Residential delivery area · Virginia
ZIP Code 22963: Palmyra, VA
ZIP code 22963 uses the postal name Palmyra, Virginia and lies entirely in Fluvanna County (Census 2020 ZIP-county file). About 17,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $104,259 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Lake Monticello (7%) and Palmyra (1%); 92% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Palmyra · its only residential ZIP
- County
- Fluvanna County
- Census places
- Lake Monticello (7%) census-designated place; Palmyra (1%) census-designated place
- Metro area
- Charlottesville, VA
- House district
- VA-5 119th Congress
- State
- Virginia
- Time zone
- Eastern
- Land area
- 124.7 sq mi · 136 people per sq mi
Where is ZIP code 22963?
22963 centers on 37.847°, -78.294° and covers 124.7 square miles of land plus 1.8 of water. It borders 10 ZIP codes: 23055, 23022, 22974, 23084, 23038, 24590, 23004, 22902, 23123, 23093.
The map draws ZIP code areas only. For the streets inside 22963, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 22963 compare with the rest of Fluvanna County?
| Measure | 22963 | In Fluvanna County | In VA |
|---|---|---|---|
| People (ACS 2020-2024) | 16,896 | 2nd of 9 | 187th of 903 |
| Median household income | $104k | 2nd of 4 | 143rd of 461 |
| Median home value | $328k | 5th of 9 | 258th of 552 |
Its median household income is higher than in 84% of U.S. residential ZIP codes, and it is denser than 58% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 22963?
The 2020 Census counted 16,279 people in 22963; the ACS, which samples households over 2020-2024, estimates 16,896. Between the 2010 and 2020 censuses its population grew 5.7% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 16,896
- 2020 Census count
- 16,279+5.7% since 2010 (15,401)
- Households
- 6,594
- Median age
- 43.5
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 22963?
Of the 16,896 people the ACS estimates in 22963, 20.5% are under 18 and 23.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (77.7%).
- Under 1820.5%
- 18 to 6455.6%
- 65 and older23.9%
- White, not Hispanic77.7%
- Black, not Hispanic9.1%
- Other or two or more6.2%
- Hispanic or Latino6.0%
- Asian, not Hispanic0.9%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 22963 earn?
Median household income is $104,259 (ACS 2020-2024), the 2nd highest of the 4 ranked ZIP codes in Fluvanna County. It is not measurably different from 2015-2019 ($96,455 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $104,259
- Income per person
- $50,971
- Below the poverty line
- 6.5%
- Unemployed (of the labor force)
- 3.1%
- Adults 25+ with a bachelor's degree
- 45.0%
- Adjusted gross income per tax return, 2022
- $81,2758,530 returns; wages 67% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 22963?
FHFA's house price index for 22963, built from repeat sales and appraisals of the same homes, rose 58% from 2015 to 2025 and rose 38% from 2020 to 2025, and moved −7.4% in 2025.
- Median home value (owners' estimate)
- $327,900
- Median gross rent
- $1,702
- Homes owned by their occupants
- 93.8%
- Housing units
- 7,284
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 22963?
226 business establishments had a location in this ZIP code in 2023, 6 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction51
- Administrative and support and waste management and remediation services23
- Health care and social assistance22
- Other services (except public administration)22
- Retail trade21
- Professional, scientific, and technical services20
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 22963?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 23055 | Fork Union | 1,004 | $54k | 6.9 mi |
| 23022 | Bremo Bluff | 1,006 | – | 7.7 mi |
| 22974 | Troy | 5,309 | $112k | 8.4 mi |
| 23084 | Kents Store | 1,652 | $41k | 10.1 mi |
| 23038 | Columbia | 1,471 | $87k | 10.2 mi |
| 24590 | Scottsville | 8,229 | $106k | 10.6 mi |
| 23004 | Arvonia | 819 | $66k | 12.4 mi |
| 22902 | Charlottesville | 23,486 | $94k | 13.2 mi |
| 23123 | New Canton | 1,995 | $50k | 13.5 mi |
| 23093 | Louisa | 14,647 | $73k | 17.6 mi |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.