PlainZIP

Emmitsburg, MD · standard

ZIP Code 21727

Frederick County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,850
71/sq mi
$95,236
Median income
$331,100
Median home value
26.1%
Bachelor's or higher

The verdict

Emmitsburg pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 22%
household income, US ZIPs
Top 29%
home value, US ZIPs
71
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21727 against every reporting US ZIP.

ZIP code 21727 is a mid-sized community (a standard USPS delivery area) in Emmitsburg, Frederick County, Maryland, home to 5,850 residents across 82.9 square miles, a density of 71 people per square mile, in the New York time zone.

ZIP 21727 lands in the middle-income range, with a median household income of $95,236 (17% below the Maryland average), while per-capita income is $31,048. 11.3% of residents live below the poverty line, and the unemployment rate reads 2.7%. Median home value sits at $331,100 (26% below the state average), median rent at $775 a month, and owner-occupancy at 76.4%.

Educational attainment sits below the national norm: 26.1% of adults hold a bachelor's degree or higher, the median age is 29.5, and the average commute is 30 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Frederick County, so you can benchmark 21727 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 21727

Top 5 sectors by establishment count in Emmitsburg, MD

Which industries have the most business establishments in ZIP 21727.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 21727, Emmitsburg, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,850

Population

82.9

Area (sq mi)

71

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 21727?

29.5

Median Age

46.5%

Male

53.5%

Female

10.0%

Foreign-Born

White 79.1%
African American 7.8%
Asian 1.2%
American Indian or Alaska Native 1.1%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 8.3%
Hispanic or Latino 10.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$95,236

Median Household Income

-17% vs state

$31,048

Per Capita Income

11.3%

Poverty Rate

2.7%

Unemployment Rate

30.4 min

Mean Commute Time

How ZIP 21727 ranks nationally

Emmitsburg, MD household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$95,236 Top 22% higher than 78% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.0%
Bachelor's Degree or Higher 26.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,808

Total Housing Units

1,673

Occupied Units

135

Vacant Units

2.55

Avg Household Size

Occupancy Type

Owner 76.4%
Renter 23.6%

$331,100

Median Home Value

-26% vs state

$775

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+0.6%

YoY Change (2024)

239

HPI Index (2000 = 100)

+139%

Total Change Since 2000

Home values in ZIP 21727 have increased 0.6% over the past year (2024). Since 2000, this ZIP has seen +139% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.2% 183
2021 +7.6% 197
2022 +3.5% 204
2023 +16.6% 238
2024 +0.6% 239

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 109 business establishments in ZIP 21727, employing approximately 2,484 people with a combined annual payroll of $97,254,000.

109

Businesses

2,484

Employees

$97.3M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Construction 22 20.2%
Other services (except public administration) 21 19.3%
Accommodation and food services 18 16.5%
Retail trade 13 11.9%
Health care and social assistance 9 8.3%
Professional, scientific, and technical services 7 6.4%
Wholesale trade 4 3.7%
Administrative and support and waste management and remediation services 4 3.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 21727 vs 21778 →

ZIP 21727 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 21727 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 21727 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 21727 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
21778 Rocky Ridge, MD 1,094 5.1 mi
17320 Fairfield, PA 7,823 6.4 mi
21780 Sabillasville, MD 1,625 7.4 mi
21757 Keymar, MD 3,036 7.2 mi
21788 Thurmont, MD 11,622 8.2 mi
17214 Blue Ridge Summit, PA 1,089 8.7 mi
17325 Gettysburg, PA 27,619 11.0 mi
21791 Union Bridge, MD 5,281 12.7 mi

More ZIP Codes in Frederick County

21702 standard
Frederick, MD
Pop: 38,847
21701 standard
Frederick, MD
Pop: 35,293
21703 standard
Frederick, MD
Pop: 32,854
21771 standard
Mount Airy, MD
Pop: 29,563
21704 standard
Frederick, MD
Pop: 13,321
21774 standard
New Market, MD
Pop: 11,662

Related Areas

Frederick County Emmitsburg, MD Maryland

Frequently Asked Questions

What county is ZIP code 21727 in? ▼
ZIP code 21727 (Emmitsburg) is located in Frederick County, Maryland. Frederick County contains multiple ZIP codes, see the full list at /counties/frederick-md.
What is the population of ZIP code 21727? ▼
ZIP code 21727 in Emmitsburg, MD has a population of 5,850 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21727? ▼
The median household income in ZIP 21727 is $95,236, which is 25% above the national average of $76,288.
What is the average home value in ZIP 21727? ▼
The median home value in ZIP 21727 is $331,100, which is 19% above the national average of $278,155.
What is the demographic makeup of ZIP 21727? ▼
The largest racial group in ZIP 21727 is White at 79.1%. Hispanic or Latino residents make up 10.4% of the population.
How many businesses are in ZIP code 21727? ▼
ZIP code 21727 has 109 business establishments employing approximately 2,484 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 21727? ▼
The top industries by establishment count in ZIP 21727 are: Construction (22), Other services (except public administration) (21), Accommodation and food services (18). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 21727? ▼
According to the FHFA House Price Index, home values in ZIP 21727 increased by 0.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 139%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 21727? ▼
In ZIP code 21727, 58.0% of residents aged 25+ have a high school diploma or higher, and 26.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 21727? ▼
The mean commute time for workers in ZIP code 21727 is 30.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 21727? ▼
In ZIP code 21727, approximately 76.4% of occupied housing units are owner-occupied and 23.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21727? ▼
The poverty rate in ZIP code 21727 is 11.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.