PlainZIP

Mount Savage, MD · standard

ZIP Code 21545

Allegany County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,940
52/sq mi
$60,264
Median income
$130,700
Median home value
17.9%
Bachelor's or higher

The verdict

Mount Savage pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

29th pct
household income, US ZIPs
20th pct
home value, US ZIPs
52
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21545 against every reporting US ZIP.

ZIP code 21545 covers 37.2 square miles in Mount Savage, Allegany County, Maryland (a standard USPS delivery area), with a modest 1,940 residents on file, a density of 52 people per square mile, in the New York time zone.

ZIP 21545 reports a modest median household income of $60,264 (47% below the Maryland average), while per-capita income is $31,921. The poverty rate stands at 15.1% and the unemployment rate at 7.0%. Housing costs here run $130,700 for a typical home value (71% below the state average), with rent averaging $905 a month; 80.4% of homes are owner-occupied.

Educational attainment sits below the national norm: 17.9% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is -. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Allegany County, so you can benchmark 21545 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 21545, Mount Savage, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,940

Population

37.2

Area (sq mi)

52

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 21545?

43.1

Median Age

45.0%

Male

55.0%

Female

0.5%

Foreign-Born

White 87.3%
African American 0.2%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.0%
Hispanic or Latino 0.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$60,264

Median Household Income

-47% vs state

$31,921

Per Capita Income

15.1%

Poverty Rate

7.0%

Unemployment Rate

How ZIP 21545 ranks nationally

Mount Savage, MD household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$60,264 29th percentile higher than 29% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 72.1%
Bachelor's Degree or Higher 17.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

810

Total Housing Units

709

Occupied Units

101

Vacant Units

2.39

Avg Household Size

Occupancy Type

Owner 80.4%
Renter 19.6%

$130,700

Median Home Value

-71% vs state

$905

Median Rent

1947

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 16 business establishments in ZIP 21545, employing approximately 48 people with a combined annual payroll of $2,416,000.

16

Businesses

48

Employees

$2.4M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 5 31.3%
Administrative and support and waste management and remediation services 3 18.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 21545 vs 15564 →

ZIP 21545 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 21545 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 21545 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 21545 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
15564 Wellersburg, PA 50 2.4 mi
21524 Corriganville, MD 626 3.3 mi
21529 Ellerslie, MD 631 5.1 mi
21532 Frostburg, MD 15,620 6.0 mi
21543 Midlothian, MD 140 6.2 mi
21502 Cumberland, MD 44,400 7.0 mi
15545 Hyndman, PA 2,879 7.5 mi
21542 Midland, MD 483 8.6 mi
26767 Wiley Ford, WV 768 8.2 mi
26753 Ridgeley, WV 6,254 10.3 mi

More ZIP Codes in Allegany County

21502 standard
Cumberland, MD
Pop: 44,400
21532 standard
Frostburg, MD
Pop: 15,620
21562 standard
Westernport, MD
Pop: 3,141
21539 standard
Lonaconing, MD
Pop: 2,819
21555 standard
Oldtown, MD
Pop: 1,936
21557 standard
Rawlings, MD
Pop: 1,895

Related Areas

Allegany County Mount Savage, MD Maryland

Frequently Asked Questions

What county is ZIP code 21545 in? ▼
ZIP code 21545 (Mount Savage) is located in Allegany County, Maryland. Allegany County contains multiple ZIP codes, see the full list at /counties/allegany-md.
What is the population of ZIP code 21545? ▼
ZIP code 21545 in Mount Savage, MD has a population of 1,940 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21545? ▼
The median household income in ZIP 21545 is $60,264, which is 21% below the national average of $76,288.
What is the average home value in ZIP 21545? ▼
The median home value in ZIP 21545 is $130,700, which is 53% below the national average of $278,155.
What is the demographic makeup of ZIP 21545? ▼
The largest racial group in ZIP 21545 is White at 87.3%. Hispanic or Latino residents make up 0.2% of the population.
How many businesses are in ZIP code 21545? ▼
ZIP code 21545 has 16 business establishments employing approximately 48 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 21545? ▼
In ZIP code 21545, 72.1% of residents aged 25+ have a high school diploma or higher, and 17.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 21545? ▼
In ZIP code 21545, approximately 80.4% of occupied housing units are owner-occupied and 19.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21545? ▼
The poverty rate in ZIP code 21545 is 15.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.