ZIP Code 22974

ZIP code 22974 is classified by USPS as a standard delivery area and covers roughly 104.6 square miles in Troy, Fluvanna County, Virginia. The area is home to 5,385 residents, producing a population density of 52 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 22974 against Virginia and the nation.

On the economic side, the median household income for ZIP 22974 sits at $112,344 (31% above the Virginia average), while per-capita income is $35,499. The poverty rate stands at 4.8% and the unemployment rate at 1.1%. On housing, the median home value is $368,900 (10% above the state average) with median rent at $1,093 per month, and 90.1% of occupied units are owner-occupied, a direct signal of whether 22974 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 27.8% of adults hold a bachelor's degree or higher, the median age is 42.1, and the average commute is 27 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Fluvanna County, so you can benchmark 22974 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →