PlainZIP

Mc Henry, MD · standard

ZIP Code 21541

Garrett County, Maryland — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,546
23/sq mi
$82,955
Median income
$342,500
Median home value
40.0%
Bachelor's or higher

The verdict

Mc Henry pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 35%
household income, US ZIPs
Top 27%
home value, US ZIPs
23
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21541 against every reporting US ZIP.

ZIP code 21541 is classified by USPS as a standard delivery area and covers roughly 68.1 square miles in Mc Henry, Garrett County, Maryland. The area is home to 1,546 residents, producing a population density of 23 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 21541 against Maryland and the nation.

On the economic side, the median household income for ZIP 21541 sits at $82,955 (27% below the Maryland average), while per-capita income is $57,768. The poverty rate stands at 5.6% and the unemployment rate at 6.0%. On housing, the median home value is $342,500 (23% below the state average) with median rent at $893 per month, and 85.2% of occupied units are owner-occupied, a direct signal of whether 21541 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 40.0% of adults hold a bachelor's degree or higher, the median age is 44, and the average commute is —. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Garrett County, so you can benchmark 21541 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 21541

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 21541.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 21541, Mc Henry, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,546

Population

68.1

Area (sq mi)

23

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 21541?

44.0

Median Age

54.5%

Male

45.5%

Female

5.5%

Foreign-Born

White 84.6%
African American 6.1%
Asian 2.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.7%
Hispanic or Latino 5.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$82,955

Median Household Income

-27% vs state

$57,768

Per Capita Income

5.6%

Poverty Rate

6.0%

Unemployment Rate

How ZIP 21541 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$82,955 Top 35% higher than 65% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 78.5%
Bachelor's Degree or Higher 40.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,929

Total Housing Units

562

Occupied Units

1,367

Vacant Units

1.96

Avg Household Size

Occupancy Type

Owner 85.2%
Renter 14.8%

$342,500

Median Home Value

-23% vs state

$893

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+26.0%

YoY Change (2024)

346

HPI Index (2000 = 100)

+246%

Total Change Since 2000

Home values in ZIP 21541 have increased 26.0% over the past year (2024). Since 2000, this ZIP has seen +246% cumulative appreciation.

Year Annual Change HPI Index
2019 -7.9% 178
2020 +7.4% 192
2021 +19.6% 229
2022 +26.0% 289
2024 — 346

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 106 business establishments in ZIP 21541, employing approximately 1,480 people with a combined annual payroll of $44,146,000.

106

Businesses

1,480

Employees

$44.1M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 17 16.0%
Accommodation and food services 16 15.1%
Real estate and rental and leasing 12 11.3%
Retail trade 10 9.4%
Professional, scientific, and technical services 9 8.5%
Other services (except public administration) 9 8.5%
Administrative and support and waste management and remediation services 8 7.5%
Health care and social assistance 8 7.5%
Arts, entertainment, and recreation 6 5.7%
Finance and insurance 4 3.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 21541 vs 21520 →

ZIP 21541 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 21541 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 21541 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 21541 ranks the highest of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
21520 Accident, MD 2,074 6.0 mi
21531 Friendsville, MD 2,227 7.1 mi
21522 Bittinger, MD 141 8.4 mi

More ZIP Codes in Garrett County

21550 standard
Oakland, MD
Pop: 14,194
21536 standard
Grantsville, MD
Pop: 4,121
21561 standard
Swanton, MD
Pop: 2,627
21531 standard
Friendsville, MD
Pop: 2,227
21520 standard
Accident, MD
Pop: 2,074
21538 standard
Kitzmiller, MD
Pop: 716

Related Areas

Garrett County Mc Henry, MD Maryland

Frequently Asked Questions

What county is ZIP code 21541 in? ▼
ZIP code 21541 (Mc Henry) is located in Garrett County, Maryland. Garrett County contains multiple ZIP codes, see the full list at /counties/garrett-md.
What is the population of ZIP code 21541? ▼
ZIP code 21541 in Mc Henry, MD has a population of 1,546 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21541? ▼
The median household income in ZIP 21541 is $82,955, which is 9% above the national average of $76,288.
What is the average home value in ZIP 21541? ▼
The median home value in ZIP 21541 is $342,500, which is 23% above the national average of $278,155.
What is the demographic makeup of ZIP 21541? ▼
The largest racial group in ZIP 21541 is White at 84.6%. Hispanic or Latino residents make up 5.8% of the population.
How many businesses are in ZIP code 21541? ▼
ZIP code 21541 has 106 business establishments employing approximately 1,480 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 21541? ▼
The top industries by establishment count in ZIP 21541 are: Construction (17), Accommodation and food services (16), Real estate and rental and leasing (12). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 21541? ▼
According to the FHFA House Price Index, home values in ZIP 21541 increased by 26.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 246%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 21541? ▼
In ZIP code 21541, 78.5% of residents aged 25+ have a high school diploma or higher, and 40.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 21541? ▼
In ZIP code 21541, approximately 85.2% of occupied housing units are owner-occupied and 14.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21541? ▼
The poverty rate in ZIP code 21541 is 5.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Mc Henry, MD

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.