Chesapeake, VA · standard
ZIP Code 23320
Chesapeake County, Virginia - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 51,797
- 630/sq mi High-density area
- $84,305
- Median income Above-median income area
- $346,400
- Median home value Above-median home value
- 38.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Chesapeake pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated and unusually populous area.
- Top 33%
- household income, US ZIPs
- Top 27%
- home value, US ZIPs
- 630
- people per sq mi
- 65%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 23320 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 23320 (Chesapeake, VA) rose +7.0% from 2023 to 2024. The all-transactions index moved from 274.7 in 2023 to 294.0 in 2024 (2000 = 100).
ZIP code 23320 is a densely settled ZIP (a standard USPS delivery area) in Chesapeake, Chesapeake County, Virginia, with 51,797 residents across 82.2 square miles, a density of 630 people per square mile, in the New York time zone.
ZIP 23320 lands in the middle-income range, with a median household income of $84,305 (1% below the average Virginia ZIP), while per-capita income is $46,970. The poverty rate is 8.9%, with unemployment at 4.2%; those measures add context to the income figure. Median home value is $346,400 (4% above the average Virginia ZIP) and median rent is $1,716; 64.5% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 38.5% of adults hold a bachelor's degree or higher, the median age is 39.2, and the average commute is 24 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 5 more in Chesapeake County, so 23320 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 23320
Top 5 sectors by establishment count in Chesapeake, VA
Which industries have the most business establishments in ZIP 23320.
- Health care and social assistance
Health care and social assistance
348 establishments
- Retail trade
Retail trade
340 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
280 establishments
- Accommodation and food services
Accommodation and food services
267 establishments
- Other services (except public administration)
Other services (except public administration)
240 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 23320, Chesapeake, VA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
51,797
Population
82.2
Area (sq mi)
630
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 23320?
39.2
Median Age
47.7%
Male
52.3%
Female
9.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$84,305
Median Household Income
-1% vs state ZIP avg
$46,970
Per Capita Income
8.9%
Poverty Rate
4.2%
Unemployment Rate
24.0 min
Mean Commute Time
How ZIP 23320 ranks nationally
Chesapeake, VA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$84,305 Top 33% higher than 67% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
26,613housing units
26,613
Total Housing Units
25,741
Occupied Units
872
Vacant Units
2.28
Avg Household Size
Occupancy Type
$346,400
Median Home Value
+4% vs state ZIP avg
$1,716
Median Rent
1993
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.0%
YoY Change (2024)
294
HPI Index (2000 = 100)
+194%
Total Change Since 2000
Home values in ZIP 23320 have increased 7.0% over the past year (2024). Since 2000, this ZIP has seen +194% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.9% | 204 |
| 2021 | +11.7% | 228 |
| 2022 | +11.9% | 256 |
| 2023 | +7.5% | 275 |
| 2024 | +7.0% | 294 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 2,580 business establishments in ZIP 23320, employing approximately 58,291 people with a combined annual payroll of $3,450,195,000.
2,580
Businesses
58,291
Employees
$3.5B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 348 | 13.5% |
| Retail trade | 340 | 13.2% |
| Professional, scientific, and technical services | 280 | 10.8% |
| Accommodation and food services | 267 | 10.3% |
| Other services (except public administration) | 240 | 9.3% |
| Construction | 228 | 8.8% |
| Real estate and rental and leasing | 170 | 6.6% |
| Finance and insurance | 155 | 6.0% |
| Administrative and support and waste management and remediation services | 146 | 5.7% |
| Wholesale trade | 131 | 5.1% |
| Transportation and warehousing | 91 | 3.5% |
| Manufacturing | 48 | 1.9% |
| Educational services | 43 | 1.7% |
| Information | 39 | 1.5% |
| Arts, entertainment, and recreation | 27 | 1.1% |
| Management of companies and enterprises | 25 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 23320 vs 23325 →
ZIP 23320 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 23464
Virginia Beach (23464)
72,359 residents
- 23462
Virginia Beach (23462)
61,973 residents
- 23322
Chesapeake (23322)
60,473 residents
- 23320
Chesapeake (23320)
51,797 residents
- 23513
Norfolk (23513)
29,595 residents
- 23504 23,483
Norfolk (23504)
23,483 residents
- 23324 22,851
Chesapeake (23324)
22,851 residents
- 23502 20,678
Norfolk (23502)
20,678 residents
- 23325 17,592
Chesapeake (23325)
17,592 residents
What this shows Among its immediate neighbors, ZIP 23320 ranks #4 by population - useful context the national average alone can't give.
ZIP 23320 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 23322
Chesapeake (23322)
$134,880 median income
- 23464
Virginia Beach (23464)
$92,468 median income
- 23320
Chesapeake (23320)
$84,305 median income
- 23325
Chesapeake (23325)
$69,909 median income
- 23462
Virginia Beach (23462)
$69,040 median income
- 23513
Norfolk (23513)
$68,380 median income
- 23502
Norfolk (23502)
$63,208 median income
- 23324
Chesapeake (23324)
$57,045 median income
- 23504 $44,659
Norfolk (23504)
$44,659 median income
What this shows By household income, ZIP 23320 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 23325 | Chesapeake, VA | 17,592 | 4.5 mi |
| 23464 | Virginia Beach, VA | 72,359 | 3.8 mi |
| 23324 | Chesapeake, VA | 22,851 | 4.6 mi |
| 23502 | Norfolk, VA | 20,678 | 7.7 mi |
| 23322 | Chesapeake, VA | 60,473 | 8.3 mi |
| 23523 | Norfolk, VA | 7,793 | 6.3 mi |
| 23709 | Portsmouth, VA | 78 | 6.4 mi |
| 23462 | Virginia Beach, VA | 61,973 | 6.9 mi |
| 23504 | Norfolk, VA | 23,483 | 7.7 mi |
| 23513 | Norfolk, VA | 29,595 | 9.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 23320, both outside VA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (51,797 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Chesapeake County
Related Areas
Frequently Asked Questions
What county is ZIP code 23320 in?
ZIP code 23320 (Chesapeake) is located in Chesapeake County, Virginia. Chesapeake County contains multiple ZIP codes, see the full list at /counties/chesapeake-va.
What is the population of ZIP code 23320?
ZIP code 23320 in Chesapeake, VA has a population of 51,797 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 23320?
The median household income in ZIP 23320 is $84,305, which is 11% above the national average of $76,288.
What is the average home value in ZIP 23320?
The median home value in ZIP 23320 is $346,400, which is 25% above the national average of $278,155.
What is the demographic makeup of ZIP 23320?
The largest racial group in ZIP 23320 is White at 49.7%. Hispanic or Latino residents make up 9.9% of the population.
How many businesses are in ZIP code 23320?
ZIP code 23320 has 2,580 business establishments employing approximately 58,291 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 23320?
The top industries by establishment count in ZIP 23320 are: Health care and social assistance (348), Retail trade (340), Professional, scientific, and technical services (280). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 23320?
According to the FHFA House Price Index, home values in ZIP 23320 increased by 7.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 194%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 23320?
In ZIP code 23320, 60.4% of residents aged 25+ have a high school diploma or higher, and 38.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 23320?
The mean commute time for workers in ZIP code 23320 is 24.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 23320?
In ZIP code 23320, approximately 64.5% of occupied housing units are owner-occupied and 35.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 23320?
The poverty rate in ZIP code 23320 is 8.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 23320's numbers, next.
- See how ZIP 23320 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Chesapeake, VA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.