PlainZIP

Stephenson, VA · standard

ZIP Code 22656

Frederick County, Virginia - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,381
110/sq mi
$107,135
Median income
$401,200
Median home value
48.0%
Bachelor's or higher

The verdict

Stephenson pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 15%
household income, US ZIPs
Top 20%
home value, US ZIPs
110
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 22656 against every reporting US ZIP.

ZIP code 22656 covers 21.7 square miles in Stephenson, Frederick County, Virginia (a standard USPS delivery area), with a modest 2,381 residents on file, a density of 110 people per square mile, in the New York time zone.

ZIP 22656 lands in the middle-income range, with a median household income of $107,135 (25% above the Virginia average), while per-capita income is $54,374. The poverty rate stands at 3.9% and the unemployment rate at 1.2%. Median home value sits at $401,200 (20% above the state average), median rent at $2,340 a month, and owner-occupancy at 85.1%.

A solid share of residents have a four-year degree: 48.0% of adults hold a bachelor's degree or higher, the median age is 39.4, and the average commute is 33 minutes. Beyond these figures, 7 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Frederick County, letting you compare 22656 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 22656

Top 5 sectors by establishment count in Stephenson, VA

Which industries have the most business establishments in ZIP 22656.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 22656, Stephenson, VA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,381

Population

21.7

Area (sq mi)

110

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 22656?

39.4

Median Age

51.4%

Male

48.6%

Female

12.7%

Foreign-Born

White 74.6%
African American 5.6%
Asian 7.9%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.1%
Hispanic or Latino 11.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$107,135

Median Household Income

+25% vs state

$54,374

Per Capita Income

3.9%

Poverty Rate

1.2%

Unemployment Rate

33.4 min

Mean Commute Time

How ZIP 22656 ranks nationally

Stephenson, VA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$107,135 Top 15% higher than 85% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 73.0%
Bachelor's Degree or Higher 48.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,047

Total Housing Units

2,010

Occupied Units

37

Vacant Units

2.67

Avg Household Size

Occupancy Type

Owner 85.1%
Renter 14.9%

$401,200

Median Home Value

+20% vs state

$2,340

Median Rent

2010

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+16.0%

YoY Change (2024)

254

HPI Index (2000 = 100)

+154%

Total Change Since 2000

Home values in ZIP 22656 have increased 16.0% over the past year (2024). Since 2000, this ZIP has seen +154% cumulative appreciation.

Year Annual Change HPI Index
2019 +6.7% 177
2020 +3.3% 182
2021 +7.0% 195
2022 +16.0% 226
2024 – 254

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 57 business establishments in ZIP 22656, employing approximately 339 people with a combined annual payroll of $18,078,000.

57

Businesses

339

Employees

$18.1M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Construction 23 40.4%
Other services (except public administration) 7 12.3%
Real estate and rental and leasing 5 8.8%
Retail trade 4 7.0%
Manufacturing 3 5.3%
Professional, scientific, and technical services 3 5.3%
Administrative and support and waste management and remediation services 3 5.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 22656 vs 22624 →

ZIP 22656 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 22656 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 22656 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 22656 ranks #3 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
22624 Clear Brook, VA 2,565 3.2 mi
22601 Winchester, VA 27,813 5.5 mi
25413 Bunker Hill, WV 7,508 7.0 mi
25446 Summit Point, WV 1,463 7.4 mi
22611 Berryville, VA 8,757 6.8 mi
22603 Winchester, VA 13,910 7.4 mi
22646 Millwood, VA 205 10.5 mi

More ZIP Codes in Frederick County

22602 standard
Winchester, VA
Pop: 28,443
22655 standard
Stephens City, VA
Pop: 19,328
22603 standard
Winchester, VA
Pop: 13,910
22645 standard
Middletown, VA
Pop: 3,880
22625 standard
Cross Junction, VA
Pop: 3,641
22624 standard
Clear Brook, VA
Pop: 2,565

Related Areas

Frederick County Stephenson, VA Virginia

Frequently Asked Questions

What county is ZIP code 22656 in? ▼
ZIP code 22656 (Stephenson) is located in Frederick County, Virginia. Frederick County contains multiple ZIP codes, see the full list at /counties/frederick-va.
What is the population of ZIP code 22656? ▼
ZIP code 22656 in Stephenson, VA has a population of 2,381 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 22656? ▼
The median household income in ZIP 22656 is $107,135, which is 40% above the national average of $76,288.
What is the average home value in ZIP 22656? ▼
The median home value in ZIP 22656 is $401,200, which is 44% above the national average of $278,155.
What is the demographic makeup of ZIP 22656? ▼
The largest racial group in ZIP 22656 is White at 74.6%. Hispanic or Latino residents make up 11.0% of the population.
How many businesses are in ZIP code 22656? ▼
ZIP code 22656 has 57 business establishments employing approximately 339 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 22656? ▼
The top industries by establishment count in ZIP 22656 are: Construction (23), Other services (except public administration) (7), Real estate and rental and leasing (5). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 22656? ▼
According to the FHFA House Price Index, home values in ZIP 22656 increased by 16.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 154%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 22656? ▼
In ZIP code 22656, 73.0% of residents aged 25+ have a high school diploma or higher, and 48.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 22656? ▼
The mean commute time for workers in ZIP code 22656 is 33.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 22656? ▼
In ZIP code 22656, approximately 85.1% of occupied housing units are owner-occupied and 14.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 22656? ▼
The poverty rate in ZIP code 22656 is 3.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.