ZIP Code 21703
standardSource:
Frederick · Frederick County · Maryland
- Population
- 32,854
- Median income
- $106,334
- Median home value
- $384,600
- Bachelor's or higher
- 43.0%
- Land area
- 86.1 sq mi
381/sq mi
▲ 39% vs US
higher than 85% of US ZIPs
▲ 38% vs US
higher than 78% of US ZIPs
Median age 34.6
New York
ZIP code 21703 in Frederick, Maryland has a population of 32,854. The median household income is $106,334, which is 39% above the national average. Median home value is $384,600, 38% above the US average. 43.0% of residents hold a bachelor's degree or higher.
ZIP code 21703 is classified by USPS as a standard delivery area and covers roughly 86.1 square miles in Frederick, Frederick County, Maryland. The area is home to 32,854 residents, producing a population density of 381 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 21703 against Maryland and the nation.
On the economic side, the median household income for ZIP 21703 sits at $106,334 (7% below the Maryland average), while per-capita income is $45,809. The poverty rate stands at 8.6% and the unemployment rate at 3.0%. On housing, the median home value is $384,600 (14% below the state average) with median rent at $1,991 per month, and 66.5% of occupied units are owner-occupied, a direct signal of whether 21703 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 43.0% of adults hold a bachelor's degree or higher, the median age is 34.6, and the average commute is 34 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Frederick County, so you can benchmark 21703 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 21703
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 21703.
- Professional, scientific, and technical services
Professional, scientific, and technical services
118 establishments
- Retail trade
Retail trade
99 establishments
- Health care and social assistance
Health care and social assistance
98 establishments
- Construction
Construction
96 establishments
- Other services (except public administration)
Other services (except public administration)
79 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 21703, Frederick, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
32,854
Population
86.1
Area (sq mi)
381
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 21703?
34.6
Median Age
47.3%
Male
52.7%
Female
20.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$106,334
Median Household Income
-7% vs state
$45,809
Per Capita Income
8.6%
Poverty Rate
3.0%
Unemployment Rate
33.5 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
16,069
Total Housing Units
15,517
Occupied Units
552
Vacant Units
2.69
Avg Household Size
Occupancy Type
$384,600
Median Home Value
-14% vs state
$1,991
Median Rent
1995
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.7%
YoY Change (2024)
266
HPI Index (2000 = 100)
+166%
Total Change Since 2000
Home values in ZIP 21703 have increased 4.7% over the past year (2024). Since 2000, this ZIP has seen +166% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.2% | 185 |
| 2021 | +10.4% | 204 |
| 2022 | +15.2% | 235 |
| 2023 | +8.0% | 254 |
| 2024 | +4.7% | 266 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 900 business establishments in ZIP 21703, employing approximately 18,318 people with a combined annual payroll of $1,240,918,000.
900
Businesses
18,318
Employees
$1.2B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 118 | 13.1% |
| Retail trade | 99 | 11.0% |
| Health care and social assistance | 98 | 10.9% |
| Construction | 96 | 10.7% |
| Other services (except public administration) | 79 | 8.8% |
| Accommodation and food services | 75 | 8.3% |
| Administrative and support and waste management and remediation services | 72 | 8.0% |
| Wholesale trade | 51 | 5.7% |
| Finance and insurance | 44 | 4.9% |
| Real estate and rental and leasing | 43 | 4.8% |
| Management of companies and enterprises | 29 | 3.2% |
| Transportation and warehousing | 27 | 3.0% |
| Manufacturing | 22 | 2.4% |
| Information | 17 | 1.9% |
| Arts, entertainment, and recreation | 15 | 1.7% |
| Educational services | 12 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 21703 vs 21717 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 21717 | Buckeystown, MD | 54 | 2.8 mi |
| 21714 | Braddock Heights, MD | 99 | 4.0 mi |
| 21710 | Adamstown, MD | 4,515 | 4.9 mi |
| 21705 | Frederick, MD | 8 | 4.3 mi |
| 21755 | Jefferson, MD | 5,591 | 5.2 mi |
| 21704 | Frederick, MD | 13,321 | 5.1 mi |
| 21702 | Frederick, MD | 38,847 | 7.7 mi |
| 21790 | Tuscarora, MD | 100 | 7.4 mi |
| 21777 | Point Of Rocks, MD | 1,470 | 7.4 mi |
| 21769 | Middletown, MD | 11,236 | 7.4 mi |
More ZIP Codes in Frederick County
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Frequently Asked Questions
What county is ZIP code 21703 in? ▼
What is the population of ZIP code 21703? ▼
What is the median household income in ZIP 21703? ▼
What is the average home value in ZIP 21703? ▼
What is the demographic makeup of ZIP 21703? ▼
How many businesses are in ZIP code 21703? ▼
What are the main industries in ZIP code 21703? ▼
How have home values changed in ZIP code 21703? ▼
What is the education level in ZIP code 21703? ▼
What is the average commute time in ZIP 21703? ▼
What percentage of residents own vs. rent in ZIP 21703? ▼
What is the poverty rate in ZIP code 21703? ▼
ZIP Code Research Guides
Official Data Resources for Frederick, MD
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.