Point Harbor, NC · standard
ZIP Code 27964
Currituck County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 545
- 142/sq mi High-density area
- $330,200
- Median home value Above-median home value
- 56.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Point Harbor pairs above-median home values, in a rural, homeowner-dominated area.
- Top 29%
- home value, US ZIPs
- 142
- people per sq mi
- 94%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 27964 against every reporting US ZIP.
ZIP code 27964 is a sparsely populated ZIP (a standard USPS delivery area) in Point Harbor, Currituck County, North Carolina, home to just 545 residents across 3.8 square miles, a density of 142 people per square mile, in the New York time zone.
Median household income is not on file for ZIP 27964, but per-capita income is $49,166. Both reported hardship measures are comparatively low in absolute terms: poverty is 6.6% and unemployment is 1.0%. Housing is both higher-cost and owner-heavy: median home value is $330,200 (27% above the average North Carolina ZIP), while 94.4% of occupied homes are owner-occupied.
This is a highly-educated ZIP: 56.7% of adults hold a bachelor's degree or higher, the median age is 48.7, and the average commute is -. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Currituck County, so 27964 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 27964
Top 5 sectors by establishment count in Point Harbor, NC
Which industries have the most business establishments in ZIP 27964.
- Construction
Construction
14 establishments
- Other services (except public administration)
Other services (except public administration)
7 establishments
- Retail trade
Retail trade
6 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
6 establishments
- Professional, scientific, and technical services 4
Professional, scientific, and technical services
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 27964, Point Harbor, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
545
Population
3.8
Area (sq mi)
142
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 27964?
48.7
Median Age
55.4%
Male
44.6%
Female
2.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$49,166
Per Capita Income
6.6%
Poverty Rate
1.0%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
254housing units
254
Total Housing Units
213
Occupied Units
41
Vacant Units
2.60
Avg Household Size
Occupancy Type
$330,200
Median Home Value
+27% vs state ZIP avg
1988
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 46 business establishments in ZIP 27964, employing approximately 288 people with a combined annual payroll of $15,342,000.
46
Businesses
288
Employees
$15.3M
Annual Payroll
6
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 14 | 30.4% |
| Other services (except public administration) | 7 | 15.2% |
| Retail trade | 6 | 13.0% |
| Administrative and support and waste management and remediation services | 6 | 13.0% |
| Professional, scientific, and technical services | 4 | 8.7% |
| Manufacturing | 3 | 6.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 27964 vs 27941 →
ZIP 27964 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 27948
Kill Devil Hills (27948)
10,862 residents
- 27949
Kitty Hawk (27949)
6,947 residents
- 27947 1,230
Jarvisburg (27947)
1,230 residents
- 27966 1,052
Powells Point (27966)
1,052 residents
- 27964 545
Point Harbor (27964)
545 residents
- 27941 536
Harbinger (27941)
536 residents
What this shows Among its immediate neighbors, ZIP 27964 ranks #5 by population - useful context the national average alone can't give.
More ZIP Codes in Currituck County
Related Areas
Frequently Asked Questions
What county is ZIP code 27964 in?
ZIP code 27964 (Point Harbor) is located in Currituck County, North Carolina. Currituck County contains multiple ZIP codes, see the full list at /counties/currituck-nc.
What is the population of ZIP code 27964?
ZIP code 27964 in Point Harbor, NC has a population of 545 according to the Census Bureau ACS 2023 estimates.
What is the average home value in ZIP 27964?
The median home value in ZIP 27964 is $330,200, which is 19% above the national average of $278,155.
What is the demographic makeup of ZIP 27964?
The largest racial group in ZIP 27964 is White at 100.0%. Hispanic or Latino residents make up 6.7% of the population.
How many businesses are in ZIP code 27964?
ZIP code 27964 has 46 business establishments employing approximately 288 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 27964?
The top industries by establishment count in ZIP 27964 are: Construction (14), Other services (except public administration) (7), Retail trade (6). There are 6 industry sectors represented in total.
What is the education level in ZIP code 27964?
In ZIP code 27964, 65.8% of residents aged 25+ have a high school diploma or higher, and 56.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 27964?
In ZIP code 27964, approximately 94.4% of occupied housing units are owner-occupied and 5.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 27964?
The poverty rate in ZIP code 27964 is 6.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 27964's numbers, next.
- See how ZIP 27964 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Point Harbor, NC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.