ZIP Code 22656
standardSource:
Stephenson · Frederick County · Virginia
- Population
- 2,381
- Median income
- $107,135
- Median home value
- $401,200
- Bachelor's or higher
- 48.0%
- Land area
- 21.7 sq mi
110/sq mi
▲ 40% vs US
higher than 85% of US ZIPs
▲ 44% vs US
higher than 80% of US ZIPs
Median age 39.4
New York
ZIP code 22656 in Stephenson, Virginia has a population of 2,381. The median household income is $107,135, which is 40% above the national average. Median home value is $401,200, 44% above the US average. 48.0% of residents hold a bachelor's degree or higher.
ZIP code 22656 is classified by USPS as a standard delivery area and covers roughly 21.7 square miles in Stephenson, Frederick County, Virginia. The area is home to 2,381 residents, producing a population density of 110 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 22656 against Virginia and the nation.
On the economic side, the median household income for ZIP 22656 sits at $107,135 (25% above the Virginia average), while per-capita income is $54,374. The poverty rate stands at 3.9% and the unemployment rate at 1.2%. On housing, the median home value is $401,200 (20% above the state average) with median rent at $2,340 per month, and 85.1% of occupied units are owner-occupied, a direct signal of whether 22656 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 48.0% of adults hold a bachelor's degree or higher, the median age is 39.4, and the average commute is 33 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Frederick County, so you can benchmark 22656 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 22656
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 22656.
- Construction
Construction
23 establishments
- Other services (except public administration) 7
Other services (except public administration)
7 establishments
- Real estate and rental and leasing 5
Real estate and rental and leasing
5 establishments
- Retail trade 4
Retail trade
4 establishments
- Manufacturing 3
Manufacturing
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 22656, Stephenson, VA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
2,381
Population
21.7
Area (sq mi)
110
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 22656?
39.4
Median Age
51.4%
Male
48.6%
Female
12.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$107,135
Median Household Income
+25% vs state
$54,374
Per Capita Income
3.9%
Poverty Rate
1.2%
Unemployment Rate
33.4 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,047
Total Housing Units
2,010
Occupied Units
37
Vacant Units
2.67
Avg Household Size
Occupancy Type
$401,200
Median Home Value
+20% vs state
$2,340
Median Rent
2010
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+16.0%
YoY Change (2024)
254
HPI Index (2000 = 100)
+154%
Total Change Since 2000
Home values in ZIP 22656 have increased 16.0% over the past year (2024). Since 2000, this ZIP has seen +154% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +6.7% | 177 |
| 2020 | +3.3% | 182 |
| 2021 | +7.0% | 195 |
| 2022 | +16.0% | 226 |
| 2024 | — | 254 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 57 business establishments in ZIP 22656, employing approximately 339 people with a combined annual payroll of $18,078,000.
57
Businesses
339
Employees
$18.1M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 23 | 40.4% |
| Other services (except public administration) | 7 | 12.3% |
| Real estate and rental and leasing | 5 | 8.8% |
| Retail trade | 4 | 7.0% |
| Manufacturing | 3 | 5.3% |
| Professional, scientific, and technical services | 3 | 5.3% |
| Administrative and support and waste management and remediation services | 3 | 5.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 22656 vs 22624 →
More ZIP Codes in Frederick County
Related Areas
Frequently Asked Questions
What county is ZIP code 22656 in? ▼
What is the population of ZIP code 22656? ▼
What is the median household income in ZIP 22656? ▼
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How many businesses are in ZIP code 22656? ▼
What are the main industries in ZIP code 22656? ▼
How have home values changed in ZIP code 22656? ▼
What is the education level in ZIP code 22656? ▼
What is the average commute time in ZIP 22656? ▼
What percentage of residents own vs. rent in ZIP 22656? ▼
What is the poverty rate in ZIP code 22656? ▼
ZIP Code Research Guides
Official Data Resources for Stephenson, VA
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.