Charles Town, WV · standard

ZIP Code 25414

Jefferson County, West Virginia - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

17,024
121/sq mi
$105,500
Median income
$391,700
Median home value
35.7%
Bachelor's or higher

The verdict

Charles Town pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 16%
household income, US ZIPs
Top 21%
home value, US ZIPs
121
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 25414 against every reporting US ZIP.

ZIP code 25414 is a mid-sized community (a standard USPS delivery area) in Charles Town, Jefferson County, West Virginia, home to 17,024 residents across 141.2 square miles, a density of 121 people per square mile, in the New York time zone.

ZIP 25414 lands in the middle-income range, with a median household income of $105,500 (83% above the West Virginia average), while per-capita income is $48,563. The poverty rate stands at 6.7% and the unemployment rate at 3.4%. On housing, the median home value is $391,700 (184% above the state average) with median rent at $1,061 per month, and 77.1% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 35.7% of adults hold a bachelor's degree or higher, the median age is 40.2, and the average commute is 37 minutes. A geography-based comparison follows: 9 ZIP codes within about 10 miles of 25414, plus 6 more within Jefferson County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 25414

Top 5 sectors by establishment count in Charles Town, WV

Which industries have the most business establishments in ZIP 25414.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 25414, Charles Town, WV · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

17,024

Population

141.2

Area (sq mi)

121

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 25414?

40.2

Median Age

51.2%

Male

48.8%

Female

7.1%

Foreign-Born

White 76.5%
African American 7.6%
Asian 1.7%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.6%
Hispanic or Latino 8.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$105,500

Median Household Income

+83% vs state

$48,563

Per Capita Income

6.7%

Poverty Rate

3.4%

Unemployment Rate

37.3 min

Mean Commute Time

How ZIP 25414 ranks nationally

Charles Town, WV household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$105,500 Top 16% higher than 84% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.7%
Bachelor's Degree or Higher 35.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,470

Total Housing Units

8,098

Occupied Units

372

Vacant Units

2.58

Avg Household Size

Occupancy Type

Owner 77.1%
Renter 22.9%

$391,700

Median Home Value

+184% vs state

$1,061

Median Rent

1997

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.3%

YoY Change (2024)

253

HPI Index (2000 = 100)

+153%

Total Change Since 2000

Home values in ZIP 25414 have increased 4.3% over the past year (2024). Since 2000, this ZIP has seen +153% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.3% 163
2021 +8.5% 177
2022 +12.2% 199
2023 +21.8% 242
2024 +4.3% 253

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 342 business establishments in ZIP 25414, employing approximately 6,891 people with a combined annual payroll of $284,819,000.

342

Businesses

6,891

Employees

$284.8M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 59 17.3%
Accommodation and food services 48 14.0%
Professional, scientific, and technical services 41 12.0%
Other services (except public administration) 37 10.8%
Health care and social assistance 31 9.1%
Real estate and rental and leasing 25 7.3%
Construction 23 6.7%
Finance and insurance 23 6.7%
Administrative and support and waste management and remediation services 18 5.3%
Arts, entertainment, and recreation 7 2.0%
Transportation and warehousing 6 1.8%
Wholesale trade 5 1.5%
Information 5 1.5%
Educational services 5 1.5%
Manufacturing 4 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 25414 vs 25438 →

ZIP 25414 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 25414 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 25414 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 25414 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
25438 Ranson, WV 6,266 4.7 mi
25446 Summit Point, WV 1,463 4.6 mi
25425 Harpers Ferry, WV 12,835 5.3 mi
25432 Millville, WV 121 5.9 mi
25442 Shenandoah Junction, WV 1,925 8.5 mi
25430 Kearneysville, WV 8,112 7.1 mi
22611 Berryville, VA 8,757 8.6 mi
20141 Round Hill, VA 6,131 10.4 mi
20132 Purcellville, VA 15,900 9.5 mi

More ZIP Codes in Jefferson County

Frequently Asked Questions

What county is ZIP code 25414 in?
ZIP code 25414 (Charles Town) is located in Jefferson County, West Virginia. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-wv.
What is the population of ZIP code 25414?
ZIP code 25414 in Charles Town, WV has a population of 17,024 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 25414?
The median household income in ZIP 25414 is $105,500, which is 38% above the national average of $76,288.
What is the average home value in ZIP 25414?
The median home value in ZIP 25414 is $391,700, which is 41% above the national average of $278,155.
What is the demographic makeup of ZIP 25414?
The largest racial group in ZIP 25414 is White at 76.5%. Hispanic or Latino residents make up 8.3% of the population.
How many businesses are in ZIP code 25414?
ZIP code 25414 has 342 business establishments employing approximately 6,891 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 25414?
The top industries by establishment count in ZIP 25414 are: Retail trade (59), Accommodation and food services (48), Professional, scientific, and technical services (41). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 25414?
According to the FHFA House Price Index, home values in ZIP 25414 increased by 4.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 153%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 25414?
In ZIP code 25414, 63.7% of residents aged 25+ have a high school diploma or higher, and 35.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 25414?
The mean commute time for workers in ZIP code 25414 is 37.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 25414?
In ZIP code 25414, approximately 77.1% of occupied housing units are owner-occupied and 22.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 25414?
The poverty rate in ZIP code 25414 is 6.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.