ZIP Code 22963

ZIP code 22963 is classified by USPS as a standard delivery area and covers roughly 315.6 square miles in Palmyra, Fluvanna County, Virginia. The area is home to 15,401 residents, producing a population density of 49 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 22963 against Virginia and the nation.

On the economic side, the median household income for ZIP 22963 sits at $104,259 (22% above the Virginia average), while per-capita income is $50,971. The poverty rate stands at 6.5% and the unemployment rate at 3.1%. On housing, the median home value is $327,900 (2% below the state average) with median rent at $1,702 per month, and 93.8% of occupied units are owner-occupied, a direct signal of whether 22963 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 45.0% of adults hold a bachelor's degree or higher, the median age is 43.5, and the average commute is 32 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Fluvanna County, so you can benchmark 22963 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →