ZIP Code 21632

ZIP code 21632 is classified by USPS as a standard delivery area and covers roughly 191.9 square miles in Federalsburg, Caroline County, Maryland. The area is home to 6,353 residents, producing a population density of 33 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 21632 against Maryland and the nation.

On the economic side, the median household income for ZIP 21632 sits at $61,316 (46% below the Maryland average), while per-capita income is $31,215. The poverty rate stands at 22.1% and the unemployment rate at 4.6%. On housing, the median home value is $216,000 (52% below the state average) with median rent at $1,031 per month, and 63.1% of occupied units are owner-occupied, a direct signal of whether 21632 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 11.9% of adults hold a bachelor's degree or higher, the median age is 41.9, and the average commute is 30 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Caroline County, so you can benchmark 21632 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →