PlainZIP

Williamsport, MD · standard

ZIP Code 21795

Washington County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,233
118/sq mi
$87,864
Median income
$295,800
Median home value
27.7%
Bachelor's or higher

The verdict

Williamsport pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 29%
household income, US ZIPs
Top 34%
home value, US ZIPs
118
people per sq mi
68%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21795 against every reporting US ZIP.

ZIP code 21795 is a mid-sized community (a standard USPS delivery area) in Williamsport, Washington County, Maryland, home to 9,233 residents across 78.2 square miles, a density of 118 people per square mile, in the New York time zone.

ZIP 21795 lands in the middle-income range, with a median household income of $87,864 (23% below the Maryland average), while per-capita income is $44,142. 8.6% of residents live below the poverty line, and the unemployment rate reads 4.7%. Housing costs here run $295,800 for a typical home value (34% below the state average), with rent averaging $1,301 a month; 68.0% of homes are owner-occupied.

Educational attainment sits below the national norm: 27.7% of adults hold a bachelor's degree or higher, the median age is 41, and the average commute is 23 minutes. To put 21795 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Washington County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 21795

Top 5 sectors by establishment count in Williamsport, MD

Which industries have the most business establishments in ZIP 21795.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 21795, Williamsport, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,233

Population

78.2

Area (sq mi)

118

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 21795?

41.0

Median Age

50.5%

Male

49.5%

Female

3.3%

Foreign-Born

White 87.9%
African American 2.8%
Asian 0.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.5%
Hispanic or Latino 3.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$87,864

Median Household Income

-23% vs state

$44,142

Per Capita Income

8.6%

Poverty Rate

4.7%

Unemployment Rate

23.4 min

Mean Commute Time

How ZIP 21795 ranks nationally

Williamsport, MD household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$87,864 Top 29% higher than 71% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.2%
Bachelor's Degree or Higher 27.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,387

Total Housing Units

3,935

Occupied Units

452

Vacant Units

2.51

Avg Household Size

Occupancy Type

Owner 68.0%
Renter 32.0%

$295,800

Median Home Value

-34% vs state

$1,301

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.1%

YoY Change (2024)

239

HPI Index (2000 = 100)

+139%

Total Change Since 2000

Home values in ZIP 21795 have increased 9.1% over the past year (2024). Since 2000, this ZIP has seen +139% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.4% 161
2021 +14.5% 184
2022 +8.6% 200
2023 +9.7% 219
2024 +9.1% 239

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 248 business establishments in ZIP 21795, employing approximately 5,223 people with a combined annual payroll of $305,053,000.

248

Businesses

5,223

Employees

$305.1M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 35 14.1%
Transportation and warehousing 29 11.7%
Wholesale trade 24 9.7%
Retail trade 24 9.7%
Construction 22 8.9%
Health care and social assistance 21 8.5%
Manufacturing 19 7.7%
Administrative and support and waste management and remediation services 18 7.3%
Accommodation and food services 16 6.5%
Professional, scientific, and technical services 13 5.2%
Real estate and rental and leasing 9 3.6%
Finance and insurance 8 3.2%
Management of companies and enterprises 3 1.2%
Arts, entertainment, and recreation 3 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 21795 vs 25419 →

ZIP 21795 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 21795 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 21795 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 21795 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
25419 Falling Waters, WV 9,251 3.1 mi
21781 Saint James, MD 136 3.6 mi
21733 Fairplay, MD 1,163 4.2 mi
21746 Hagerstown, MD 1,883 6.2 mi
21740 Hagerstown, MD 61,859 5.7 mi
21734 Funkstown, MD 771 6.5 mi
25443 Shepherdstown, WV 7,445 10.0 mi
25404 Martinsburg, WV 19,551 7.7 mi
21722 Clear Spring, MD 5,545 7.6 mi
21782 Sharpsburg, MD 4,097 9.3 mi

More ZIP Codes in Washington County

21740 standard
Hagerstown, MD
Pop: 61,859
21742 standard
Hagerstown, MD
Pop: 31,444
21713 standard
Boonsboro, MD
Pop: 9,502
21783 standard
Smithsburg, MD
Pop: 9,130
21722 standard
Clear Spring, MD
Pop: 5,545
21782 standard
Sharpsburg, MD
Pop: 4,097

Related Areas

Washington County Williamsport, MD Maryland

Frequently Asked Questions

What county is ZIP code 21795 in? ▼
ZIP code 21795 (Williamsport) is located in Washington County, Maryland. Washington County contains multiple ZIP codes, see the full list at /counties/washington-md.
What is the population of ZIP code 21795? ▼
ZIP code 21795 in Williamsport, MD has a population of 9,233 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21795? ▼
The median household income in ZIP 21795 is $87,864, which is 15% above the national average of $76,288.
What is the average home value in ZIP 21795? ▼
The median home value in ZIP 21795 is $295,800, which is 6% above the national average of $278,155.
What is the demographic makeup of ZIP 21795? ▼
The largest racial group in ZIP 21795 is White at 87.9%. Hispanic or Latino residents make up 3.4% of the population.
How many businesses are in ZIP code 21795? ▼
ZIP code 21795 has 248 business establishments employing approximately 5,223 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 21795? ▼
The top industries by establishment count in ZIP 21795 are: Other services (except public administration) (35), Transportation and warehousing (29), Wholesale trade (24). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 21795? ▼
According to the FHFA House Price Index, home values in ZIP 21795 increased by 9.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 139%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 21795? ▼
In ZIP code 21795, 65.2% of residents aged 25+ have a high school diploma or higher, and 27.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 21795? ▼
The mean commute time for workers in ZIP code 21795 is 23.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 21795? ▼
In ZIP code 21795, approximately 68.0% of occupied housing units are owner-occupied and 32.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21795? ▼
The poverty rate in ZIP code 21795 is 8.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.