Residential delivery area · North Carolina

ZIP Code 27581: Stem, NC

ZIP code 27581 uses the postal name Stem, North Carolina and lies entirely in Granville County (Census 2020 ZIP-county file). About 3,900 people live there (Census Bureau, ACS 2020-2024). Median household income is $59,492 (Census Bureau, ACS 2020-2024). By Census place, 4% of its land lies in Stem, and 1% in smaller places; 95% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
2national area: North Carolina, District of Columbia, Maryland, South Carolina, Virginia and West Virginia
275sectional center: Raleigh, NC (SCF 275)
81delivery area within it
Town
Stem · its only residential ZIP
Census places
Stem
House district
NC-13 119th Congress
Time zone
Eastern
Land area
36.2 sq mi · 107 people per sq mi

Where is ZIP code 27581?

27581 centers on 36.203°, -78.736° and covers 36.2 square miles of land plus 0.6 of water. It borders 4 ZIP codes: 27509, 27522, 27572, 27565.

27509 · Butner27522 · Creedmoor27565 · Oxford27572 · Rougemont27581 · Stem (this ZIP)275812756527572275222750927509 · Butner27522 · Creedmoor27565 · Oxford27572 · Rougemont27581 · Stem (this ZIP)275812756527572275222750927509 · Butner27522 · Creedmoor27565 · Oxford27572 · Rougemont27581 · Stem (this ZIP)2758127565275722752227509
Shaded by median household income, in national fifths (ACS 2020-2024); 27581 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 27581, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 27581 compare with the rest of Granville County?

Rank of 27581 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure27581In Granville CountyIn NC
People (ACS 2020-2024)3,8809th of 12473rd of 853
Median household income$60knot rankednot ranked
Median home value$211k5th of 9366th of 572

27581's median household income is not ranked: its 90% margin of error (±$17,720) is more than a quarter of the figure ($59,492). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.

It is denser than 55% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 27581?

The 2020 Census counted 3,646 people in 27581; the ACS, which samples households over 2020-2024, estimates 3,880. Between the 2010 and 2020 censuses its population grew 19.6% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
3,880±669 (90% margin)
2020 Census count
3,646+19.6% since 2010 (3,049)
Households
1,421
Median age
35.9

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 27581?

Of the 3,880 people the ACS estimates in 27581, 26.3% are under 18 and 15.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (68.5%), then Black (not Hispanic) (16.3%).

  • Under 1826.3%
  • 18 to 6458.6%
  • 65 and older15.1%
Age of the people of 27581 (ACS 2020-2024, B01001)
  • White, not Hispanic68.5%
  • Black, not Hispanic16.3%
  • Hispanic or Latino11.2%
  • Other or two or more3.8%
  • Asian, not Hispanic0.2%
Race and Hispanic origin in 27581 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 27581 earn?

Median household income is $59,492 (ACS 2020-2024). It fell from $85,148 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.

Median household income
$59,492±$17,720
Income per person
$34,371
Below the poverty line
8.3%
Unemployed (of the labor force)
1.8%
Adults 25+ with a bachelor's degree
22.2%
Adjusted gross income per tax return, 2022
$68,8161,780 returns; wages 79% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 27581?

FHFA's house price index for 27581, built from repeat sales and appraisals of the same homes, rose 108% from 2015 to 2025 and rose 71% from 2020 to 2025, and moved −0.6% in 2025.

Median home value (owners' estimate)
$210,600
Median gross rent
$1,096
Homes owned by their occupants
89.2%
Housing units
1,514
0 50 100 150 200 250 1998201020202025 0 50 100 150 200 250 1998201020202025 0 50 100 150 200 250 1998201020202025
Index = 100 in 1998, the first year FHFA reports for 27581; 2025: 255.3. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 27581?

31 business establishments had a location in this ZIP code in 2023, 5 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction8
  • Retail trade4
  • Transportation and warehousing4
  • Professional, scientific, and technical services4
  • Other services (except public administration)4
  • Administrative and support and waste management and remediation services3

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 27581?

ZIP codes that share a boundary with 27581, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
27509Butner7,766$73k5.4 mi
27522Creedmoor13,083$77k7.5 mi
27572Rougemont6,131$91k8.7 mi
27565Oxford23,826$56k12.0 mi
27503Bahama5,374$114k9.0 mi (near)
27712Durham24,299$91k12.0 mi (near)
27704Durham40,102$70k12.2 mi (near)
27583Timberlake7,242$72k13.1 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.