024 +2.8% 248

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 623 business establishments in ZIP 21221, employing approximately 6,064 people with a combined annual payroll of $284,596,000.

623

Businesses

6,064

Employees

$284.6M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 97 15.6%
Other services (except public administration) 90 14.4%
Retail trade 79 12.7%
Accommodation and food services 68 10.9%
Health care and social assistance 62 9.9%
Professional, scientific, and technical services 45 7.2%
Wholesale trade 35 5.6%
Administrative and support and waste management and remediation services 34 5.5%
Transportation and warehousing 28 4.5%
Finance and insurance 21 3.4%
Manufacturing 19 3.0%
Real estate and rental and leasing 14 2.3%
Arts, entertainment, and recreation 13 2.1%
Educational services 8 1.3%
Information 6 1.0%
Agriculture, forestry, fishing and hunting 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 21221 vs 21219 →

ZIP 21221 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 21221 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 21221 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 21221 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
21219 Sparrows Point, MD 9,379 4.5 mi
21222 Dundalk, MD 55,786 3.5 mi
21220 Middle River, MD 39,199 4.2 mi
21052 Fort Howard, MD 303 6.1 mi
21237 Rosedale, MD 30,059 4.3 mi
21224 Baltimore, MD 49,134 5.5 mi
21128 Perry Hall, MD 12,802 7.9 mi
21162 White Marsh, MD 3,655 6.9 mi
21205 Baltimore, MD 16,146 6.7 mi
21236 Nottingham, MD 38,474 7.0 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 21221, both outside MD so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (42,154 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Baltimore County

Frequently Asked Questions

What county is ZIP code 21221 in?

ZIP code 21221 (Essex) is located in Baltimore County, Maryland. Baltimore County contains multiple ZIP codes, see the full list at /counties/baltimore-md-24005.

What is the population of ZIP code 21221?

ZIP code 21221 in Essex, MD has a population of 42,154 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 21221?

The median household income in ZIP 21221 is $67,340, which is 12% below the national average of $76,288.

What is the average home value in ZIP 21221?

The median home value in ZIP 21221 is $271,500, which is 2% below the national average of $278,155.

What is the demographic makeup of ZIP 21221?

The largest racial group in ZIP 21221 is White at 57.3%. Hispanic or Latino residents make up 5.9% of the population.

How many businesses are in ZIP code 21221?

ZIP code 21221 has 623 business establishments employing approximately 6,064 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 21221?

The top industries by establishment count in ZIP 21221 are: Construction (97), Other services (except public administration) (90), Retail trade (79). There are 16 industry sectors represented in total.

How have home values changed in ZIP code 21221?

According to the FHFA House Price Index, home values in ZIP 21221 increased by 2.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 148%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 21221?

In ZIP code 21221, 60.1% of residents aged 25+ have a high school diploma or higher, and 21.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 21221?

The mean commute time for workers in ZIP code 21221 is 29.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 21221?

In ZIP code 21221, approximately 62.5% of occupied housing units are owner-occupied and 37.5% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 21221?

The poverty rate in ZIP code 21221 is 12.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 21221's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.