PlainZIP

Chesapeake, VA · standard

ZIP Code 23320

Chesapeake County, Virginia — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

51,797
630/sq mi
$84,305
Median income
$346,400
Median home value
38.5%
Bachelor's or higher

The verdict

Chesapeake pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated and unusually populous area.

Top 33%
household income, US ZIPs
Top 27%
home value, US ZIPs
630
people per sq mi
65%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 23320 against every reporting US ZIP.

ZIP code 23320 is classified by USPS as a standard delivery area and covers roughly 82.2 square miles in Chesapeake, Chesapeake County, Virginia. The area is home to 51,797 residents, producing a population density of 630 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 23320 against Virginia and the nation.

On the economic side, the median household income for ZIP 23320 sits at $84,305 (1% below the Virginia average), while per-capita income is $46,970. The poverty rate stands at 8.9% and the unemployment rate at 4.2%. On housing, the median home value is $346,400 (4% above the state average) with median rent at $1,716 per month, and 64.5% of occupied units are owner-occupied, a direct signal of whether 23320 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 38.5% of adults hold a bachelor's degree or higher, the median age is 39.2, and the average commute is 24 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Chesapeake County, so you can benchmark 23320 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 23320

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 23320.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 23320, Chesapeake, VA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

51,797

Population

82.2

Area (sq mi)

630

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 23320?

39.2

Median Age

47.7%

Male

52.3%

Female

9.0%

Foreign-Born

White 49.7%
African American 29.1%
Asian 6.8%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 8.9%
Hispanic or Latino 9.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$84,305

Median Household Income

-1% vs state

$46,970

Per Capita Income

8.9%

Poverty Rate

4.2%

Unemployment Rate

24.0 min

Mean Commute Time

How ZIP 23320 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$84,305 Top 33% higher than 67% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.4%
Bachelor's Degree or Higher 38.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

26,613

Total Housing Units

25,741

Occupied Units

872

Vacant Units

2.28

Avg Household Size

Occupancy Type

Owner 64.5%
Renter 35.5%

$346,400

Median Home Value

+4% vs state

$1,716

Median Rent

1993

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.0%

YoY Change (2024)

294

HPI Index (2000 = 100)

+194%

Total Change Since 2000

Home values in ZIP 23320 have increased 7.0% over the past year (2024). Since 2000, this ZIP has seen +194% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.9% 204
2021 +11.7% 228
2022 +11.9% 256
2023 +7.5% 275
2024 +7.0% 294

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 2,580 business establishments in ZIP 23320, employing approximately 58,291 people with a combined annual payroll of $3,450,195,000.

2,580

Businesses

58,291

Employees

$3.5B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 348 13.5%
Retail trade 340 13.2%
Professional, scientific, and technical services 280 10.8%
Accommodation and food services 267 10.3%
Other services (except public administration) 240 9.3%
Construction 228 8.8%
Real estate and rental and leasing 170 6.6%
Finance and insurance 155 6.0%
Administrative and support and waste management and remediation services 146 5.7%
Wholesale trade 131 5.1%
Transportation and warehousing 91 3.5%
Manufacturing 48 1.9%
Educational services 43 1.7%
Information 39 1.5%
Arts, entertainment, and recreation 27 1.1%
Management of companies and enterprises 25 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 23320 vs 23325 →

ZIP 23320 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 23320 ranks #4 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 23320 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 23320 ranks #3 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
23325 Chesapeake, VA 17,592 4.5 mi
23464 Virginia Beach, VA 72,359 3.8 mi
23324 Chesapeake, VA 22,851 4.6 mi
23502 Norfolk, VA 20,678 7.7 mi
23322 Chesapeake, VA 60,473 8.3 mi
23523 Norfolk, VA 7,793 6.3 mi
23709 Portsmouth, VA 78 6.4 mi
23462 Virginia Beach, VA 61,973 6.9 mi
23504 Norfolk, VA 23,483 7.7 mi
23513 Norfolk, VA 29,595 9.6 mi

More ZIP Codes in Chesapeake County

23322 standard
Chesapeake, VA
Pop: 60,473
23323 standard
Chesapeake, VA
Pop: 35,906
23321 standard
Chesapeake, VA
Pop: 33,653
23324 standard
Chesapeake, VA
Pop: 22,851
23325 standard
Chesapeake, VA
Pop: 17,592

Related Areas

Chesapeake County Chesapeake, VA Virginia

Frequently Asked Questions

What county is ZIP code 23320 in? ▼
ZIP code 23320 (Chesapeake) is located in Chesapeake County, Virginia. Chesapeake County contains multiple ZIP codes, see the full list at /counties/chesapeake-va.
What is the population of ZIP code 23320? ▼
ZIP code 23320 in Chesapeake, VA has a population of 51,797 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 23320? ▼
The median household income in ZIP 23320 is $84,305, which is 11% above the national average of $76,288.
What is the average home value in ZIP 23320? ▼
The median home value in ZIP 23320 is $346,400, which is 25% above the national average of $278,155.
What is the demographic makeup of ZIP 23320? ▼
The largest racial group in ZIP 23320 is White at 49.7%. Hispanic or Latino residents make up 9.9% of the population.
How many businesses are in ZIP code 23320? ▼
ZIP code 23320 has 2,580 business establishments employing approximately 58,291 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 23320? ▼
The top industries by establishment count in ZIP 23320 are: Health care and social assistance (348), Retail trade (340), Professional, scientific, and technical services (280). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 23320? ▼
According to the FHFA House Price Index, home values in ZIP 23320 increased by 7.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 194%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 23320? ▼
In ZIP code 23320, 60.4% of residents aged 25+ have a high school diploma or higher, and 38.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 23320? ▼
The mean commute time for workers in ZIP code 23320 is 24.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 23320? ▼
In ZIP code 23320, approximately 64.5% of occupied housing units are owner-occupied and 35.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 23320? ▼
The poverty rate in ZIP code 23320 is 8.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Chesapeake, VA

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.