PlainZIP

Chesapeake, VA · standard

ZIP Code 23321

Chesapeake County, Virginia - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

33,653
499/sq mi
$101,568
Median income
$367,900
Median home value
39.3%
Bachelor's or higher

The verdict

Chesapeake pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 18%
household income, US ZIPs
Top 24%
home value, US ZIPs
499
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 23321 against every reporting US ZIP.

ZIP code 23321 is a densely settled ZIP (a standard USPS delivery area) in Chesapeake, Chesapeake County, Virginia, with 33,653 residents across 67.4 square miles, a density of 499 people per square mile, in the New York time zone.

ZIP 23321 lands in the middle-income range, with a median household income of $101,568 (19% above the Virginia average), while per-capita income is $45,795. Local economic indicators show a 7.6% poverty rate alongside 4.2% unemployment. Housing costs here run $367,900 for a typical home value (10% above the state average), with rent averaging $1,586 a month; 79.7% of homes are owner-occupied.

A solid share of residents have a four-year degree: 39.3% of adults hold a bachelor's degree or higher, the median age is 37.1, and the average commute is 26 minutes. To put 23321 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 5 additional ZIPs in Chesapeake County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 23321

Top 5 sectors by establishment count in Chesapeake, VA

Which industries have the most business establishments in ZIP 23321.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 23321, Chesapeake, VA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

33,653

Population

67.4

Area (sq mi)

499

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 23321?

37.1

Median Age

47.6%

Male

52.4%

Female

5.2%

Foreign-Born

White 50.2%
African American 37.6%
Asian 3.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 7.7%
Hispanic or Latino 5.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$101,568

Median Household Income

+19% vs state

$45,795

Per Capita Income

7.6%

Poverty Rate

4.2%

Unemployment Rate

26.0 min

Mean Commute Time

How ZIP 23321 ranks nationally

Chesapeake, VA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$101,568 Top 18% higher than 82% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.4%
Bachelor's Degree or Higher 39.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

15,012

Total Housing Units

14,562

Occupied Units

450

Vacant Units

2.76

Avg Household Size

Occupancy Type

Owner 79.7%
Renter 20.3%

$367,900

Median Home Value

+10% vs state

$1,586

Median Rent

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.7%

YoY Change (2024)

272

HPI Index (2000 = 100)

+172%

Total Change Since 2000

Home values in ZIP 23321 have increased 4.7% over the past year (2024). Since 2000, this ZIP has seen +172% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.2% 193
2021 +10.6% 213
2022 +11.9% 238
2023 +8.9% 260
2024 +4.7% 272

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 752 business establishments in ZIP 23321, employing approximately 10,926 people with a combined annual payroll of $473,748,000.

752

Businesses

10,926

Employees

$473.7M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 124 16.5%
Health care and social assistance 114 15.2%
Accommodation and food services 93 12.4%
Other services (except public administration) 84 11.2%
Construction 64 8.5%
Real estate and rental and leasing 59 7.8%
Transportation and warehousing 43 5.7%
Professional, scientific, and technical services 42 5.6%
Administrative and support and waste management and remediation services 41 5.5%
Finance and insurance 29 3.9%
Wholesale trade 16 2.1%
Information 13 1.7%
Educational services 12 1.6%
Arts, entertainment, and recreation 8 1.1%
Manufacturing 7 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 23321 vs 23701 →

ZIP 23321 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 23321 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 23321 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 23321 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
23701 Portsmouth, VA 25,161 3.0 mi
23435 Suffolk, VA 27,053 4.0 mi
23702 Portsmouth, VA 11,424 5.2 mi
23707 Portsmouth, VA 14,236 5.4 mi
23709 Portsmouth, VA 78 6.5 mi
23703 Portsmouth, VA 25,739 6.2 mi
23704 Portsmouth, VA 18,716 6.4 mi
23324 Chesapeake, VA 22,851 8.2 mi
23323 Chesapeake, VA 35,906 8.9 mi
23708 Portsmouth, VA 181 7.2 mi

More ZIP Codes in Chesapeake County

23322 standard
Chesapeake, VA
Pop: 60,473
23320 standard
Chesapeake, VA
Pop: 51,797
23323 standard
Chesapeake, VA
Pop: 35,906
23324 standard
Chesapeake, VA
Pop: 22,851
23325 standard
Chesapeake, VA
Pop: 17,592

Related Areas

Chesapeake County Chesapeake, VA Virginia

Frequently Asked Questions

What county is ZIP code 23321 in? ▼
ZIP code 23321 (Chesapeake) is located in Chesapeake County, Virginia. Chesapeake County contains multiple ZIP codes, see the full list at /counties/chesapeake-va.
What is the population of ZIP code 23321? ▼
ZIP code 23321 in Chesapeake, VA has a population of 33,653 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 23321? ▼
The median household income in ZIP 23321 is $101,568, which is 33% above the national average of $76,288.
What is the average home value in ZIP 23321? ▼
The median home value in ZIP 23321 is $367,900, which is 32% above the national average of $278,155.
What is the demographic makeup of ZIP 23321? ▼
The largest racial group in ZIP 23321 is White at 50.2%. Hispanic or Latino residents make up 5.5% of the population.
How many businesses are in ZIP code 23321? ▼
ZIP code 23321 has 752 business establishments employing approximately 10,926 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 23321? ▼
The top industries by establishment count in ZIP 23321 are: Retail trade (124), Health care and social assistance (114), Accommodation and food services (93). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 23321? ▼
According to the FHFA House Price Index, home values in ZIP 23321 increased by 4.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 172%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 23321? ▼
In ZIP code 23321, 63.4% of residents aged 25+ have a high school diploma or higher, and 39.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 23321? ▼
The mean commute time for workers in ZIP code 23321 is 26.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 23321? ▼
In ZIP code 23321, approximately 79.7% of occupied housing units are owner-occupied and 20.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 23321? ▼
The poverty rate in ZIP code 23321 is 7.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.