Preston, MD · standard

ZIP Code 21655

Caroline County, Maryland — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,009
37/sq mi
$90,385
Median income
$289,200
Median home value
24.0%
Bachelor's or higher

The verdict

Preston pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 27%
household income, US ZIPs
Top 35%
home value, US ZIPs
37
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21655 against every reporting US ZIP.

ZIP code 21655 is classified by USPS as a standard delivery area and covers roughly 137.2 square miles in Preston, Caroline County, Maryland. The area is home to 5,009 residents, producing a population density of 37 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 21655 against Maryland and the nation.

On the economic side, the median household income for ZIP 21655 sits at $90,385 (21% below the Maryland average), while per-capita income is $42,506. The poverty rate stands at 4.3% and the unemployment rate at 3.1%. On housing, the median home value is $289,200 (35% below the state average) with median rent at $1,380 per month, and 84.0% of occupied units are owner-occupied, a direct signal of whether 21655 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 24.0% of adults hold a bachelor's degree or higher, the median age is 42.2, and the average commute is 29 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Caroline County, so you can benchmark 21655 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 21655

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 21655.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 21655, Preston, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

5,009

Population

137.2

Area (sq mi)

37

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 21655?

42.2

Median Age

50.1%

Male

49.9%

Female

1.7%

Foreign-Born

White 80.9%
African American 10.0%
Asian 0.0%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.4%
Hispanic or Latino 2.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$90,385

Median Household Income

-21% vs state

$42,506

Per Capita Income

4.3%

Poverty Rate

3.1%

Unemployment Rate

29.2 min

Mean Commute Time

How ZIP 21655 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$90,385 Top 27% higher than 73% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.4%
Bachelor's Degree or Higher 24.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,989

Total Housing Units

1,862

Occupied Units

127

Vacant Units

2.71

Avg Household Size

Occupancy Type

Owner 84.0%
Renter 16.0%

$289,200

Median Home Value

-35% vs state

$1,380

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.0%

YoY Change (2024)

250

HPI Index (2000 = 100)

+150%

Total Change Since 2000

Home values in ZIP 21655 have increased 8.0% over the past year (2024). Since 2000, this ZIP has seen +150% cumulative appreciation.

Year Annual Change HPI Index
2020 +10.7% 169
2021 +8.8% 184
2022 +11.2% 205
2023 +13.1% 231
2024 +8.0% 250

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 91 business establishments in ZIP 21655, employing approximately 614 people with a combined annual payroll of $45,260,000.

91

Businesses

614

Employees

$45.3M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Construction 21 23.1%
Professional, scientific, and technical services 12 13.2%
Administrative and support and waste management and remediation services 12 13.2%
Other services (except public administration) 12 13.2%
Retail trade 10 11.0%
Transportation and warehousing 6 6.6%
Health care and social assistance 4 4.4%
Wholesale trade 3 3.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 21655 vs 21643 →

ZIP 21655 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 21655 ranks #4 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 21655 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 21655 ranks the highest of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
21643 Hurlock, MD 5,979 7.3 mi
21664 Secretary, MD 539 9.6 mi
21632 Federalsburg, MD 6,353 8.0 mi
21625 Cordova, MD 2,719 9.7 mi
21629 Denton, MD 9,555 9.5 mi
21673 Trappe, MD 3,136 9.1 mi

More ZIP Codes in Caroline County

Frequently Asked Questions

What county is ZIP code 21655 in?
ZIP code 21655 (Preston) is located in Caroline County, Maryland. Caroline County contains multiple ZIP codes, see the full list at /counties/caroline-md.
What is the population of ZIP code 21655?
ZIP code 21655 in Preston, MD has a population of 5,009 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21655?
The median household income in ZIP 21655 is $90,385, which is 18% above the national average of $76,288.
What is the average home value in ZIP 21655?
The median home value in ZIP 21655 is $289,200, which is 4% above the national average of $278,155.
What is the demographic makeup of ZIP 21655?
The largest racial group in ZIP 21655 is White at 80.9%. Hispanic or Latino residents make up 2.4% of the population.
How many businesses are in ZIP code 21655?
ZIP code 21655 has 91 business establishments employing approximately 614 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 21655?
The top industries by establishment count in ZIP 21655 are: Construction (21), Professional, scientific, and technical services (12), Administrative and support and waste management and remediation services (12). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 21655?
According to the FHFA House Price Index, home values in ZIP 21655 increased by 8.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 150%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 21655?
In ZIP code 21655, 59.4% of residents aged 25+ have a high school diploma or higher, and 24.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 21655?
The mean commute time for workers in ZIP code 21655 is 29.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 21655?
In ZIP code 21655, approximately 84.0% of occupied housing units are owner-occupied and 16.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21655?
The poverty rate in ZIP code 21655 is 4.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Preston, MD

Verify and explore additional data for this area using these official government sources.