Rock Hall, MD · standard
ZIP Code 21661
Kent County, Maryland — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,653
- 32/sq mi
- $90,492
- Median income
- $283,200
- Median home value
- 35.7%
- Bachelor's or higher
The verdict
Rock Hall pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 26%
- household income, US ZIPs
- Top 36%
- home value, US ZIPs
- 32
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21661 against every reporting US ZIP.
ZIP code 21661 is classified by USPS as a standard delivery area and covers roughly 84.0 square miles in Rock Hall, Kent County, Maryland. The area is home to 2,653 residents, producing a population density of 32 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 21661 against Maryland and the nation.
On the economic side, the median household income for ZIP 21661 sits at $90,492 (21% below the Maryland average), while per-capita income is $53,038. The poverty rate stands at 11.8% and the unemployment rate at 1.2%. On housing, the median home value is $283,200 (37% below the state average) with median rent at $1,000 per month, and 74.8% of occupied units are owner-occupied, a direct signal of whether 21661 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 35.7% of adults hold a bachelor's degree or higher, the median age is 58.4, and the average commute is 24 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Kent County, so you can benchmark 21661 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 21661
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 21661.
- Retail trade
Retail trade
13 establishments
- Arts, entertainment, and recreation
Arts, entertainment, and recreation
9 establishments
- Accommodation and food services
Accommodation and food services
9 establishments
- Other services (except public administration)
Other services (except public administration)
7 establishments
- Health care and social assistance 5
Health care and social assistance
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 21661, Rock Hall, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
2,653
Population
84.0
Area (sq mi)
32
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 21661?
58.4
Median Age
42.3%
Male
57.7%
Female
4.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$90,492
Median Household Income
-21% vs state
$53,038
Per Capita Income
11.8%
Poverty Rate
1.2%
Unemployment Rate
23.6 min
Mean Commute Time
How ZIP 21661 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$90,492 Top 26% higher than 74% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,784
Total Housing Units
1,311
Occupied Units
473
Vacant Units
1.97
Avg Household Size
Occupancy Type
$283,200
Median Home Value
-37% vs state
$1,000
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.2%
YoY Change (2024)
296
HPI Index (2000 = 100)
+196%
Total Change Since 2000
Home values in ZIP 21661 have increased 11.2% over the past year (2024). Since 2000, this ZIP has seen +196% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.8% | 192 |
| 2021 | +13.9% | 219 |
| 2022 | +18.6% | 259 |
| 2023 | +2.6% | 266 |
| 2024 | +11.2% | 296 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 62 business establishments in ZIP 21661, employing approximately 424 people with a combined annual payroll of $14,699,000.
62
Businesses
424
Employees
$14.7M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 13 | 21.0% |
| Arts, entertainment, and recreation | 9 | 14.5% |
| Accommodation and food services | 9 | 14.5% |
| Other services (except public administration) | 7 | 11.3% |
| Health care and social assistance | 5 | 8.1% |
| Construction | 3 | 4.8% |
| Manufacturing | 3 | 4.8% |
| Real estate and rental and leasing | 3 | 4.8% |
| Professional, scientific, and technical services | 3 | 4.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 21661 vs 21620 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 21620 | Chestertown, MD | 12,853 | 8.9 mi |
More ZIP Codes in Kent County
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Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Rock Hall, MD
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.