Cumberland, MD · standard
ZIP Code 21502
Allegany County, Maryland — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 44,400
- 191/sq mi
- $60,725
- Median income
- $153,700
- Median home value
- 19.9%
- Bachelor's or higher
The verdict
Cumberland pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 30th pct
- household income, US ZIPs
- 27th pct
- home value, US ZIPs
- 191
- people per sq mi
- 72%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21502 against every reporting US ZIP.
ZIP code 21502 is classified by USPS as a standard delivery area and covers roughly 232.1 square miles in Cumberland, Allegany County, Maryland. The area is home to 44,400 residents, producing a population density of 191 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 21502 against Maryland and the nation.
On the economic side, the median household income for ZIP 21502 sits at $60,725 (47% below the Maryland average), while per-capita income is $31,252. The poverty rate stands at 16.2% and the unemployment rate at 4.4%. On housing, the median home value is $153,700 (66% below the state average) with median rent at $773 per month, and 72.0% of occupied units are owner-occupied, a direct signal of whether 21502 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 19.9% of adults hold a bachelor's degree or higher, the median age is 42.8, and the average commute is 20 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Allegany County, so you can benchmark 21502 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 21502
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 21502.
- Health care and social assistance
Health care and social assistance
208 establishments
- Retail trade
Retail trade
181 establishments
- Other services (except public administration)
Other services (except public administration)
137 establishments
- Accommodation and food services
Accommodation and food services
100 establishments
- Finance and insurance 62
Finance and insurance
62 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 21502, Cumberland, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
44,400
Population
232.1
Area (sq mi)
191
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 21502?
42.8
Median Age
55.5%
Male
44.5%
Female
2.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$60,725
Median Household Income
-47% vs state
$31,252
Per Capita Income
16.2%
Poverty Rate
4.4%
Unemployment Rate
20.2 min
Mean Commute Time
How ZIP 21502 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$60,725 30th percentile higher than 30% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
19,416
Total Housing Units
16,268
Occupied Units
3,148
Vacant Units
2.21
Avg Household Size
Occupancy Type
$153,700
Median Home Value
-66% vs state
$773
Median Rent
1957
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.8%
YoY Change (2024)
208
HPI Index (2000 = 100)
+108%
Total Change Since 2000
Home values in ZIP 21502 have increased 7.8% over the past year (2024). Since 2000, this ZIP has seen +108% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.0% | 145 |
| 2021 | +8.1% | 157 |
| 2022 | +14.6% | 180 |
| 2023 | +7.0% | 193 |
| 2024 | +7.8% | 208 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,015 business establishments in ZIP 21502, employing approximately 17,056 people with a combined annual payroll of $797,877,000.
1,015
Businesses
17,056
Employees
$797.9M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 208 | 20.5% |
| Retail trade | 181 | 17.8% |
| Other services (except public administration) | 137 | 13.5% |
| Accommodation and food services | 100 | 9.8% |
| Finance and insurance | 62 | 6.1% |
| Professional, scientific, and technical services | 60 | 5.9% |
| Construction | 56 | 5.5% |
| Wholesale trade | 38 | 3.7% |
| Manufacturing | 31 | 3.0% |
| Real estate and rental and leasing | 31 | 3.0% |
| Administrative and support and waste management and remediation services | 31 | 3.0% |
| Transportation and warehousing | 26 | 2.6% |
| Information | 24 | 2.4% |
| Arts, entertainment, and recreation | 13 | 1.3% |
| Educational services | 7 | 0.7% |
| Utilities | 6 | 0.6% |
| Management of companies and enterprises | 4 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 21502 vs 26767 →
ZIP 21502 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 21502
Cumberland (21502)
44,400 residents
- 26753 6,254
Ridgeley (26753)
6,254 residents
- 15545 2,879
Hyndman (15545)
2,879 residents
- 21545 1,940
Mount Savage (21545)
1,940 residents
- 26767 768
Wiley Ford (26767)
768 residents
- 21529 631
Ellerslie (21529)
631 residents
- 21524 626
Corriganville (21524)
626 residents
- 26722 599
Green Spring (26722)
599 residents
- 15564 50
Wellersburg (15564)
50 residents
What this shows Among its immediate neighbors, ZIP 21502 ranks the most populous — useful context the national average alone can't give.
ZIP 21502 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 26767
Wiley Ford (26767)
$92,073 median income
- 21524
Corriganville (21524)
$76,417 median income
- 26722
Green Spring (26722)
$75,625 median income
- 26753
Ridgeley (26753)
$73,694 median income
- 21502
Cumberland (21502)
$60,725 median income
- 21545
Mount Savage (21545)
$60,264 median income
- 15545
Hyndman (15545)
$56,757 median income
- 15564
Wellersburg (15564)
$56,250 median income
- 21529
Ellerslie (21529)
$37,240 median income
What this shows By household income, ZIP 21502 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Allegany County
Related Areas
Frequently Asked Questions
What county is ZIP code 21502 in? ▼
What is the population of ZIP code 21502? ▼
What is the median household income in ZIP 21502? ▼
What is the average home value in ZIP 21502? ▼
What is the demographic makeup of ZIP 21502? ▼
How many businesses are in ZIP code 21502? ▼
What are the main industries in ZIP code 21502? ▼
How have home values changed in ZIP code 21502? ▼
What is the education level in ZIP code 21502? ▼
What is the average commute time in ZIP 21502? ▼
What percentage of residents own vs. rent in ZIP 21502? ▼
What is the poverty rate in ZIP code 21502? ▼
ZIP Code Research Guides
Official Data Resources for Cumberland, MD
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.