Emmitsburg, MD · standard
ZIP Code 21727
Frederick County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,850
- 71/sq mi Moderate-density area
- $95,236
- Median income Above-median income area
- $331,100
- Median home value Above-median home value
- 26.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Emmitsburg pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 22%
- household income, US ZIPs
- Top 29%
- home value, US ZIPs
- 71
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21727 against every reporting US ZIP.
ZIP code 21727 is a mid-sized community (a standard USPS delivery area) in Emmitsburg, Frederick County, Maryland, home to 5,850 residents across 82.9 square miles, a density of 71 people per square mile, in the New York time zone.
ZIP 21727 lands in the middle-income range, with a median household income of $95,236 (17% below the average Maryland ZIP), while per-capita income is $31,048. The poverty rate is 11.3%, with unemployment at 2.7%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $331,100 (26% below the average Maryland ZIP), and median rent is $775; owner occupancy is 76.4%.
Educational attainment sits below the national norm: 26.1% of adults hold a bachelor's degree or higher, the median age is 29.5, and the average commute is 30 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Frederick County, so 21727 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 21727
Top 5 sectors by establishment count in Emmitsburg, MD
Which industries have the most business establishments in ZIP 21727.
- Construction
Construction
22 establishments
- Other services (except public administration)
Other services (except public administration)
21 establishments
- Accommodation and food services
Accommodation and food services
18 establishments
- Retail trade
Retail trade
13 establishments
- Health care and social assistance
Health care and social assistance
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 21727, Emmitsburg, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,850
Population
82.9
Area (sq mi)
71
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 21727?
29.5
Median Age
46.5%
Male
53.5%
Female
10.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$95,236
Median Household Income
-17% vs state ZIP avg
$31,048
Per Capita Income
11.3%
Poverty Rate
2.7%
Unemployment Rate
30.4 min
Mean Commute Time
How ZIP 21727 ranks among Maryland ZIPs
Emmitsburg, MD household income vs. every Maryland ZIP code
Median household income among 419 reporting Maryland ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$95,236 42nd percentile higher than 42% of 419 Maryland ZIPs
Each bar is a $20K-wide band; taller bars hold more Maryland ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,808housing units
1,808
Total Housing Units
1,673
Occupied Units
135
Vacant Units
2.55
Avg Household Size
Occupancy Type
$331,100
Median Home Value
-26% vs state ZIP avg
$775
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.6%
YoY Change (2024)
239
HPI Index (2000 = 100)
+139%
Total Change Since 2000
Home values in ZIP 21727 have increased 0.6% over the past year (2024). Since 2000, this ZIP has seen +139% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -0.2% | 183 |
| 2021 | +7.6% | 197 |
| 2022 | +3.5% | 204 |
| 2023 | +16.6% | 238 |
| 2024 | +0.6% | 239 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 109 business establishments in ZIP 21727, employing approximately 2,484 people with a combined annual payroll of $97,254,000.
109
Businesses
2,484
Employees
$97.3M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 22 | 20.2% |
| Other services (except public administration) | 21 | 19.3% |
| Accommodation and food services | 18 | 16.5% |
| Retail trade | 13 | 11.9% |
| Health care and social assistance | 9 | 8.3% |
| Professional, scientific, and technical services | 7 | 6.4% |
| Wholesale trade | 4 | 3.7% |
| Administrative and support and waste management and remediation services | 4 | 3.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 21727 vs 21778 →
ZIP 21727 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 17325
Gettysburg (17325)
27,619 residents
- 21788
Thurmont (21788)
11,622 residents
- 17320 7,823
Fairfield (17320)
7,823 residents
- 21727 5,850
Emmitsburg (21727)
5,850 residents
- 21791 5,281
Union Bridge (21791)
5,281 residents
- 21757 3,036
Keymar (21757)
3,036 residents
- 21780 1,625
Sabillasville (21780)
1,625 residents
- 21778 1,094
Rocky Ridge (21778)
1,094 residents
- 17214 1,089
Blue Ridge Summit (17214)
1,089 residents
What this shows Among its immediate neighbors, ZIP 21727 ranks #4 by population - useful context the national average alone can't give.
ZIP 21727 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 21757
Keymar (21757)
$100,500 median income
- 21788
Thurmont (21788)
$98,856 median income
- 21727
Emmitsburg (21727)
$95,236 median income
- 21791
Union Bridge (21791)
$93,015 median income
- 17320
Fairfield (17320)
$90,076 median income
- 21780
Sabillasville (21780)
$83,785 median income
- 17325
Gettysburg (17325)
$80,948 median income
- 21778
Rocky Ridge (21778)
$76,458 median income
- 17214
Blue Ridge Summit (17214)
$62,188 median income
What this shows By household income, ZIP 21727 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 21778 | Rocky Ridge, MD | 1,094 | 5.1 mi |
| 17320 | Fairfield, PA | 7,823 | 6.4 mi |
| 21780 | Sabillasville, MD | 1,625 | 7.4 mi |
| 21757 | Keymar, MD | 3,036 | 7.2 mi |
| 21788 | Thurmont, MD | 11,622 | 8.2 mi |
| 17214 | Blue Ridge Summit, PA | 1,089 | 8.7 mi |
| 17325 | Gettysburg, PA | 27,619 | 11.0 mi |
| 21791 | Union Bridge, MD | 5,281 | 12.7 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 21727, both outside MD so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,850 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Frederick County
Related Areas
Frequently Asked Questions
What county is ZIP code 21727 in?
ZIP code 21727 (Emmitsburg) is located in Frederick County, Maryland. Frederick County contains multiple ZIP codes, see the full list at /counties/frederick-md.
What is the population of ZIP code 21727?
ZIP code 21727 in Emmitsburg, MD has a population of 5,850 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21727?
The median household income in ZIP 21727 is $95,236, which is 25% above the national average of $76,288.
What is the average home value in ZIP 21727?
The median home value in ZIP 21727 is $331,100, which is 19% above the national average of $278,155.
What is the demographic makeup of ZIP 21727?
The largest racial group in ZIP 21727 is White at 79.1%. Hispanic or Latino residents make up 10.4% of the population.
How many businesses are in ZIP code 21727?
ZIP code 21727 has 109 business establishments employing approximately 2,484 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 21727?
The top industries by establishment count in ZIP 21727 are: Construction (22), Other services (except public administration) (21), Accommodation and food services (18). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 21727?
According to the FHFA House Price Index, home values in ZIP 21727 increased by 0.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 139%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 21727?
In ZIP code 21727, 58.0% of residents aged 25+ have a high school diploma or higher, and 26.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 21727?
The mean commute time for workers in ZIP code 21727 is 30.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 21727?
In ZIP code 21727, approximately 76.4% of occupied housing units are owner-occupied and 23.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21727?
The poverty rate in ZIP code 21727 is 11.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 21727's numbers, next.
- See how ZIP 21727 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Emmitsburg, MD ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.