Woodsboro, MD · standard
ZIP Code 21798
Frederick County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,345
- 55/sq mi Moderate-density area
- $116,607
- Median income Above-median income area
- $498,400
- Median home value Above-median home value
- 37.4%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Woodsboro pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 11%
- household income, US ZIPs
- Top 13%
- home value, US ZIPs
- 55
- people per sq mi
- 79%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21798 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 21798 (Woodsboro, MD) rose +1.6% from 2023 to 2024. The all-transactions index moved from 227.9 in 2023 to 231.6 in 2024 (2000 = 100).
ZIP code 21798 covers 42.9 square miles in Woodsboro, Frederick County, Maryland (a standard USPS delivery area), with a modest 2,345 residents on file, a density of 55 people per square mile, in the New York time zone.
ZIP 21798 skews affluent, with a median household income of $116,607 (2% above the average Maryland ZIP), while per-capita income is $50,330. The poverty rate is 14.8%, with unemployment at 4.8%; those measures add context to the income figure. Median home value is $498,400 (11% above the average Maryland ZIP) and median rent is $1,406; 79.3% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 37.4% of adults hold a bachelor's degree or higher, the median age is 41.3, and the average commute is 31 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Frederick County, so 21798 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 21798
Top 5 sectors by establishment count in Woodsboro, MD
Which industries have the most business establishments in ZIP 21798.
- Construction
Construction
12 establishments
- Other services (except public administration)
Other services (except public administration)
9 establishments
- Retail trade
Retail trade
6 establishments
- Health care and social assistance
Health care and social assistance
6 establishments
- Manufacturing 4
Manufacturing
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 21798, Woodsboro, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,345
Population
42.9
Area (sq mi)
55
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 21798?
41.3
Median Age
43.7%
Male
56.3%
Female
11.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$116,607
Median Household Income
+2% vs state ZIP avg
$50,330
Per Capita Income
14.8%
Poverty Rate
4.8%
Unemployment Rate
30.5 min
Mean Commute Time
How ZIP 21798 ranks among Maryland ZIPs
Woodsboro, MD household income vs. every Maryland ZIP code
Median household income among 419 reporting Maryland ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$116,607 Top 42% higher than 58% of 419 Maryland ZIPs
Each bar is a $20K-wide band; taller bars hold more Maryland ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,031housing units
1,031
Total Housing Units
929
Occupied Units
102
Vacant Units
3.15
Avg Household Size
Occupancy Type
$498,400
Median Home Value
+11% vs state ZIP avg
$1,406
Median Rent
1990
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.6%
YoY Change (2024)
232
HPI Index (2000 = 100)
+132%
Total Change Since 2000
Home values in ZIP 21798 have increased 1.6% over the past year (2024). Since 2000, this ZIP has seen +132% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -1.7% | 168 |
| 2021 | +7.8% | 180 |
| 2022 | +29.6% | 234 |
| 2023 | -2.5% | 228 |
| 2024 | +1.6% | 232 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 50 business establishments in ZIP 21798, employing approximately 428 people with a combined annual payroll of $23,982,000.
50
Businesses
428
Employees
$24.0M
Annual Payroll
6
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 12 | 24.0% |
| Other services (except public administration) | 9 | 18.0% |
| Retail trade | 6 | 12.0% |
| Health care and social assistance | 6 | 12.0% |
| Manufacturing | 4 | 8.0% |
| Administrative and support and waste management and remediation services | 3 | 6.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 21798 vs 21793 →
ZIP 21798 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 21701
Frederick (21701)
35,293 residents
- 21774 11,662
New Market (21774)
11,662 residents
- 21788 11,622
Thurmont (21788)
11,622 residents
- 21787 10,693
Taneytown (21787)
10,693 residents
- 21793 9,775
Walkersville (21793)
9,775 residents
- 21791 5,281
Union Bridge (21791)
5,281 residents
- 21757 3,036
Keymar (21757)
3,036 residents
- 21798 2,345
Woodsboro (21798)
2,345 residents
- 21778 1,094
Rocky Ridge (21778)
1,094 residents
What this shows Among its immediate neighbors, ZIP 21798 ranks #8 by population - useful context the national average alone can't give.
ZIP 21798 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 21774
New Market (21774)
$171,103 median income
- 21793
Walkersville (21793)
$121,971 median income
- 21798
Woodsboro (21798)
$116,607 median income
- 21701
Frederick (21701)
$106,577 median income
- 21757
Keymar (21757)
$100,500 median income
- 21788
Thurmont (21788)
$98,856 median income
- 21791
Union Bridge (21791)
$93,015 median income
- 21787
Taneytown (21787)
$91,682 median income
- 21778
Rocky Ridge (21778)
$76,458 median income
What this shows By household income, ZIP 21798 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 21793 | Walkersville, MD | 9,775 | 3.9 mi |
| 21757 | Keymar, MD | 3,036 | 5.0 mi |
| 21762 | Libertytown, MD | 249 | 4.8 mi |
| 21778 | Rocky Ridge, MD | 1,094 | 5.8 mi |
| 21791 | Union Bridge, MD | 5,281 | 6.1 mi |
| 21701 | Frederick, MD | 35,293 | 6.5 mi |
| 21774 | New Market, MD | 11,662 | 8.9 mi |
| 21788 | Thurmont, MD | 11,622 | 7.4 mi |
| 21705 | Frederick, MD | 8 | 10.6 mi |
| 21787 | Taneytown, MD | 10,693 | 11.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 21798, both outside MD so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,345 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Frederick County
Related Areas
Frequently Asked Questions
What county is ZIP code 21798 in?
ZIP code 21798 (Woodsboro) is located in Frederick County, Maryland. Frederick County contains multiple ZIP codes, see the full list at /counties/frederick-md.
What is the population of ZIP code 21798?
ZIP code 21798 in Woodsboro, MD has a population of 2,345 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21798?
The median household income in ZIP 21798 is $116,607, which is 53% above the national average of $76,288.
What is the average home value in ZIP 21798?
The median home value in ZIP 21798 is $498,400, which is 79% above the national average of $278,155.
What is the demographic makeup of ZIP 21798?
The largest racial group in ZIP 21798 is White at 72.8%. Hispanic or Latino residents make up 8.8% of the population.
How many businesses are in ZIP code 21798?
ZIP code 21798 has 50 business establishments employing approximately 428 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 21798?
The top industries by establishment count in ZIP 21798 are: Construction (12), Other services (except public administration) (9), Retail trade (6). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 21798?
According to the FHFA House Price Index, home values in ZIP 21798 increased by 1.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 132%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 21798?
In ZIP code 21798, 60.2% of residents aged 25+ have a high school diploma or higher, and 37.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 21798?
The mean commute time for workers in ZIP code 21798 is 30.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 21798?
In ZIP code 21798, approximately 79.3% of occupied housing units are owner-occupied and 20.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21798?
The poverty rate in ZIP code 21798 is 14.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 21798's numbers, next.
- See how ZIP 21798 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Woodsboro, MD ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.