PlainZIP

New Windsor, MD · standard

ZIP Code 21776

Carroll County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,735
63/sq mi
$133,409
Median income
$461,600
Median home value
38.0%
Bachelor's or higher

The verdict

New Windsor pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 6%
household income, US ZIPs
Top 15%
home value, US ZIPs
63
people per sq mi
93%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21776 against every reporting US ZIP.

ZIP code 21776 is a mid-sized community (a standard USPS delivery area) in New Windsor, Carroll County, Maryland, home to 5,735 residents across 91.2 square miles, a density of 63 people per square mile, in the New York time zone.

ZIP 21776 skews affluent, with a median household income of $133,409 (17% above the Maryland average), while per-capita income is $54,829. Local economic indicators show a 3.7% poverty rate alongside 7.7% unemployment. Median home value sits at $461,600 (3% above the state average), median rent at $1,297 a month, and owner-occupancy at 93.2%.

A solid share of residents have a four-year degree: 38.0% of adults hold a bachelor's degree or higher, the median age is 44.1, and the average commute is 43 minutes. Beyond these figures, 6 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Carroll County, letting you compare 21776 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 21776

Top 5 sectors by establishment count in New Windsor, MD

Which industries have the most business establishments in ZIP 21776.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 21776, New Windsor, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,735

Population

91.2

Area (sq mi)

63

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 21776?

44.1

Median Age

51.3%

Male

48.7%

Female

5.3%

Foreign-Born

White 89.7%
African American 3.4%
Asian 1.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.1%
Hispanic or Latino 3.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$133,409

Median Household Income

+17% vs state

$54,829

Per Capita Income

3.7%

Poverty Rate

7.7%

Unemployment Rate

42.9 min

Mean Commute Time

How ZIP 21776 ranks nationally

New Windsor, MD household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$133,409 Top 6% higher than 94% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.5%
Bachelor's Degree or Higher 38.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,378

Total Housing Units

2,346

Occupied Units

32

Vacant Units

2.63

Avg Household Size

Occupancy Type

Owner 93.2%
Renter 6.8%

$461,600

Median Home Value

+3% vs state

$1,297

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-0.0%

YoY Change (2024)

236

HPI Index (2000 = 100)

+136%

Total Change Since 2000

Home values in ZIP 21776 have decreased 0.0% over the past year (2024). Since 2000, this ZIP has seen +136% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.8% 180
2021 +10.7% 200
2022 +8.0% 216
2023 +9.6% 236
2024 -0.0% 236

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 123 business establishments in ZIP 21776, employing approximately 1,211 people with a combined annual payroll of $73,365,000.

123

Businesses

1,211

Employees

$73.4M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 42 34.1%
Other services (except public administration) 14 11.4%
Administrative and support and waste management and remediation services 13 10.6%
Retail trade 10 8.1%
Professional, scientific, and technical services 10 8.1%
Wholesale trade 6 4.9%
Manufacturing 5 4.1%
Transportation and warehousing 5 4.1%
Real estate and rental and leasing 4 3.3%
Health care and social assistance 3 2.4%
Accommodation and food services 3 2.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 21776 vs 21791 →

ZIP 21776 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 21776 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 21776 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 21776 ranks #3 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
21791 Union Bridge, MD 5,281 4.7 mi
21157 Westminster, MD 36,920 7.0 mi
21771 Mount Airy, MD 29,563 8.9 mi
21762 Libertytown, MD 249 8.0 mi
21158 Westminster, MD 20,234 9.8 mi
21784 Sykesville, MD 37,941 10.6 mi

More ZIP Codes in Carroll County

21784 standard
Sykesville, MD
Pop: 37,941
21157 standard
Westminster, MD
Pop: 36,920
21158 standard
Westminster, MD
Pop: 20,234
21074 standard
Hampstead, MD
Pop: 15,084
21102 standard
Manchester, MD
Pop: 11,751
21787 standard
Taneytown, MD
Pop: 10,693

Related Areas

Carroll County New Windsor, MD Maryland

Frequently Asked Questions

What county is ZIP code 21776 in? ▼
ZIP code 21776 (New Windsor) is located in Carroll County, Maryland. Carroll County contains multiple ZIP codes, see the full list at /counties/carroll-md.
What is the population of ZIP code 21776? ▼
ZIP code 21776 in New Windsor, MD has a population of 5,735 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21776? ▼
The median household income in ZIP 21776 is $133,409, which is 75% above the national average of $76,288.
What is the average home value in ZIP 21776? ▼
The median home value in ZIP 21776 is $461,600, which is 66% above the national average of $278,155.
What is the demographic makeup of ZIP 21776? ▼
The largest racial group in ZIP 21776 is White at 89.7%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 21776? ▼
ZIP code 21776 has 123 business establishments employing approximately 1,211 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 21776? ▼
The top industries by establishment count in ZIP 21776 are: Construction (42), Other services (except public administration) (14), Administrative and support and waste management and remediation services (13). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 21776? ▼
According to the FHFA House Price Index, home values in ZIP 21776 decreased by 0.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 136%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 21776? ▼
In ZIP code 21776, 68.5% of residents aged 25+ have a high school diploma or higher, and 38.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 21776? ▼
The mean commute time for workers in ZIP code 21776 is 42.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 21776? ▼
In ZIP code 21776, approximately 93.2% of occupied housing units are owner-occupied and 6.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21776? ▼
The poverty rate in ZIP code 21776 is 3.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.