PlainZIP

Accident, MD · standard

ZIP Code 21520

Garrett County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,074
13/sq mi
$59,852
Median income
$298,600
Median home value
30.8%
Bachelor's or higher

The verdict

Accident pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

29th pct
household income, US ZIPs
Top 34%
home value, US ZIPs
13
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21520 against every reporting US ZIP.

ZIP code 21520 covers 158.3 square miles in Accident, Garrett County, Maryland (a standard USPS delivery area), with a modest 2,074 residents on file, a density of 13 people per square mile, in the New York time zone.

ZIP 21520 reports a modest median household income of $59,852 (48% below the Maryland average), while per-capita income is $45,096. Local economic indicators show a 8.1% poverty rate alongside 1.5% unemployment. Housing costs here run $298,600 for a typical home value (33% below the state average), with rent averaging $693 a month; 80.8% of homes are owner-occupied.

A solid share of residents have a four-year degree: 30.8% of adults hold a bachelor's degree or higher, the median age is 43.3, and the average commute is 21 minutes. A geography-based comparison follows: 6 ZIP codes within about 10 miles of 21520, plus 6 more within Garrett County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 21520

Top 5 sectors by establishment count in Accident, MD

Which industries have the most business establishments in ZIP 21520.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 21520, Accident, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,074

Population

158.3

Area (sq mi)

13

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 21520?

43.3

Median Age

45.6%

Male

54.4%

Female

1.8%

Foreign-Born

White 93.9%
African American 1.7%
Asian 0.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.8%
Hispanic or Latino 1.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$59,852

Median Household Income

-48% vs state

$45,096

Per Capita Income

8.1%

Poverty Rate

1.5%

Unemployment Rate

20.8 min

Mean Commute Time

How ZIP 21520 ranks nationally

Accident, MD household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$59,852 29th percentile higher than 29% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.4%
Bachelor's Degree or Higher 30.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

978

Total Housing Units

787

Occupied Units

191

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 80.8%
Renter 19.2%

$298,600

Median Home Value

-33% vs state

$693

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 64 business establishments in ZIP 21520, employing approximately 529 people with a combined annual payroll of $18,713,000.

64

Businesses

529

Employees

$18.7M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 13 20.3%
Retail trade 9 14.1%
Transportation and warehousing 6 9.4%
Health care and social assistance 6 9.4%
Other services (except public administration) 6 9.4%
Manufacturing 5 7.8%
Wholesale trade 5 7.8%
Accommodation and food services 4 6.3%
Agriculture, forestry, fishing and hunting 3 4.7%
Professional, scientific, and technical services 3 4.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 21520 vs 21522 →

ZIP 21520 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 21520 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 21520 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 21520 ranks #6 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
21522 Bittinger, MD 141 4.0 mi
21541 Mc Henry, MD 1,546 6.0 mi
21531 Friendsville, MD 2,227 6.6 mi
21536 Grantsville, MD 4,121 7.4 mi
15411 Addison, PA 661 8.8 mi
21561 Swanton, MD 2,627 10.5 mi

More ZIP Codes in Garrett County

21550 standard
Oakland, MD
Pop: 14,194
21536 standard
Grantsville, MD
Pop: 4,121
21561 standard
Swanton, MD
Pop: 2,627
21531 standard
Friendsville, MD
Pop: 2,227
21541 standard
Mc Henry, MD
Pop: 1,546
21538 standard
Kitzmiller, MD
Pop: 716

Related Areas

Garrett County Accident, MD Maryland

Frequently Asked Questions

What county is ZIP code 21520 in? ▼
ZIP code 21520 (Accident) is located in Garrett County, Maryland. Garrett County contains multiple ZIP codes, see the full list at /counties/garrett-md.
What is the population of ZIP code 21520? ▼
ZIP code 21520 in Accident, MD has a population of 2,074 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21520? ▼
The median household income in ZIP 21520 is $59,852, which is 22% below the national average of $76,288.
What is the average home value in ZIP 21520? ▼
The median home value in ZIP 21520 is $298,600, which is 7% above the national average of $278,155.
What is the demographic makeup of ZIP 21520? ▼
The largest racial group in ZIP 21520 is White at 93.9%. Hispanic or Latino residents make up 1.7% of the population.
How many businesses are in ZIP code 21520? ▼
ZIP code 21520 has 64 business establishments employing approximately 529 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 21520? ▼
The top industries by establishment count in ZIP 21520 are: Construction (13), Retail trade (9), Transportation and warehousing (6). There are 10 industry sectors represented in total.
What is the education level in ZIP code 21520? ▼
In ZIP code 21520, 63.4% of residents aged 25+ have a high school diploma or higher, and 30.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 21520? ▼
The mean commute time for workers in ZIP code 21520 is 20.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 21520? ▼
In ZIP code 21520, approximately 80.8% of occupied housing units are owner-occupied and 19.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21520? ▼
The poverty rate in ZIP code 21520 is 8.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.