PlainZIP

Montpelier, VA · standard

ZIP Code 23192

Hanover County, Virginia — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,067
36/sq mi
$110,642
Median income
$428,700
Median home value
34.3%
Bachelor's or higher

The verdict

Montpelier pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 13%
household income, US ZIPs
Top 18%
home value, US ZIPs
36
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 23192 against every reporting US ZIP.

ZIP code 23192 is classified by USPS as a standard delivery area and covers roughly 197.4 square miles in Montpelier, Hanover County, Virginia. The area is home to 7,067 residents, producing a population density of 36 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 23192 against Virginia and the nation.

On the economic side, the median household income for ZIP 23192 sits at $110,642 (29% above the Virginia average), while per-capita income is $47,430. The poverty rate stands at 6.8% and the unemployment rate at 1.8%. On housing, the median home value is $428,700 (28% above the state average) with median rent at — per month, and 84.5% of occupied units are owner-occupied, a direct signal of whether 23192 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 34.3% of adults hold a bachelor's degree or higher, the median age is 40, and the average commute is 36 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hanover County, so you can benchmark 23192 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 23192

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 23192.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 23192, Montpelier, VA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

7,067

Population

197.4

Area (sq mi)

36

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 23192?

40.0

Median Age

48.3%

Male

51.7%

Female

6.0%

Foreign-Born

White 78.7%
African American 12.4%
Asian 1.2%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.4%
Hispanic or Latino 6.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$110,642

Median Household Income

+29% vs state

$47,430

Per Capita Income

6.8%

Poverty Rate

1.8%

Unemployment Rate

36.3 min

Mean Commute Time

How ZIP 23192 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$110,642 Top 13% higher than 87% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.6%
Bachelor's Degree or Higher 34.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,423

Total Housing Units

2,299

Occupied Units

124

Vacant Units

2.88

Avg Household Size

Occupancy Type

Owner 84.5%
Renter 15.5%

$428,700

Median Home Value

+28% vs state

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.2%

YoY Change (2024)

231

HPI Index (2000 = 100)

+131%

Total Change Since 2000

Home values in ZIP 23192 have increased 6.2% over the past year (2024). Since 2000, this ZIP has seen +131% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.1% 164
2021 +9.3% 180
2022 +17.6% 211
2023 +3.1% 218
2024 +6.2% 231

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 152 business establishments in ZIP 23192, employing approximately 1,005 people with a combined annual payroll of $38,025,000.

152

Businesses

1,005

Employees

$38.0M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 38 25.0%
Retail trade 20 13.2%
Other services (except public administration) 17 11.2%
Professional, scientific, and technical services 16 10.5%
Administrative and support and waste management and remediation services 16 10.5%
Health care and social assistance 13 8.6%
Transportation and warehousing 7 4.6%
Accommodation and food services 7 4.6%
Real estate and rental and leasing 4 2.6%
Manufacturing 3 2.0%
Finance and insurance 3 2.0%
Arts, entertainment, and recreation 3 2.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 23192 vs 23146 →

ZIP 23192 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 23192 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 23192 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 23192 ranks #6 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
23146 Rockville, VA 3,093 6.7 mi
23015 Beaverdam, VA 4,249 8.1 mi
23024 Bumpass, VA 8,120 9.0 mi
23129 Oilville, VA 374 10.6 mi
23059 Glen Allen, VA 31,919 10.3 mi
23102 Maidens, VA 2,659 11.1 mi

More ZIP Codes in Hanover County

23111 standard
Mechanicsville, VA
Pop: 36,490
23116 standard
Mechanicsville, VA
Pop: 27,228
23005 standard
Ashland, VA
Pop: 15,227
23069 standard
Hanover, VA
Pop: 3,197
23146 standard
Rockville, VA
Pop: 3,093
23047 standard
Doswell, VA
Pop: 1,952

Related Areas

Hanover County Montpelier, VA Virginia

Frequently Asked Questions

What county is ZIP code 23192 in? ▼
ZIP code 23192 (Montpelier) is located in Hanover County, Virginia. Hanover County contains multiple ZIP codes, see the full list at /counties/hanover-va.
What is the population of ZIP code 23192? ▼
ZIP code 23192 in Montpelier, VA has a population of 7,067 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 23192? ▼
The median household income in ZIP 23192 is $110,642, which is 45% above the national average of $76,288.
What is the average home value in ZIP 23192? ▼
The median home value in ZIP 23192 is $428,700, which is 54% above the national average of $278,155.
What is the demographic makeup of ZIP 23192? ▼
The largest racial group in ZIP 23192 is White at 78.7%. Hispanic or Latino residents make up 6.3% of the population.
How many businesses are in ZIP code 23192? ▼
ZIP code 23192 has 152 business establishments employing approximately 1,005 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 23192? ▼
The top industries by establishment count in ZIP 23192 are: Construction (38), Retail trade (20), Other services (except public administration) (17). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 23192? ▼
According to the FHFA House Price Index, home values in ZIP 23192 increased by 6.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 131%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 23192? ▼
In ZIP code 23192, 61.6% of residents aged 25+ have a high school diploma or higher, and 34.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 23192? ▼
The mean commute time for workers in ZIP code 23192 is 36.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 23192? ▼
In ZIP code 23192, approximately 84.5% of occupied housing units are owner-occupied and 15.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 23192? ▼
The poverty rate in ZIP code 23192 is 6.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Montpelier, VA

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.