ZIP Code 21204

standard

Source:

Towson · Baltimore County · Maryland

Population
20,253

1,297/sq mi

Median income
$99,606

▲ 31% vs US

higher than 81% of US ZIPs

Median home value
$594,800

▲ 114% vs US

higher than 91% of US ZIPs

Bachelor's or higher
73.1%

Median age 34.8

Land area
15.6 sq mi

New York

ZIP code 21204 in Towson, Maryland has a population of 20,253. The median household income is $99,606, which is 31% above the national average. Median home value is $594,800, 114% above the US average. 73.1% of residents hold a bachelor's degree or higher.

ZIP code 21204 is classified by USPS as a standard delivery area and covers roughly 15.6 square miles in Towson, Baltimore County, Maryland. The area is home to 20,253 residents, producing a population density of 1,297 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 21204 against Maryland and the nation.

On the economic side, the median household income for ZIP 21204 sits at $99,606 (13% below the Maryland average), while per-capita income is $67,450. The poverty rate stands at 14.9% and the unemployment rate at 3.7%. On housing, the median home value is $594,800 (33% above the state average) with median rent at $1,875 per month, and 45.7% of occupied units are owner-occupied, a direct signal of whether 21204 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 73.1% of adults hold a bachelor's degree or higher, the median age is 34.8, and the average commute is 24 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Baltimore County, so you can benchmark 21204 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 21204

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 21204.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 21204, Towson, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

20,253

Population

15.6

Area (sq mi)

1,297

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 21204?

34.8

Median Age

43.7%

Male

56.3%

Female

7.8%

Foreign-Born

White 71.3%
African American 15.1%
Asian 5.1%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.3%
Hispanic or Latino 5.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$99,606

Median Household Income

-13% vs state

$67,450

Per Capita Income

14.9%

Poverty Rate

3.7%

Unemployment Rate

23.8 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 82.5%
Bachelor's Degree or Higher 73.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,588

Total Housing Units

8,747

Occupied Units

841

Vacant Units

2.05

Avg Household Size

Occupancy Type

Owner 45.7%
Renter 54.3%

$594,800

Median Home Value

+33% vs state

$1,875

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.8%

YoY Change (2024)

232

HPI Index (2000 = 100)

+132%

Total Change Since 2000

Home values in ZIP 21204 have increased 2.8% over the past year (2024). Since 2000, this ZIP has seen +132% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.8% 182
2021 +6.0% 193
2022 +11.8% 215
2023 +4.7% 226
2024 +2.8% 232

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,419 business establishments in ZIP 21204, employing approximately 25,411 people with a combined annual payroll of $1,747,044,000.

1,419

Businesses

25,411

Employees

$1.7B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 333 23.5%
Health care and social assistance 306 21.6%
Retail trade 179 12.6%
Finance and insurance 131 9.2%
Accommodation and food services 119 8.4%
Real estate and rental and leasing 94 6.6%
Other services (except public administration) 90 6.3%
Administrative and support and waste management and remediation services 49 3.5%
Construction 22 1.6%
Information 20 1.4%
Educational services 20 1.4%
Wholesale trade 18 1.3%
Arts, entertainment, and recreation 14 1.0%
Management of companies and enterprises 9 0.6%
Transportation and warehousing 8 0.6%
Manufacturing 4 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 21204 vs 21252 →

ZIP Code City Population Distance
21252 Towson, MD 2,872 1.5 mi
21093 Lutherville Timonium, MD 36,465 2.6 mi
21210 Baltimore, MD 14,292 3.1 mi
21212 Baltimore, MD 32,322 2.5 mi
21209 Baltimore, MD 26,465 2.8 mi
21286 Towson, MD 19,206 3.2 mi
21211 Baltimore, MD 17,351 5.0 mi
21239 Baltimore, MD 28,793 3.5 mi
21153 Stevenson, MD 323 4.1 mi
21217 Baltimore, MD 37,111 6.5 mi

More ZIP Codes in Baltimore County

Frequently Asked Questions

What county is ZIP code 21204 in?
ZIP code 21204 (Towson) is located in Baltimore County, Maryland. Baltimore County contains multiple ZIP codes, see the full list at /counties/baltimore-md-24005.
What is the population of ZIP code 21204?
ZIP code 21204 in Towson, MD has a population of 20,253 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21204?
The median household income in ZIP 21204 is $99,606, which is 31% above the national average of $76,288.
What is the average home value in ZIP 21204?
The median home value in ZIP 21204 is $594,800, which is 114% above the national average of $278,155.
What is the demographic makeup of ZIP 21204?
The largest racial group in ZIP 21204 is White at 71.3%. Hispanic or Latino residents make up 5.0% of the population.
How many businesses are in ZIP code 21204?
ZIP code 21204 has 1,419 business establishments employing approximately 25,411 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 21204?
The top industries by establishment count in ZIP 21204 are: Professional, scientific, and technical services (333), Health care and social assistance (306), Retail trade (179). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 21204?
According to the FHFA House Price Index, home values in ZIP 21204 increased by 2.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 132%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 21204?
In ZIP code 21204, 82.5% of residents aged 25+ have a high school diploma or higher, and 73.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 21204?
The mean commute time for workers in ZIP code 21204 is 23.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 21204?
In ZIP code 21204, approximately 45.7% of occupied housing units are owner-occupied and 54.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21204?
The poverty rate in ZIP code 21204 is 14.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Towson, MD

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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