ZIP Code 21727

standard

Source:

Emmitsburg · Frederick County · Maryland

Population
5,850

71/sq mi

Median income
$95,236

▲ 25% vs US

higher than 78% of US ZIPs

Median home value
$331,100

▲ 19% vs US

higher than 71% of US ZIPs

Bachelor's or higher
26.1%

Median age 29.5

Land area
82.9 sq mi

New York

ZIP code 21727 in Emmitsburg, Maryland has a population of 5,850. The median household income is $95,236, which is 25% above the national average. Median home value is $331,100, 19% above the US average. 26.1% of residents hold a bachelor's degree or higher.

ZIP code 21727 is classified by USPS as a standard delivery area and covers roughly 82.9 square miles in Emmitsburg, Frederick County, Maryland. The area is home to 5,850 residents, producing a population density of 71 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 21727 against Maryland and the nation.

On the economic side, the median household income for ZIP 21727 sits at $95,236 (17% below the Maryland average), while per-capita income is $31,048. The poverty rate stands at 11.3% and the unemployment rate at 2.7%. On housing, the median home value is $331,100 (26% below the state average) with median rent at $775 per month, and 76.4% of occupied units are owner-occupied, a direct signal of whether 21727 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 26.1% of adults hold a bachelor's degree or higher, the median age is 29.5, and the average commute is 30 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Frederick County, so you can benchmark 21727 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 21727

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 21727.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 21727, Emmitsburg, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

5,850

Population

82.9

Area (sq mi)

71

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 21727?

29.5

Median Age

46.5%

Male

53.5%

Female

10.0%

Foreign-Born

White 79.1%
African American 7.8%
Asian 1.2%
American Indian or Alaska Native 1.1%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 8.3%
Hispanic or Latino 10.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$95,236

Median Household Income

-17% vs state

$31,048

Per Capita Income

11.3%

Poverty Rate

2.7%

Unemployment Rate

30.4 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.0%
Bachelor's Degree or Higher 26.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,808

Total Housing Units

1,673

Occupied Units

135

Vacant Units

2.55

Avg Household Size

Occupancy Type

Owner 76.4%
Renter 23.6%

$331,100

Median Home Value

-26% vs state

$775

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+0.6%

YoY Change (2024)

239

HPI Index (2000 = 100)

+139%

Total Change Since 2000

Home values in ZIP 21727 have increased 0.6% over the past year (2024). Since 2000, this ZIP has seen +139% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.2% 183
2021 +7.6% 197
2022 +3.5% 204
2023 +16.6% 238
2024 +0.6% 239

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 109 business establishments in ZIP 21727, employing approximately 2,484 people with a combined annual payroll of $97,254,000.

109

Businesses

2,484

Employees

$97.3M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Construction 22 20.2%
Other services (except public administration) 21 19.3%
Accommodation and food services 18 16.5%
Retail trade 13 11.9%
Health care and social assistance 9 8.3%
Professional, scientific, and technical services 7 6.4%
Wholesale trade 4 3.7%
Administrative and support and waste management and remediation services 4 3.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 21727 vs 21778 →

ZIP Code City Population Distance
21778 Rocky Ridge, MD 1,094 5.1 mi
17320 Fairfield, PA 7,823 6.4 mi
21780 Sabillasville, MD 1,625 7.4 mi
21757 Keymar, MD 3,036 7.2 mi
21788 Thurmont, MD 11,622 8.2 mi
17214 Blue Ridge Summit, PA 1,089 8.7 mi
17325 Gettysburg, PA 27,619 11.0 mi
21791 Union Bridge, MD 5,281 12.7 mi

More ZIP Codes in Frederick County

Frequently Asked Questions

What county is ZIP code 21727 in?
ZIP code 21727 (Emmitsburg) is located in Frederick County, Maryland. Frederick County contains multiple ZIP codes, see the full list at /counties/frederick-md.
What is the population of ZIP code 21727?
ZIP code 21727 in Emmitsburg, MD has a population of 5,850 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21727?
The median household income in ZIP 21727 is $95,236, which is 25% above the national average of $76,288.
What is the average home value in ZIP 21727?
The median home value in ZIP 21727 is $331,100, which is 19% above the national average of $278,155.
What is the demographic makeup of ZIP 21727?
The largest racial group in ZIP 21727 is White at 79.1%. Hispanic or Latino residents make up 10.4% of the population.
How many businesses are in ZIP code 21727?
ZIP code 21727 has 109 business establishments employing approximately 2,484 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 21727?
The top industries by establishment count in ZIP 21727 are: Construction (22), Other services (except public administration) (21), Accommodation and food services (18). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 21727?
According to the FHFA House Price Index, home values in ZIP 21727 increased by 0.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 139%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 21727?
In ZIP code 21727, 58.0% of residents aged 25+ have a high school diploma or higher, and 26.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 21727?
The mean commute time for workers in ZIP code 21727 is 30.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 21727?
In ZIP code 21727, approximately 76.4% of occupied housing units are owner-occupied and 23.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21727?
The poverty rate in ZIP code 21727 is 11.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Emmitsburg, MD

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.