Mount Savage, MD · standard
ZIP Code 21545
Allegany County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,940
- 52/sq mi Moderate-density area
- $60,264
- Median income Below-median income area
- $130,700
- Median home value Below-median home value
- 17.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Mount Savage pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 29th pct
- household income, US ZIPs
- 20th pct
- home value, US ZIPs
- 52
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21545 against every reporting US ZIP.
ZIP code 21545 covers 37.2 square miles in Mount Savage, Allegany County, Maryland (a standard USPS delivery area), with a modest 1,940 residents on file, a density of 52 people per square mile, in the New York time zone.
ZIP 21545 reports a modest median household income of $60,264 (47% below the average Maryland ZIP), while per-capita income is $31,921. The poverty rate is 15.1%, with unemployment at 7.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $130,700 (71% below the average Maryland ZIP), and median rent is $905; owner occupancy is 80.4%.
Educational attainment sits below the national norm: 17.9% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Allegany County, so 21545 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 21545, Mount Savage, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,940
Population
37.2
Area (sq mi)
52
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 21545?
43.1
Median Age
45.0%
Male
55.0%
Female
0.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$60,264
Median Household Income
-47% vs state ZIP avg
$31,921
Per Capita Income
15.1%
Poverty Rate
7.0%
Unemployment Rate
How ZIP 21545 ranks among Maryland ZIPs
Mount Savage, MD household income vs. every Maryland ZIP code
Median household income among 419 reporting Maryland ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$60,264 7th percentile higher than 7% of 419 Maryland ZIPs
Each bar is a $20K-wide band; taller bars hold more Maryland ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
810housing units
810
Total Housing Units
709
Occupied Units
101
Vacant Units
2.39
Avg Household Size
Occupancy Type
$130,700
Median Home Value
-71% vs state ZIP avg
$905
Median Rent
1947
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 16 business establishments in ZIP 21545, employing approximately 48 people with a combined annual payroll of $2,416,000.
16
Businesses
48
Employees
$2.4M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 5 | 31.3% |
| Administrative and support and waste management and remediation services | 3 | 18.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 21545 vs 15564 →
ZIP 21545 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 21502
Cumberland (21502)
44,400 residents
- 21532 15,620
Frostburg (21532)
15,620 residents
- 26753 6,254
Ridgeley (26753)
6,254 residents
- 15545 2,879
Hyndman (15545)
2,879 residents
- 21545 1,940
Mount Savage (21545)
1,940 residents
- 26767 768
Wiley Ford (26767)
768 residents
- 21529 631
Ellerslie (21529)
631 residents
- 21524 626
Corriganville (21524)
626 residents
- 21542 483
Midland (21542)
483 residents
What this shows Among its immediate neighbors, ZIP 21545 ranks #5 by population - useful context the national average alone can't give.
ZIP 21545 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 26767
Wiley Ford (26767)
$92,073 median income
- 21524
Corriganville (21524)
$76,417 median income
- 26753
Ridgeley (26753)
$73,694 median income
- 21532
Frostburg (21532)
$63,690 median income
- 21502
Cumberland (21502)
$60,725 median income
- 21545
Mount Savage (21545)
$60,264 median income
- 15545
Hyndman (15545)
$56,757 median income
- 15564
Wellersburg (15564)
$56,250 median income
- 21529
Ellerslie (21529)
$37,240 median income
What this shows By household income, ZIP 21545 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 15564 | Wellersburg, PA | 50 | 2.4 mi |
| 21524 | Corriganville, MD | 626 | 3.3 mi |
| 21529 | Ellerslie, MD | 631 | 5.1 mi |
| 21532 | Frostburg, MD | 15,620 | 6.0 mi |
| 21543 | Midlothian, MD | 140 | 6.2 mi |
| 21502 | Cumberland, MD | 44,400 | 7.0 mi |
| 15545 | Hyndman, PA | 2,879 | 7.5 mi |
| 21542 | Midland, MD | 483 | 8.6 mi |
| 26767 | Wiley Ford, WV | 768 | 8.2 mi |
| 26753 | Ridgeley, WV | 6,254 | 10.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 21545, both outside MD so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,940 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Allegany County
Related Areas
Frequently Asked Questions
What county is ZIP code 21545 in?
ZIP code 21545 (Mount Savage) is located in Allegany County, Maryland. Allegany County contains multiple ZIP codes, see the full list at /counties/allegany-md.
What is the population of ZIP code 21545?
ZIP code 21545 in Mount Savage, MD has a population of 1,940 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21545?
The median household income in ZIP 21545 is $60,264, which is 21% below the national average of $76,288.
What is the average home value in ZIP 21545?
The median home value in ZIP 21545 is $130,700, which is 53% below the national average of $278,155.
What is the demographic makeup of ZIP 21545?
The largest racial group in ZIP 21545 is White at 87.3%. Hispanic or Latino residents make up 0.2% of the population.
How many businesses are in ZIP code 21545?
ZIP code 21545 has 16 business establishments employing approximately 48 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 21545?
In ZIP code 21545, 72.1% of residents aged 25+ have a high school diploma or higher, and 17.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 21545?
In ZIP code 21545, approximately 80.4% of occupied housing units are owner-occupied and 19.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21545?
The poverty rate in ZIP code 21545 is 15.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 21545's numbers, next.
- See how ZIP 21545 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Mount Savage, MD ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.