Residential delivery area · Maryland

ZIP Code 21778: Rocky Ridge, MD

ZIP code 21778 uses the postal name Rocky Ridge, Maryland and lies entirely in Frederick County (Census 2020 ZIP-county file). About 750 people live there (Census Bureau, ACS 2020-2024). Median household income is $76,458 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.

  • ACS2020-24
  • Census2020
  • FHFA2021
  • ZBP2023
  • IRS2022
2national area: Maryland, District of Columbia, North Carolina, South Carolina, Virginia and West Virginia
217sectional center: Baltimore, MD (SCF 212)
78delivery area within it
Town
Rocky Ridge · its only residential ZIP
Metro area
Washington-Arlington-Alexandria, DC-VA-MD-WV
House district
MD-6 119th Congress
Time zone
Eastern
Land area
18.2 sq mi · 41 people per sq mi

Where is ZIP code 21778?

21778 centers on 39.616°, -77.328° and covers 18.2 square miles of land plus 0.4 of water. It borders 4 ZIP codes: 21757, 21788, 21727, 21798.

21727 · Emmitsburg21757 · Keymar21788 · Thurmont21798 · Woodsboro21778 · Rocky Ridge (this ZIP)217782178821757217272179821727 · Emmitsburg21757 · Keymar21788 · Thurmont21798 · Woodsboro21778 · Rocky Ridge (this ZIP)217782178821757217272179821727 · Emmitsburg21757 · Keymar21788 · Thurmont21798 · Woodsboro21778 · Rocky Ridge (this ZIP)2177821788217572172721798
Shaded by median household income, in national fifths (ACS 2020-2024); 21778 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 21778, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 21778 compare with the rest of Frederick County?

Rank of 21778 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure21778In Frederick CountyIn MD
People (ACS 2020-2024)74529th of 35369th of 477
Median household income$77knot rankednot ranked
Median home value$382knot rankednot ranked

21778's income and home value are not ranked: it has fewer than 1,000 residents (745). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.

It is denser than 38% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 21778?

The 2020 Census counted 1,145 people in 21778; the ACS, which samples households over 2020-2024, estimates 745. Between the 2010 and 2020 censuses its population grew 4.7% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
745±238 (90% margin)
2020 Census count
1,145+4.7% since 2010 (1,094)
Households
332
Median age
58.4

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 21778?

Of the 745 people the ACS estimates in 21778, 15.7% are under 18 and 33.7% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (100.0%).

  • Under 1815.7%
  • 18 to 6450.6%
  • 65 and older33.7%
Age of the people of 21778 (ACS 2020-2024, B01001)
  • White, not Hispanic100.0%
  • Hispanic or Latino0.0%
  • Black, not Hispanic0.0%
  • Asian, not Hispanic0.0%
  • Other or two or more0.0%
Race and Hispanic origin in 21778 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 21778 earn?

Median household income is $76,458 (ACS 2020-2024). It is not measurably different from 2015-2019 ($91,257 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$76,458±$54,983
Income per person
$54,798
Below the poverty line
0.9%
Unemployed (of the labor force)
6.5%
Adults 25+ with a bachelor's degree
27.0%
Adjusted gross income per tax return, 2022
$75,831550 returns; wages 71% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 21778?

Median home value (owners' estimate)
$382,100
Median gross rent
–
Homes owned by their occupants
81.3%
Housing units
332
0 50 100 150 200 200220102021 0 50 100 150 200 200220102021 0 50 100 150 200 200220102021
Index = 100 in 2002, the first year FHFA reports for 21778; 2021: 180.9. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental. FHFA's series for 21778 stops in 2021: it publishes no ZIP index for a year with too few repeat sales.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 21778?

16 business establishments had a location in this ZIP code in 2023, 1 fewer than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction12

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 21778?

ZIP codes that share a boundary with 21778, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
21757Keymar2,671$101k4.0 mi
21788Thurmont11,654$99k4.9 mi
21727Emmitsburg6,052$95k5.0 mi
21798Woodsboro2,928$117k5.7 mi
21780Sabillasville2,159$84k8.6 mi (near)
21793Walkersville10,719$122k8.8 mi (near)
21787Taneytown11,645$92k9.3 mi (near)
21791Union Bridge5,340$93k9.4 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.