Residential delivery area · Maryland

ZIP Code 21777: Point of Rocks (Point Of Rocks), MD

ZIP code 21777 is in Point of Rocks (postal name Point Of Rocks), Maryland, entirely in Frederick County (Census 2020 ZIP-county file). About 2,500 people live there (Census Bureau, ACS 2020-2024). Median household income is $159,708 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Point of Rocks (a census-designated place); 5% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
2national area: Maryland, District of Columbia, North Carolina, South Carolina, Virginia and West Virginia
217sectional center: Baltimore, MD (SCF 212)
77delivery area within it
Town
Point Of Rocks · its only residential ZIP
Census places
Point of Rocks census-designated place
Metro area
Washington-Arlington-Alexandria, DC-VA-MD-WV
House district
MD-6 119th Congress
Time zone
Eastern
Land area
1.1 sq mi · 2,242 people per sq mi

Where is ZIP code 21777?

21777 centers on 39.279°, -77.529° and covers 1.1 square miles of land. It borders 3 ZIP codes: 21790, 21710, 21755.

21710 · Adamstown21755 · Jefferson21790 · Tuscarora21777 · Point Of Rocks (this ZIP)217772179021710 · Adamstown21755 · Jefferson21790 · Tuscarora21777 · Point Of Rocks (this ZIP)217772179021710 · Adamstown21755 · Jefferson21790 · Tuscarora21777 · Point Of Rocks (this ZIP)2177721790
Shaded by median household income, in national fifths (ACS 2020-2024); 21777 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 21777, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 21777 compare with the rest of Frederick County?

Rank of 21777 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure21777In Frederick CountyIn MD
People (ACS 2020-2024)2,46225th of 35295th of 477
Median household income$160k9th of 2645th of 293
Median home value$481k13th of 28109th of 320

Its median household income is higher than in 97% of U.S. residential ZIP codes, and it is denser than 86% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 21777?

The 2020 Census counted 1,890 people in 21777; the ACS, which samples households over 2020-2024, estimates 2,462. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
2,462±481 (90% margin)
2020 Census count
1,890
Households
817
Median age
43.8

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 21777?

Of the 2,462 people the ACS estimates in 21777, 20.7% are under 18 and 13.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (67.6%), then Hispanic or Latino (15.3%).

  • Under 1820.7%
  • 18 to 6466.3%
  • 65 and older13.0%
Age of the people of 21777 (ACS 2020-2024, B01001)
  • White, not Hispanic67.6%
  • Hispanic or Latino15.3%
  • Black, not Hispanic7.3%
  • Asian, not Hispanic6.4%
  • Other or two or more3.5%
Race and Hispanic origin in 21777 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 21777 earn?

Median household income is $159,708 (ACS 2020-2024), the 9th highest of the 26 ranked ZIP codes in Frederick County.

Median household income
$159,708±$28,512
Income per person
$61,095
Below the poverty line
1.5%
Unemployed (of the labor force)
4.0%
Adults 25+ with a bachelor's degree
44.8%
Adjusted gross income per tax return, 2022
$113,266880 returns; wages 86% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 21777?

FHFA's house price index for 21777, built from repeat sales and appraisals of the same homes, rose 67% from 2015 to 2025 and rose 43% from 2020 to 2025, and moved +0.8% in 2025.

Median home value (owners' estimate)
$480,500
Median gross rent
–
Homes owned by their occupants
97.6%
Housing units
817
0 100 200 300 19922000201020202025 0 100 200 300 19922000201020202025 0 100 200 300 19922000201020202025
Index = 100 in 1992, the first year FHFA reports for 21777; 2025: 300.6. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 21777?

25 business establishments had a location in this ZIP code in 2023, 2 more than in 2018; the most are in other services (except public administration) (ZIP Code Business Patterns).

  • Other services (except public administration)5
  • Construction3
  • Professional, scientific, and technical services3

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 21777?

ZIP codes that share a boundary with 21777, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
21790Tuscarora170$78k1.8 mi
21710Adamstown4,661$164k5.5 mi
21755Jefferson5,909$137k5.9 mi
20180Lovettsville, VA7,531$152k5.9 mi (near)
21716Brunswick7,200$109k5.9 mi (near)
21717Buckeystown245$158k6.6 mi (near)
21703Frederick41,960$106k6.7 mi (near)
20176Leesburg, VA51,471$168k6.8 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.