Chesapeake, VA · standard
ZIP Code 23321
Chesapeake County, Virginia — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 33,653
- 499/sq mi
- $101,568
- Median income
- $367,900
- Median home value
- 39.3%
- Bachelor's or higher
The verdict
Chesapeake pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 18%
- household income, US ZIPs
- Top 24%
- home value, US ZIPs
- 499
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 23321 against every reporting US ZIP.
ZIP code 23321 is classified by USPS as a standard delivery area and covers roughly 67.4 square miles in Chesapeake, Chesapeake County, Virginia. The area is home to 33,653 residents, producing a population density of 499 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 23321 against Virginia and the nation.
On the economic side, the median household income for ZIP 23321 sits at $101,568 (19% above the Virginia average), while per-capita income is $45,795. The poverty rate stands at 7.6% and the unemployment rate at 4.2%. On housing, the median home value is $367,900 (10% above the state average) with median rent at $1,586 per month, and 79.7% of occupied units are owner-occupied, a direct signal of whether 23321 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 39.3% of adults hold a bachelor's degree or higher, the median age is 37.1, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Chesapeake County, so you can benchmark 23321 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 23321
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 23321.
- Retail trade
Retail trade
124 establishments
- Health care and social assistance
Health care and social assistance
114 establishments
- Accommodation and food services
Accommodation and food services
93 establishments
- Other services (except public administration)
Other services (except public administration)
84 establishments
- Construction
Construction
64 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 23321, Chesapeake, VA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
33,653
Population
67.4
Area (sq mi)
499
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 23321?
37.1
Median Age
47.6%
Male
52.4%
Female
5.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$101,568
Median Household Income
+19% vs state
$45,795
Per Capita Income
7.6%
Poverty Rate
4.2%
Unemployment Rate
26.0 min
Mean Commute Time
How ZIP 23321 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$101,568 Top 18% higher than 82% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
15,012
Total Housing Units
14,562
Occupied Units
450
Vacant Units
2.76
Avg Household Size
Occupancy Type
$367,900
Median Home Value
+10% vs state
$1,586
Median Rent
1989
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.7%
YoY Change (2024)
272
HPI Index (2000 = 100)
+172%
Total Change Since 2000
Home values in ZIP 23321 have increased 4.7% over the past year (2024). Since 2000, this ZIP has seen +172% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.2% | 193 |
| 2021 | +10.6% | 213 |
| 2022 | +11.9% | 238 |
| 2023 | +8.9% | 260 |
| 2024 | +4.7% | 272 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 752 business establishments in ZIP 23321, employing approximately 10,926 people with a combined annual payroll of $473,748,000.
752
Businesses
10,926
Employees
$473.7M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 124 | 16.5% |
| Health care and social assistance | 114 | 15.2% |
| Accommodation and food services | 93 | 12.4% |
| Other services (except public administration) | 84 | 11.2% |
| Construction | 64 | 8.5% |
| Real estate and rental and leasing | 59 | 7.8% |
| Transportation and warehousing | 43 | 5.7% |
| Professional, scientific, and technical services | 42 | 5.6% |
| Administrative and support and waste management and remediation services | 41 | 5.5% |
| Finance and insurance | 29 | 3.9% |
| Wholesale trade | 16 | 2.1% |
| Information | 13 | 1.7% |
| Educational services | 12 | 1.6% |
| Arts, entertainment, and recreation | 8 | 1.1% |
| Manufacturing | 7 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 23321 vs 23701 →
ZIP 23321 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 23323
Chesapeake (23323)
35,906 residents
- 23321
Chesapeake (23321)
33,653 residents
- 23435
Suffolk (23435)
27,053 residents
- 23703
Portsmouth (23703)
25,739 residents
- 23701
Portsmouth (23701)
25,161 residents
- 23324
Chesapeake (23324)
22,851 residents
- 23704
Portsmouth (23704)
18,716 residents
- 23707 14,236
Portsmouth (23707)
14,236 residents
- 23702 11,424
Portsmouth (23702)
11,424 residents
What this shows Among its immediate neighbors, ZIP 23321 ranks #2 by population — useful context the national average alone can't give.
ZIP 23321 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 23435
Suffolk (23435)
$111,700 median income
- 23323
Chesapeake (23323)
$108,730 median income
- 23321
Chesapeake (23321)
$101,568 median income
- 23703
Portsmouth (23703)
$78,707 median income
- 23701
Portsmouth (23701)
$62,349 median income
- 23324
Chesapeake (23324)
$57,045 median income
- 23704
Portsmouth (23704)
$49,583 median income
- 23707
Portsmouth (23707)
$48,926 median income
- 23702
Portsmouth (23702)
$48,835 median income
What this shows By household income, ZIP 23321 ranks #3 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 23701 | Portsmouth, VA | 25,161 | 3.0 mi |
| 23435 | Suffolk, VA | 27,053 | 4.0 mi |
| 23702 | Portsmouth, VA | 11,424 | 5.2 mi |
| 23707 | Portsmouth, VA | 14,236 | 5.4 mi |
| 23709 | Portsmouth, VA | 78 | 6.5 mi |
| 23703 | Portsmouth, VA | 25,739 | 6.2 mi |
| 23704 | Portsmouth, VA | 18,716 | 6.4 mi |
| 23324 | Chesapeake, VA | 22,851 | 8.2 mi |
| 23323 | Chesapeake, VA | 35,906 | 8.9 mi |
| 23708 | Portsmouth, VA | 181 | 7.2 mi |
More ZIP Codes in Chesapeake County
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Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Chesapeake, VA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.