Stumpy Point, NC · standard

ZIP Code 27978

Dare County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

225
5/sq mi
$60,192
Median income
$336,400
Median home value
24.4%
Bachelor's or higher

The verdict

Stumpy Point pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

29th pct
household income, US ZIPs
Top 28%
home value, US ZIPs
5
people per sq mi
61%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 27978 against every reporting US ZIP.

ZIP code 27978 is classified by USPS as a standard delivery area and covers roughly 41.7 square miles in Stumpy Point, Dare County, North Carolina. The area is home to 225 residents, producing a population density of 5 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 27978 against North Carolina and the nation.

On the economic side, the median household income for ZIP 27978 sits at $60,192 (13% below the North Carolina average), while per-capita income is $32,077. The poverty rate stands at 8.0% and the unemployment rate at 6.4%. On housing, the median home value is $336,400 (30% above the state average) with median rent at per month, and 61.4% of occupied units are owner-occupied, a direct signal of whether 27978 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 24.4% of adults hold a bachelor's degree or higher, the median age is 45.6, and the average commute is . We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Dare County, so you can benchmark 27978 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 27978, Stumpy Point, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

225

Population

41.7

Area (sq mi)

5

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 27978?

45.6

Median Age

55.7%

Male

44.3%

Female

23.6%

Foreign-Born

White 76.4%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 23.6%
Hispanic or Latino 23.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$60,192

Median Household Income

-13% vs state

$32,077

Per Capita Income

8.0%

Poverty Rate

6.4%

Unemployment Rate

How ZIP 27978 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$60,192 29th percentile higher than 29% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.2%
Bachelor's Degree or Higher 24.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

149

Total Housing Units

114

Occupied Units

35

Vacant Units

2.08

Avg Household Size

Occupancy Type

Owner 61.4%
Renter 38.6%

$336,400

Median Home Value

+30% vs state

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 5 business establishments in ZIP 27978, employing approximately 28 people with a combined annual payroll of $1,783,000.

5

Businesses

28

Employees

$1.8M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 27978 vs 27953 →

ZIP 27978 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 27978 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 27978 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 27978 ranks #2 of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
27953 Manns Harbor, NC 1,021 7.3 mi
27981 Wanchese, NC 1,643 10.2 mi

More ZIP Codes in Dare County

Frequently Asked Questions

What county is ZIP code 27978 in?
ZIP code 27978 (Stumpy Point) is located in Dare County, North Carolina. Dare County contains multiple ZIP codes, see the full list at /counties/dare-nc.
What is the population of ZIP code 27978?
ZIP code 27978 in Stumpy Point, NC has a population of 225 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 27978?
The median household income in ZIP 27978 is $60,192, which is 21% below the national average of $76,288.
What is the average home value in ZIP 27978?
The median home value in ZIP 27978 is $336,400, which is 21% above the national average of $278,155.
What is the demographic makeup of ZIP 27978?
The largest racial group in ZIP 27978 is White at 76.4%. Hispanic or Latino residents make up 23.6% of the population.
How many businesses are in ZIP code 27978?
ZIP code 27978 has 5 business establishments employing approximately 28 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 27978?
In ZIP code 27978, 50.2% of residents aged 25+ have a high school diploma or higher, and 24.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 27978?
In ZIP code 27978, approximately 61.4% of occupied housing units are owner-occupied and 38.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 27978?
The poverty rate in ZIP code 27978 is 8.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Stumpy Point, NC

Verify and explore additional data for this area using these official government sources.