Sharpsburg, MD · standard

ZIP Code 21782

Washington County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,097
53/sq mi
$94,130
Median income
$311,600
Median home value
26.0%
Bachelor's or higher

The verdict

Sharpsburg pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 23%
household income, US ZIPs
Top 32%
home value, US ZIPs
53
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21782 against every reporting US ZIP.

ZIP code 21782 covers 77.6 square miles in Sharpsburg, Washington County, Maryland (a standard USPS delivery area), with a modest 4,097 residents on file, a density of 53 people per square mile, in the New York time zone.

ZIP 21782 lands in the middle-income range, with a median household income of $94,130 (18% below the Maryland average), while per-capita income is $46,340. Local economic indicators show a 3.1% poverty rate alongside 9.1% unemployment. Housing costs here run $311,600 for a typical home value (30% below the state average), with rent averaging $1,147 a month; 85.9% of homes are owner-occupied.

Educational attainment sits below the national norm: 26.0% of adults hold a bachelor's degree or higher, the median age is 48.7, and the average commute is 36 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 21782, plus 6 more within Washington County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 21782

Top 5 sectors by establishment count in Sharpsburg, MD

Which industries have the most business establishments in ZIP 21782.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 21782, Sharpsburg, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,097

Population

77.6

Area (sq mi)

53

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 21782?

48.7

Median Age

51.3%

Male

48.7%

Female

1.2%

Foreign-Born

White 96.0%
African American 0.0%
Asian 0.3%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.2%
Hispanic or Latino 1.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$94,130

Median Household Income

-18% vs state

$46,340

Per Capita Income

3.1%

Poverty Rate

9.1%

Unemployment Rate

36.3 min

Mean Commute Time

How ZIP 21782 ranks nationally

Sharpsburg, MD household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$94,130 Top 23% higher than 77% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.6%
Bachelor's Degree or Higher 26.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,607

Total Housing Units

1,522

Occupied Units

85

Vacant Units

2.43

Avg Household Size

Occupancy Type

Owner 85.9%
Renter 14.1%

$311,600

Median Home Value

-30% vs state

$1,147

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+18.8%

YoY Change (2024)

283

HPI Index (2000 = 100)

+183%

Total Change Since 2000

Home values in ZIP 21782 have increased 18.8% over the past year (2024). Since 2000, this ZIP has seen +183% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.2% 179
2021 +10.2% 197
2022 +17.4% 232
2023 +3.0% 238
2024 +18.8% 283

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 48 business establishments in ZIP 21782, employing approximately 283 people with a combined annual payroll of $11,337,000.

48

Businesses

283

Employees

$11.3M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Construction 9 18.8%
Other services (except public administration) 9 18.8%
Retail trade 7 14.6%
Transportation and warehousing 4 8.3%
Professional, scientific, and technical services 4 8.3%
Accommodation and food services 4 8.3%
Real estate and rental and leasing 3 6.3%
Administrative and support and waste management and remediation services 3 6.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 21782 vs 21756 →

ZIP 21782 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 21782 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 21782 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 21782 ranks #6 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
21756 Keedysville, MD 3,612 3.3 mi
25443 Shepherdstown, WV 7,445 3.1 mi
21733 Fairplay, MD 1,163 6.4 mi
21781 Saint James, MD 136 7.9 mi
21779 Rohrersville, MD 983 6.2 mi
25442 Shenandoah Junction, WV 1,925 7.1 mi
21746 Hagerstown, MD 1,883 7.9 mi
21713 Boonsboro, MD 9,502 6.7 mi
25404 Martinsburg, WV 19,551 7.4 mi
21795 Williamsport, MD 9,233 9.3 mi

More ZIP Codes in Washington County

Frequently Asked Questions

What county is ZIP code 21782 in?
ZIP code 21782 (Sharpsburg) is located in Washington County, Maryland. Washington County contains multiple ZIP codes, see the full list at /counties/washington-md.
What is the population of ZIP code 21782?
ZIP code 21782 in Sharpsburg, MD has a population of 4,097 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21782?
The median household income in ZIP 21782 is $94,130, which is 23% above the national average of $76,288.
What is the average home value in ZIP 21782?
The median home value in ZIP 21782 is $311,600, which is 12% above the national average of $278,155.
What is the demographic makeup of ZIP 21782?
The largest racial group in ZIP 21782 is White at 96.0%. Hispanic or Latino residents make up 1.9% of the population.
How many businesses are in ZIP code 21782?
ZIP code 21782 has 48 business establishments employing approximately 283 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 21782?
The top industries by establishment count in ZIP 21782 are: Construction (9), Other services (except public administration) (9), Retail trade (7). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 21782?
According to the FHFA House Price Index, home values in ZIP 21782 increased by 18.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 183%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 21782?
In ZIP code 21782, 65.6% of residents aged 25+ have a high school diploma or higher, and 26.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 21782?
The mean commute time for workers in ZIP code 21782 is 36.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 21782?
In ZIP code 21782, approximately 85.9% of occupied housing units are owner-occupied and 14.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21782?
The poverty rate in ZIP code 21782 is 3.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.